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Countdown to Freedom
Comments
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what wonderful news Tilly, i would like to add my congratulations and can'r wait to see what your plans are for the rest of the year.
. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
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Oh wow Tilly, how fabulous, so thrilled for you all :beer::beer:, is there a slight headache this morning?!
Can't wait to hear your new plans and your new MF date:T:TWeight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
Morning, slightly later start but we're off walking shortly.
I'm doing some more veg seed planting in the garden this morning, hopefully the rain holds off.
Because I want to have a restful afternoon, I'm going to do the freezer inventory at some point before late afternoon and then I'll cosy up with a selection of books to plan.
Books for the month: Nigel Slater - Tender; Leith's Veg Bible; Save with JO; SW Curry.
Mr T and I are having a few days away so I'll need to plan some simple meals for the DKs to prepare (or heat HM meals).
RM survey stuff is pretty full on. We seem to have multiple things arriving daily at the moment. I'm no sure how he knows what to post next, but it's all under control. This little task will be passing to me and the kids :eek:
I have a free voucher for coffee and cake to use - Mr T and I may disappear tomorrow afternoon and enjoy some catch up time.
I'd better get cracking, the dogs are woofing
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
http://www.telegraph.co.uk/finance/budget/10710297/Budget-2014-calculator-how-the-changes-affect-you.html
Using future salary details, this shows the Budget will make us circa £350 better off per year. Time will tell.
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Good morning Tilly
Ditto - the budget calculator reckons we will also be £350-ish/year better off!
I used to use small post-it notes on the RMS survey envelopes - date, time, location
Have a great day
MWCxMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Just popping out of lurkdom to say congratulations to Mr T on the new job - fantastic news - enjoy your few days away :beer:
AG :T4 February 2014 - Mortgage Free
MFW14 no 67 - overpayment goal £6,200/£6,200
Save 12k in 2014 no 142 - savings goal £5,300/£12,0000 -
Honestly!!!
I turn my back for five minutes and whilst I'm gone, Mr T gets a job!!!
_party_:dance:_party_:dance:Woo-flipping-hoo!!!!!_party_:dance:_party_:dance:
And I just LOVED the way that you celebrated with......Toad in the Hole!!
I'm so happy for you all - you seriously deserved this result after a brave and very dignified few months.
Well I'm having a beer even if your not, Tilly!!!:beer:
T:DMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Thanks for posting that link Tilly. According to the calculator we will be £280 better off a year.
Can't wait to see your new plans for when you will become MF. Sounds like you are going to be putting everything into the Offset accounts rather than making direct overpayments?
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:wave:
So very pleased for you both Tilly, some great news at last!
Made me smile for many reasons, not least because you really deserve this brilliant turn of fortunes, but also because after all the RM survey malarkey Mr T goes and gets a new job ... complete with a package! :rotfl: Hope it has enough stamps on it to take you all the way (and beyond)
Seriously, much happiness to you and all eyes now on that signature! XStash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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Hello Tilly, I've been lurking on your thread, it was the first one I found when I came on here. I haven't read it all but have got the gist of recent events I think - congrats to Mr T! I hope things are much easier for you going forward. Your upbeat nature has been really inspiring to me.
Have a great weekend xxLife is changing...but I'm still Money Saving!0
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