A new start for a newbie

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  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
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    Not to bad, both getting over bugs, its this weather, money up, down and inbetween, touch wood, still doing the self dmp plan, most have been helpful, every £1 off helps. Think it is in for the long haul, xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • vintage43
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    I met with my managers today about reduction of hours and they want to wait until I have seen the specialist, GP and Occy health on 9th March, so I guess I'm going to be off work until then as they asked me not to stay at work as my blood level is too low to enable me to work properly. I don't think I have any sickpay left, how do I go about claiming sat sick pay or is it called ESSA, also need to get in touch with Council Tax etc and put a claim in for both Ctax and housing benefit, although cos I have a mortgage will they help - I don't know. Might be worth a call to welfare rights.
    Feeling very overwhelmed with it all, however, did take my glasses back to specsavers to get them repaired, paid some cash into bank that I didn't spend at the weekend and sent off my sisters birthday card
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
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    http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Illorinjured/DG_10018786?CID=MTB&PLA=url_mon&CRE=sick_pay

    I've just pulled that link from the direct gov website, its the goverment website, at least the info you get will be upto date.

    I'm thinking aloud (may be covered on that link), but you may need a sick note, if you exisiting one doesn't cover any further period of time. Just that I know what its like trying to get into our GP for an appointment,

    Hope ur feeling better soon xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • vintage43
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    mum2one wrote: »
    http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Illorinjured/DG_10018786?CID=MTB&PLA=url_mon&CRE=sick_pay

    I've just pulled that link from the direct gov website, its the goverment website, at least the info you get will be upto date.

    I'm thinking aloud (may be covered on that link), but you may need a sick note, if you exisiting one doesn't cover any further period of time. Just that I know what its like trying to get into our GP for an appointment,

    Hope ur feeling better soon xx

    Thank you so much, that's really kind, I'm seeing GP on Thursday, hoping to get a sick note then. I'll read the link later with a nice cup of tea xxx:A
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
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    never mind a cup of tea, a large of glass of wine is def in order when u start tackling the gov websites.

    Glad u got in ok with the docs. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • vintage43
    vintage43 Posts: 386 Forumite
    edited 22 February 2012 at 2:57PM
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    mum2one wrote: »
    never mind a cup of tea, a large of glass of wine is def in order when u start tackling the gov websites.

    Glad u got in ok with the docs. xx

    LOL:rotfl: I would kill for a glass of wine - I haven't had a drink for 2 years due to liver probs but ooooooh how I miss it. You have my glass and enjoy!!!!:T:beer:
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • debtfreewannabe321
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    oooh well i hope you enjoyed a nice cup of tea with a biccy or two instead then ;) xxx
    MAY 2024 GOALS MFW #17 EF Goal 2- £250.96/300 84%(EF total £1750.96 - 1 month expenses! )~ NSD 3/15 ~ FOOD & TOILETRIES BUDGET £163.36 / £500 ~ MOP- 0/50
    MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £
  • vintage43
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    Still haven't bought any food shopping - so proud as I usually buy something everyday:j:j:j
    Put £20.00 of petrol in the car, took the money out of the sealed jar and bought some Chilli, Basil and cherry tomato seeds, I have never tried to grow anything before so it should be fun trying. I've put four seeds into each pot the a light layer of soil then cling film over the top and covered them with card to start them off, any tips would be welcome!!!
    I filled in a claim form for Council tax and housing benefit, looked up ESA on line, just waiting to get my pay packet to see if my sickness entitlement has run out, I did email HR to ask but it feels really cheeky but I do need to know so i can start moving forward with claiming benefits.
    I don't have any payment protection on my mortgage so need to look into what happens with my mortgage when i stop work, do i have to ask the building society to go onto interest only or will just the interest be covered by housing benefit and then I can try to make up the rest of the payment??? Does anyone have any advice??
    I'm feeling a bit more positive today and feel that if i have to finish work, which is inevitable, I shall try my hardest to see this as a positive! I won't have as much stress:)
    Thank you mum2one for the link to direct gov:A
    I'm seeing Dr tomorrow so will find out how long I am signed off for.
    It has been a good day today - feel like I'm moving forward:):beer:
    I put in the compensation starter forms to see if I can get any help from a fund set up to cover the medical blunder which caused my illness, hopefully they'll take pity on me and I'll be able to sleep a bit easier:T
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • vintage43
    vintage43 Posts: 386 Forumite
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    well my no spend days look quite pitiful, I need to work on this more! I have started a sealed jar 'high maintenance fund' for when I go to London in November, I'm going to put £1 a day into it and that will be my spends. This won't count as a spend for NSD and I really want to try and up those this month.
    Not sure how well I have done on the DFW last month, everything seems a bit blurry as I'm soooooo tired but will look on credit expert later and update my signature.
    I have started to grow potatoes, chilli, basil and tomatoes and am really excited as I have two tomato shoots and one basil, nothing from the chilli seeds yet, my first time growing anything! I do hope it works I've always been a bit envious of those with green fingers!
    On my next payday I plan to get some more pots and am thinking strawberries in hanging baskets!
    I cleaned son#3's bedroom today and had a bit of a blitz in the kitchen, washed 4 loads of washing which are all line drying. Checked the bank, no money has magically appeared in my account and I really regret the £2 wasted on the euro millions on Tuesday.
    Post has just arrived so I'll pop and sort that then update signature later.
    happy Thursday:j
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Options
    ur braver than me with kids bedrooms, everytime I do madams bedroom within 2days its as bad.

    sounds gd idea the £1 day for London, at least then when u have a treat u won't feel quilty.

    I'm envious of the gardening, I can just about manage to do cress, and touch wood thats going ok, Don't know if you have a wilkinsons by you, but there seeds are fab priced, we pd £1 for 3 packs of cress, still got half the 1st bag left.

    Hope the doctors went ok, i seem to have a reserved seat at ours, now added another reception lady to the list who once I give my 1st name, doesn't ask for any other details... xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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