Healthier, wealthier and wiser – My DFW diary!

Cherryjack

Fab news on the Quidco pay out wow :-) thats a nice lil sum.. bargain with the cat foot!! and i have never gone around picking up items i need and looked into the points..so i must have a little go! gosh these things do add up so its worth it :-) OH drives a company transit all week, so he fills up and get the clubcard point.. cheeky i know but wonderfull!! we messed up last year, he was collecting nectar points..you hardly get any! learnt our lesson and got him filling up at Tesco.
Carrots.. hmmm..im the wrong person to ask with these cravings lol.. carrot cake?? if so il have a slice haha.

Marty82

Cherryjack wrote: »

Fab news on the Quidco pay out wow :-) thats a nice lil sum.. bargain with the cat foot!! and i have never gone around picking up items i need and looked into the points..so i must have a little go! gosh these things do add up so its worth it :-) OH drives a company transit all week, so he fills up and get the clubcard point.. cheeky i know but wonderfull!! we messed up last year, he was collecting nectar points..you hardly get any! learnt our lesson and got him filling up at Tesco.
Carrots.. hmmm..im the wrong person to ask with these cravings lol.. carrot cake?? if so il have a slice haha.

I know, tell me about it! It's going straight into my "war chest" account until the CAB tell me what debt to pay off first etc.

I usually shop in Sainsbury's but was in Tesco anyway so thought I'd use the bonus point coupons but only buy just what was needed to qualify for them. You get 1 point per £2 fuel at Tesco and 1 point per litre at Sainsbury's but Clubcard points are worth twice Nectar points so at the current £1.27 per litre which gives better value? I think you're right with Tesco but not sure as my head isn't in a maths mood just now. Lol.

Have never made carrot cake; do you have a good recipe for it?

Cherryjack

Marty82 wrote: »

I know, tell me about it! It's going straight into my "war chest" account until the CAB tell me what debt to pay off first etc.

I usually shop in Sainsbury's but was in Tesco anyway so thought I'd use the bonus point coupons but only buy just what was needed to qualify for them. You get 1 point per £2 fuel at Tesco and 1 point per litre at Sainsbury's but Clubcard points are worth twice Nectar points so at the current £1.27 per litre which gives better value? I think you're right with Tesco but not sure as my head isn't in a maths mood just now. Lol.

Have never made carrot cake; do you have a good recipe for it?

ahh i have them..ive never used them (out of the folder)tommorow

Did you get those sainsburys vouchers £9.00 off a £60.00 shop? i may do a big shop with them this week..

check this link out... im liking the sound of the James Martin cake with cinnamon frosting..:-)

http://www.bbcgoodfood.com/search.do?keywords=carrot+cake&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=

Marty82

Cherryjack wrote: »

ahh i have them..ive never used them (out of the folder)tommorow

Did you get those sainsburys vouchers £9.00 off a £60.00 shop? i may do a big shop with them this week..

check this link out... im liking the sound of the James Martin cake with cinnamon frosting..:-)

http://www.bbcgoodfood.com/search.do?keywords=carrot+cake&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=&filterItem=

Oh my, that does look nice. Might have to go for a simpler one in the meantime so that I don't have to buy too many extra items as meant to be running down my current stocks.

Where do you normally shop then since you don't use your bonus Tesco points? I haven't had that Sainsbury's voucher; was it through the post or at the till? What you get varies from customer to customer depending how much you spend and how often so I may get a different one.

kerri_dfw

Hi Marty I spotted you on Luna's diary so thought I'd read yours *waves*.

I have an idea to get you to stop impulse buying If you see something you want, make a note of it, hide the note for two weeks. If after two weeks has passed you think you still need the item, then buy it. This gives you time to see if you can find a cheaper method of solving the issue you have, for instance buying fleece fabric from a fabric shop instead of buying new blankets.

I'm really into making things myself at the moment, but like you I magpie shop.... I see something shiny and decide I have to have it there and then. I haven't solved this yet but I'm hoping to do so, as I spend too much money on things.

Looking forward to reading more from you.

Kerri

The_Dragon

Hmm also an emotional spender here (except I have nothing to show for it as I spent on lunches at the pub!),my spending was caused by stress so trying not to get stressed any more :rotfl:

Cherryjack

Marty82 wrote: »

Oh my, that does look nice. Might have to go for a simpler one in the meantime so that I don't have to buy too many extra items as meant to be running down my current stocks.

Where do you normally shop then since you don't use your bonus Tesco points? I haven't had that Sainsbury's voucher; was it through the post or at the till? What you get varies from customer to customer depending how much you spend and how often so I may get a different one.

Hi Marty, im up and avoiding my afternoon nap!! im an asda fan.. we have a massive on by us..with loads of offers. I exoect those vouchers from sainsburys are and aftermath of the waisted nectar points lol..

Marty82

kerri_dfw wrote: »

Hi Marty I spotted you on Luna's diary so thought I'd read yours *waves*.

I have an idea to get you to stop impulse buying If you see something you want, make a note of it, hide the note for two weeks. If after two weeks has passed you think you still need the item, then buy it. This gives you time to see if you can find a cheaper method of solving the issue you have, for instance buying fleece fabric from a fabric shop instead of buying new blankets.

I'm really into making things myself at the moment, but like you I magpie shop.... I see something shiny and decide I have to have it there and then. I haven't solved this yet but I'm hoping to do so, as I spend too much money on things.

Looking forward to reading more from you.

Kerri

Hey Kerri,

Thanks for joining me. Do you have a diary too?

I was thinking about looking in fabric and charity shops for material for throws and cushion covers although I don't know how to sew. I could borrow my mum's sewing machine which she doesn't use but wouldn't have a clue where to start!

I like your idea about impulse spending so I may try it out!

Marty82

The_Dragon wrote: »

Hmm also an emotional spender here (except I have nothing to show for it as I spent on lunches at the pub!),my spending was caused by stress so trying not to get stressed any more :rotfl:

Lunches at the pub are a nice wee treat though which we do need every now and then.

Marty82

Cherryjack wrote: »

Hi Marty, im up and avoiding my afternoon nap!! im an asda fan.. we have a massive on by us..with loads of offers. I exoect those vouchers from sainsburys are and aftermath of the waisted nectar points lol..

I see from your diary that you didn't resist Asda but hope you managed to resist spending on unnecessary things and got lots of staples to last you until December. I avoid the local Asda Wal-Mart Supercentre as there are too many extras to tempt you and personally I'm not a fan of the shop. You tend to get more of those "save £x when you spend £xx" when you don't shop at Sainsbury's as they are to tempt you back.