A new start for a newbie

vintage43

I am officially broke - £5 in my purse, £992 overdrawn at the bank, the petrol light has just come on the car:eek::eek:
I have no more money now until next Friday!
This is going to be a challenge - luckily the freezer and store cupboards will keep us going for 5 days - packed lunches all round!
I made £5 on ebay and that will take a few days to go into account so hopefully with the £5 in my purse I might just be ok for petrol.
I have foolishly got used to spending some money most days, I have some 2p's,5p's,10p's that I can use to get milk with, will take a stroll down to MR T in a moment, this is going to be a taste of things to come for when my job finishes.
It doesn't feel too scary at the moment but I'm sure that will change once the bills start coming in and I have no income.:eek:

debtfreewannabe321

good luck vintage, i've been there before trying to make the money stretch! Have you thought about joining the NSD challenge? It really helped me to stay on track when i didn't have much to spend anyway! Hope you're having a nice weekend anyway xx

vintage43

debtfreewannabe321 wrote: »

good luck vintage, i've been there before trying to make the money stretch! Have you thought about joining the NSD challenge? It really helped me to stay on track when i didn't have much to spend anyway! Hope you're having a nice weekend anyway xx

I tried the NSD challenge before - time to try again though me thinks, I have such an unhealthy relationship with money:eek::eek: i drive myself mad!!!:mad: It is definitely NSD though till Friday as i have literally no pennies until then....... should be fun xxx Hope you had a great weekend xx:)

vintage43

Worked out all my debts today - not including the mortgage to be a whooping £14613
what ever money I make now on ebay sales or craft fayres is going to pay this off.
I will concentrate on Barclaycard first as that has the highest interest rate and aim to make a payment a day off it even if it's only 10p i find lying around the house.
I'll do a running total of how much i've paid off and how much interest is shoved on day by day.
Really looking forward to this challenge and making it a payment a day will keep me motivated!

vintage43

Barclay card total + £5492

Paid off £10.00 0n 14/03/12 total now at

£5482:j:j:j:j:j:j:j:j:j:j

mum2one

your going brilliantly, xx

vintage43

mum2one wrote: »

your going brilliantly, xx

I even put 48p in 1p's into the bank today, will pay that off it tomorrow lol:D
Hope you and your little one are good xx

mum2one

She's a little star bless her, She gave up her Simpsons to go for a walk with dad and the dog to buy me a block of Aero, as had to blood tests, but when she had hers they gave her a packet of sweets, she was so upset hadn't any sweets.

Plodding along, - down to 2 Open Uno assisgnments, then I get a break from mid April, - fingers crossed, pass those get Foundation Degree in Business.

Thats a good idea with the change, DD gets mine, it goes up for when shes 18 so shes got a little nest egg. As you every penny helps. xx

vintage43

mum2one wrote: »

She's a little star bless her, She gave up her Simpsons to go for a walk with dad and the dog to buy me a block of Aero, as had to blood tests, but when she had hers they gave her a packet of sweets, she was so upset hadn't any sweets.

Plodding along, - down to 2 Open Uno assisgnments, then I get a break from mid April, - fingers crossed, pass those get Foundation Degree in Business.

Thats a good idea with the change, DD gets mine, it goes up for when shes 18 so shes got a little nest egg. As you every penny helps. xx

She sounds lovely, Love the nest egg idea.
good luck with the assignments - they are a pain, once you've done them it will be such a relief. Have a great thursday xx

vintage43

Barclay card Total Yesterday £5482

Paid off £1.48 today so it's now £5480.52:j:j:j

I found some old pennies floating around the house, they must have loved me at the bank, but a payment a day is a payment a day.
Trying to plan a no spend day for tomorrow, I will buy milk today but thats all, think I'll buy extra and pop it in the freezer, all food today will come from stores, lovely Spag bol for tea.
Did anyone watch SuperScrimpers last night - I thought that it was good in places, you can get all the smae ideas from here though. I bough a magazine yesterday as a treat so will enter all the comps today from it