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Countdown to Freedom
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Hi Tilly
Congratulations on being sub £200k - such a wonderful achievement.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Hi Tilly we have done our fair share of going around uni's it's expensive what with fuel and lunches. Also an overnighter when we travelled 6 hours to Falmouth. At least she's sorted now and starts in September.2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
cotswoldaccountant wrote: »Children's art projects are my current difficulty. What on earth to do with the lovingly-made creations of four small children. Maybe those of you with older children can advise! CA
Don't know if anyone else has answered this yet as I'm still reading through the whole thread! Started at P215 today so still away to go. When my kids were little I used to leave their "art work" on the dining room table for the "fairies to take away and decorate their houses with". Worked a treat when they were very little but obviously not once they got a bit older but by then they appreciated that we couldn't keep everything so anything they wanted to keep they had to choose another one to throw away. Don't know if that would help you so you only keep a couple of bits at a time.
Denise
PS I've finally finished the whole thread - not read all in one go I hasten to add. I shall now be reading regularly, although not posting often. I've already retired but still have a small mortgage so OPs are only TTs unfortunately - no lump sums.0 -
Don't know if anyone else has answered this yet as I'm still reading through the whole thread! Started at P215 today so still away to go. When my kids were little I used to leave their "art work" on the dining room table for the "fairies to take away and decorate their houses with". Worked a treat when they were very little but obviously not once they got a bit older but by then they appreciated that we couldn't keep everything so anything they wanted to keep they had to choose another one to throw away. Don't know if that would help you so you only keep a couple of bits at a time.
Denise
We have memory boxes for the kids. Anything of importance to them gets put in the memory boxes-when they eventually leave home they can have their boxes to do with as they wish.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Hi JoeDenise, if MSE gave a badge for stamina, you would deserve it if you have read me whole diary. Apologies for all the waffle, it helps me stay focussed
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »Mr T and I are doing the rounds of various Uni's with DD to enable her to decide where to go. I'll be glad when she has decided - it's blinking expensive driving to both ends of the country.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Hi Peonie, sounds like something to look forward to
Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
No money spent again - that's a relief
Slimming World chicken and chilli butter bean salad - pretty good and HM bread served with the kids meal.
Not much to report as we are on spending 'lockdown' LOL
Enjoying all the salads from the garden and I have a ripe strawberry - only 1, and I'm sharing it with DD :rotfl:
Washing all dried on the line.
Mr T has sorted out the car insurance - just need to get that completed.
Best wishes
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Spending lockdown/ fiscal fasts...lord we know how to live:rotfl:MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Spending lockdown/ fiscal fasts...lord we know how to live:rotfl:
Have a good week Tilly xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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