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Countdown to Freedom

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Comments

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So my granny on tour trip can now also include Spain & Portugal, excellent

    It's raining so no polishing of car :( (as if)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • We could have MFW road trips :j
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hiya GG, I wish I had your courage at the moment to go down the B2L route, but too much financial risk until mortgage reduced.

    However, I will be right on your tail but whizzing to the west to Portugal - cant wait :j:j:j:j

    Just off to hunt for courage - I feel a like Dorothy in the Wizard of Oz:rotfl:

    Tilly

    images?q=tbn:ANd9GcSIJhIloMsj9X_bMnCDAsR41-5sW4s0dj0VYevcGZzQit5HfFXu

    Here you go Tilly :).

    We sort of fell into it really (seemed a good idea so I spoke to lots of people to get talked out of it but they convinced me it was a good idea :rotfl:). Sold the 1st 2 to buy place in Spain so have been v lucky :). It is a bit of hassle though if you do it yourself :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi Tilly

    A massive congratulations to all you have achieved in the last three months :j

    I lol'd at your 7.43 post, that was exactly what I was doing as pay day for me too and I had a lovely old time moving money around and sending my £500 OP. I'm now looking forward to a bit of time tonight updating my [STRIKE]favourite toy[/STRIKE] spreadsheet and updating my siggy on here and posting on my thread etc. I'm hoping to make an extra OP towards the end of the month too.

    I agree re looking at this like a work project though I couldn't help but smile at the milestones, are you going to do a Visio flow ;)

    Regards
    Att
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 20 January 2012 at 9:33PM
    Hiya ATT, oooohhhh now you are talking my language - Visio plans woohoo. How sad are we! Or is that just me, sitting here thinking of Visio on a Friday evening :rotfl:

    Thanks GG for the courage medal. Let me get close to £150k and I may be asking advice........

    Have a good night. I am now sitting watching a rom com with DD and a glass of wine. Not sure I should admit this, but it's a free one from the local Chinese - have to keep the :money: flag flying

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • By the way ATT your daily interest is amazing
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hiya ATT, oooohhhh now you are talking my language - Visio plans woohoo. How sad are we! Or is that just me, sitting here thinking of Visio on a Friday evening :rotfl:

    Thanks GG for the courage medal. Let me get close to £150k and I may be asking advice........

    Have a good night. I am now sitting watching a rom com with DD and a glass of wine. Not sure I should admit this, but it's a free one from the local Chinese - have to keep the :money: flag flying

    Tilly x

    Hehehehe Tilly, if memory serves me right I think Hurder might be into Viso too, if I'm honest i try to stay away from them these days. I sometimes have a vague suspicion that you and I might be in the same line but I know like me you appreciate your anonimity here so that's really not me hinting to find out what you do :p

    I'm sure none on here doubt your courage, you can, and are, doing it :j
    By the way ATT your daily interest is amazing

    Thanks Tilly, that actually prompted me to check it and it was 8p out :eek: At it's highest it was £29.69 a day, i would love to say the huge reduction was all down to my OP's but sadly that's not the case and it's mostly thanks to the big drop in base rates.

    In the spirit of honesty the daily interest in my signature if not quite right as I also pay a beneficial loans tax and then I am taxed on the difference between what I pay and the official HMRC rate. On day I will get round to working out the real interest rate but I have always kept the signature on here to reflect what I pay on a month to month basis and intend to keep on doing that for comparison purposes

    Enjoy your wine and the film with your DD and a big :jand :rotfl:to your free chinese, however, did you manage that!

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 20 January 2012 at 10:49PM
    How can I admit this - I just cried at the end of a rom com with DD. :eek:

    Sorry all

    Hi ATT, I wonder sometimes whether we are in the same line also, you never know we may be sitting on calls together !

    Anyway, I have to admit it was free wine not Chinese - they screwed up an order a while ago and gave DH a bottle by way of apology, I had put off opening it as I thought it would be dodgy and in fact, it was great.

    Glad someone can benefit from reduced interest rates - enjoy

    Night Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Which I'm did you watch?
  • Raising Helen - now don't all shout at me - it was lovely
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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