Countdown to Freedom

NorthStar

Am loving your list, there's a lot of inspiration on there!

Tilly_MFW_in_6_YRS

Hi SD, I am sure you are just as organised, if not more. I run around like a headless chicken at times which I wouldn't recommend.

GG, now was Peter Sellrs in that one - DH and I were trying to remember so will have to google - when will that become a verb I wonder?

Hi NorthStar, I am certain most people have longer and more useful lists, but that was me just musing this morning and it really surprised me how things kept coming into my head.

Best wishes Tilly x

Tilly_MFW_in_6_YRS

Evening, paperwork arrived for HX account so will be sending money off tomorrow. That was a simple process and impressed with the speed of service. Let's hope getting the reward money is as straight forward to obtain

I am paid in a couple of days time and, I will have to check, this is the first month of the savings pots being open, topped up to what they should be, and money being diverted on pay day. Whilst I still did this with previous bank,the mortgage was elsewhere, so we never benefitted from a good interest rate, or off setting. No more - every penny now earns its keep.

The difference in daily interest is staggering and even DH is delighted.

Have a good week all - cant believe it is the middle of the week tomorrow - Tiily x

Tilly_MFW_in_6_YRS

Passport to Pimlico was Stanley Holloway and Margaret Rutherford - Now I need to remember which film I was thinking of with Peter Sellers :rotfl:

Tiily x

Radish72

Try this site

http://www.imdb.com/

Always good for film knowledge

Tilly_MFW_in_6_YRS

Hi Radish, thanks for that and btw, your weight loss is looking pretty magnificent, Tilly x

Radish72

Confession time - I haven't weighed myself for a few weeks and have been a bit of a pig with food choices and drinking booze

Must weigh myself this week and get back on track

ladyg2009

Hi Tilly,

I've mainly lurked on MSE for 12 months... and in MFW I look for and catch up with your thread first.

I just wanted to say Hello and Thank You for posting.

I have an aim to be MF in 3 years, and this morning had a look at different mortgage offers online... when I saw FD... (with your posts in the back of my mind) I investigated further.

Fast Forward 6 hours, and the paperwork is in the post and I could be transferred as quickly as 3 weeks (fingers crossed).

FD were GREAT to deal with, and I would have never really investigated them further without your posts, so, Thank You!:T

I look forward to reading and learning more from your posts...

... goes back to lurking....:o

LG

Tilly_MFW_in_6_YRS

Hi LadyG, what a lovely post and thank you so much for your kind words. I use my diary on a number of levels but all basically intended to keep me focussed and on track.

Good luck with your move. FD do a reward programme where you can recommend clients and both the new client and the introducer are rewarded financially - you may be able to recommend someone and you both get £.

Best wishes Tilly x

Tilly_MFW_in_6_YRS

Morning all, maybe I should rename my diary 'weather update' - it has rained pretty solidly for 24 hours and yes, I know we need it, but does it have to be feast or famine?

Off out again this evening (feeling a little jaded at the moment) and then out all day Sunday. Whilst it's been great to catch up with people, I do find it hard to work at this pace and socialise in the week. I am fine Friday through Sunday but I am struggling a little today.

Fiscal fast (will stop by and post that I am having a go) is working well. It's strange having a voice at the back of my mind saying "no spending" but we will have achieved it. As I posted previously the one night out when we have had to spend was covered by the entertainment budget so I am not counting that, plus it has been booked way before starting the challenge - ooh, feels like the lady doth protest too much perhaps?

Payday is here - fallen short of £275k by £2k so outstanding offset mortgage now stands at £277k. What a difference :j

There is no way we would have got this straight without :money:
We would be living month to month, no savings, no benefit from bonuses or salary increases as they went on paying off a CC. NO MORE. Every penny is working hard, we are still having fun, just differently and since November we have cleared >£30k mortgage debt.


Edit: original post shows mortgage at £312k - so in fact since 5 November 2011 a reduction of £35k achieved. Will have to check a previous post but from memory, 2004 to November 2011 we only cleared circa £70-£80k - 7 years!!!!! What were we doing with our money - it makes me so annoyed and actually quite ashamed of our ridiculous and frankly childish attitudes to money. Thank goodness we woke up before it was too late.


Thank you Mr Lewis.
:money::money::money:

Tilly x