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Countdown to Freedom

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  • nattypants
    nattypants Posts: 2,577 Forumite
    What on earth do you mean by a chocolate???!!! Are you nuts???!!!

    You eat chocolate. End off :D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • You'll be glad to know I've eaten 6 chocolates now :rotfl::rotfl::rotfl:

    Plus I'm on my second cold coffee - I have some milk to use up :o

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • nattypants
    nattypants Posts: 2,577 Forumite

    Plus I'm on my second cold coffee - I have some milk to use up :o

    Okay, but try not to wet the bed :D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Aw don't feel down... I think about 30 chocolates are needed to cheer u up :)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • nattypants wrote: »
    Okay, but try not to wet the bed :D

    Not sure I can guarantee that - two kids and all that, lets hope Mr T doesn't make me laugh.

    Sorry probably TMI x x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Peonie
    Peonie Posts: 1,471 Forumite
    I feel as though my fight is temporarily on hold as I am definitely unable to make large OPs. We don't however, have to change the standard mortgage payment. I can continue that on my salary, along with the bills etc.

    I will need to change my signature to show the mortgage finishing in around 2024, although being practical a) Mr T will definitely land a job in the next year and b) god forbid he didn't get a job, once we have cleared a further £100k we could simply sell up and retire. Clearing that won't be done overnight though, so the frugality will continue.
    Don't forget your Tilly Tidies.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 30 July 2013 at 11:17PM
    lulabelle1 wrote: »
    Hi Tilly.....

    I'm going to say the opposite (cos that's that I tend to do) - I wouldn't alter your plan at all and I would keep the signature exactly as it was.... In my mind, making the amends is almost like accepting what has been thrown at you.

    Keep with your original plan and stay focused on what needs to be done in order to reach the goals that you are seeking - and, it will happen. I'm a strong believe in positive thinking and I know you are too, so don't let this stand in your way. Mr T will have a fantastic new job sooner than later and you will have the spare Redundancy money to throw at the mortgage - so infact, you will reach your goal even sooner.

    I agree with Natty - might be worth sharing some details as to what Mr T does and is looking for, networking can be amazing.....

    Lula xxxxx

    I dunno. Some people work best if they set an optimistic target and strive hard for it, and if they don't make it they feel glad they tried and proud of how close they got.

    Other people need to have a target that's definitely achievable, and then get a kick out of doing better than the target.

    One's not better than the other, it's just a personality thing. I'm one of the second kind. Whether or not you change your targets in your sig depends on which kind you are.

    Hope it all becomes academic when Mr T gets his fab new job very very soon. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Not sure I can guarantee that - two kids and all that, lets hope Mr T doesn't make me laugh.

    Sorry probably TMI x x x x
    Fun day at work featured spacehoppers. Cue a lot of women of a certain age going 'what, with my pelvic floor? No chance' :rotfl:.



    PS I May have been one of them :o

    Tilly - bung the extra milk up here, I'm almost out :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • On the weird job front I used to be a "chicken sexer"...lol...definitely not a desirable job...I lasted eight weeks before I got pecked to death :D. I also have every faith tilly that everything will work out...you are far to determind to let anything stand in your way.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Good morning

    No pennies anywhere to TT :eek:

    The 'empty the freezer' project is going well - I'm going to give it a sort out tonight and double check the menu plan for the next week and a bit. Mr T has asked for chilli this evening, I use a SW recipe and it's mmmmmmmmm. I had thought I was fairly good about shopping but it goes to show that we can probably all do better in terms of cutting the grocery bill. I now have a door shelf in the fridge with space :rotfl:

    I realised this morning, when I woke up, that Monday would have been my major OP (I do them in three ways - TTs, 1 large OP, plus anything else I squirrel away). That explains why I've felt so strange this week. However, we will get back on track, of that I have no doubt, I'd just rather it was today, not in a year's time :o

    Have a good day - it's fairly cloudy and cool at the moment - I hope it warms up I have a little washing to do.

    Best wishes

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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