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Countdown to Freedom

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Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just a heads up that it's free listing weekend on the bay! :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Thanks TattyCath, I have got a few things in the garage, which I found today so may list those.

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 22 March 2014 at 3:49PM
    I forgot that I also sorted the garage and larder shelves this morning (old billy bookcases in the garage), menu plan finished and printed.

    I enjoy reading Tender (Nigel Slater) and Leith's Vegetarian bible. I've had a lovely couple of hours just mooching and picked up a few recipes for the plan.

    I'm off to take back up copies of recipes from some library books :)

    HM pizza for dinner with HM bread and HM salsa - bit of a HM theme:):)

    £39.40 claimed from TCB - will move to offset once cleared.

    Have a good afternoon,

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mt T says he feels like a postie at the moment with his RM survey stuff :rotfl:
    Me too :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Honestly!!!

    I turn my back for five minutes and whilst I'm gone, Mr T gets a job!!!

    _party_:dance:_party_:dance:Woo-flipping-hoo!!!!!_party_:dance:_party_:dance:

    Me too Thistle!

    Massive congratulations to both of you, and hope Mr Tilly's job turns out to be even better than it looks. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry I'm a bit late...


    :j:j:j Brilliant news for Mr T :j:j:j
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Just popping in to say FAB NEWS!! Love it and whilst I never doubted it would happen, it's great it's happened now and you can start saving for retirement ;)

    Have a great weekend and I am thrilled for you. Absolutely made up

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hello,

    What with the new pension rules, there will be the opportunity for you and lots of others to take tax free pension lump sums at 55 and pay off mortgages, saving £££ in interest in lots of cases. Not that you are anywhere near 55 of course, but it is a good future option especially if interest rates soar.

    Think you should encourage Mr T to do the bedroom, it might be ages until he has time again!

    Have a good evening,

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Hello,

    What with the new pension rules, there will be the opportunity for you and lots of others to take tax free pension lump sums at 55 and pay off mortgages, saving £££ in interest in lots of cases. Not that you are anywhere near 55 of course, but it is a good future option especially if interest rates soar.

    Think you should encourage Mr T to do the bedroom, it might be ages until he has time again!

    Have a good evening,

    Squirrel x

    A timely remainder, SSS :-) Don't forget that you get a substantial bonus into your pension fund from the government depending on your tax rate. So get saving folks :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations to Mr T!!! I really am so pleased for you. What fabulous timing and so well deserved.

    Looking forward to following the next Chapter of your journey.

    We need some renewed focus on our pensions, it's difficult to know whether to invest in pension or save. I'm only 31 but very much a planner and would like to retire at 55!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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