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Countdown to Freedom

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Comments

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    What a blow Tilly :( I hope Mr T finds work soon. All the great work you've been putting in will hold you in good stead whilst navigating this hurdle.

    Sending you lots of luck

    Fortune x
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    However tempting,

    DO NOT SPEND MR T's REDUNDNCY MONEY ON LOO ROLLS :)

    Postive job hunting vibes to Mr T and you look after yourself as well

    Quiet time and an empty mind each evening x
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi Tilly

    Really sorry to hear about Mr T's redundancy but I know that family Tilly will be of great support to each other and feel sure that Mr T will find a new great job

    A very big well done to you all for what you have achieved to date, as others have rightly said this allows you to be in a much more favourable position to consider options and keep using the lessons learned so far.

    Again, as others have commented, this news (and Froggy's) is making me reconsider my savings position in that I'm going to continue to focus on having cash accessible rather than throwing it all at the mortgage. I suspect my own employment is reaching a stage where the new operating models we are seeing every two years or so means we are all vulnerable

    Take care Tilly

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Hi Tilly
    Hope he finds a job soon. I'm sure it"ll all work out... sending you good luck vibes to pass onto him :)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Getting ready to sign off - I'll miss the forum this weekend, but will focus on the positives in the RW - hopefully gardening, plus a catch up with a girlfriend.

    Cupboards are sorted and Mr T will be on bread making duty for the next couple of weeks :T

    Enjoy the sun and have a great weekend.

    *See you* Monday

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    (((Hugs))) Tilly, take care of yourself and I hope Mr Tilly finds a new job really soon. :) x
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Sorry to hear the rubbish news - best of luck to Mr T in his job hunt

    Wishing the Tilly family a lovely relaxing weekend :)

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A very big well done to you all for what you have achieved to date, as others have rightly said this allows you to be in a much more favourable position to consider options and keep using the lessons learned so far.

    Well said ATT x x x

    Tilly, you have made such huge strides in your journey and I trust that Mr T will find a great position soon x
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about Mr T's job - I hope he finds something great soon. Enjoy your weekend.

    P.S. I would read you blog too:)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Helloooooooo

    Strange not checking in first thing.

    80p TT OP

    Shopping £26 :T

    BBQ chicken this evening, Mr T is spatch cocking two and I'll marinade in an hour or so. Chicken carcasses can go into the slow cooker tomorrow to make stock for a risotto for the two of us tomorrow evening.

    I'm finding interesting jars still in the fridge. I have tamarind to use up this week - off to explore recipes.

    I'm leaving one courgette to grow large enough to stuff - another week should do it.

    1P £40 has arrived and I've squirrelled it away. It's weird not to be OPing everything but I'm very grateful for having an offset mortgage. I am setting myself a challenge to save a further 6 months of bill money - although we already have 6 months offset today.

    Have a good day

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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