Countdown to Freedom

Goldiegirl

Happy birthday diary!

Keeping a diary for three years is a feat in itself, let alone the reduction in the mortgage that has gone with it

nat21luv

Happy Birthday/Anniversary Tilly! :beer:

slowlyfading

Happy diary birthday :j

roubaix

Happy diary anniversary. Takes real commitment to keep a diary up over that time not to mention the little matter of the overpayments!

Secret_Saving_Squirrel

Happy anniversary and many thanks for sharing with us. You keep many of us on track!

abouttimetoo

Hi Tilly and happy diary anniversary from me too, you and family Tilly have made brilliant progress :j

Thought I'd just also share a Nectar points update while I'm here too in case it helps anyone else

With effect from April 11th 2015 the [EMAIL="S@insburys"]S@insburys[/EMAIL] Nectar points system will be changing whereby one point per pound spend will be earned (currently you earn two), points for using own bags will be removed but there will be no change to fuel spend/points.

From what I can see, points already saved will have no changes re spend value and you will still get £2.50 off for every 500 points.

Regards
ATT

apple_muncher

:bdaycake: Happy birthday diary!

xx

Tilly_MFW_in_6_YRS

Morning, final year of mortgage commences

After posting most days over three years, it's hard to believe that by this time next year we will have been MF two months :T

PC survey in the bag
Garden shredder replacement blades purchased, cheaper than online plus discount negotiated (10%)

Mr T returns this evening and I'm making a veggie chilli. All the ironing is done, thanks to back to back conference calls

Study needs a polish and vacuum and I'll tackle that whilst the chilli is cooking. As Mr T won't be home until after 8, I have time on my side.

I'd better crack on.

Best wishes Tilly x

Arkers

Hi Tilly,


Just thought I'd drop in and offer my congratulations (along with many others) for your diary anniversary and the tremendous OP on the mortgage. It will be a great feeling to turn the key in the door of your house knowing it is YOUR home :j. Do you still have plans to purchase another home for Miss T? I think this is a great idea, and I wish I was in a position to do the same. I do keep hearing that the property market is due for an adjustment in price, not sure whether this is just seasonal or maybe because of he general election next May? I wonder what you and others think of this. My own thoughts are that prices are steadying and it is unlikely that there is going to be much movement either way for the next 8-9 months. However, I also think that prices are so regionalised a bit of local knowledge goes a long way.


I hope you enjoy your trip to the theatre it will really help you to put you and your into the Christmas spirit....as if you needed this!
:rotfl:


Bye for now


Arkers

Polly_Wolly_Doodle

Happy diary birthday Tilly:beer::beer:
Fab to hear the end is so very nigh!