Countdown to Freedom

Tilly_MFW_in_6_YRS

Just checked and next week I can claim another £10 S&S voucher :T

Plus another PC survey completed by Mr T last night.

£1.10 on its way from £co

Love free money so do need to get back on to some surveys in the evening.

Tilly

Radish72

Tilly_MFW_in_6_YRS wrote: »

Morning Radish, that's good to hear. Hope all is well with you and the kitchen plans.

Tilly x

Its just save, save, save and look at tiles at the mo

nattypants

Morning Tilly, Radish and Fortune

It's very grey outside this morning....all a bit bleurghh unfortunately. That's great news on your salary increase Radish and free money Tilly:T

I am certain that the perfect lodger will materialise very soon Tilly - the others must have been a bit rubbish.

Thistlewhistle

Hi Tills,
I think it's due to get warmer this weekend. I've switched my CH off and I'm coping but it's still freezing. Deborah,my hit water bottle, will NOT be given up yet though!!

Good luck with jobs today - I've got she's loads to do also.

Tx

cotswoldaccountant

Sorry to hear you're feeling a bit rubbish Tilly.

Our heating costs are extortionate for this year - like you, I try to have the heating off altogether by 1 April - and if it's not off, then it is only on for a couple of hours in the evening. But it is SO cold still, that it is on most of the day at the moment. Today, I am working from home and so is OH, and lodger is in as she is not feeling well, so I have turned it back on for the day - my view is that I will be more productive if I am warm. I can't type with cold hands!

Hope the right lodger comes along for you soon - frustrating when these things don't work out as quickly as you would like.

CA

Tilly_MFW_in_6_YRS

Hi Thistle, you'll be needing Deborah for a longtime to come - it is absolutely pouring down here :eek:

Morning CA, I definitely do feeling of sorts. I think it's a combination of weather, mobility and lack of new ways in increase disposable income. Plus I genuinely find the house so empty at the moment.

Fortunately DD returned yesterday and it was fab to hear her news.

Best wishes Tilly x

Tilly_MFW_in_6_YRS

Morning, I feel like a drum roll is required

4p TT OP this morning
£1.10 £co OP

You can see at this rate, the mortgage will be gone in 2050

Since moving our mortgage to FD we are saving just under £10k per year - unbelievable amount of money. Great to know that this is an automatic OP by doing nothing.

About 30 minutes of ironing to do and definitely this evening as I have a busy Saturday

I need some of these :idea: to find other ways to make money as having done all the big things and now they are ingrained, we need to up the stakes.

It's never taken this long to find a lodger so if that was sorted it may improve how I/we feel. Thankfully our MF date does not rely on lodgers but it is an extra help plus we have a house full, which as you know, I prefer

Mr T is off with the kids to sort out phones today - big discussion about types last night but it looks like monthly rates will actually be lower which is good news. Will report back on success or not tonight.

Friday :T

Have a fab day

Tilly x x

QB_Wolf

Hi Tilly how long did the process to switch to FD take? I sent in all my documentation, wage slips etc 10 days ago and have heard nothing since.

Tilly_MFW_in_6_YRS

Morning QB, from memory it took about 4-6 weeks all in all. I would give them a quick call and check the progress.

I really appreciate the FD customer service. My only gripe is that you can't change the saving pot names, which means needing to remember which account covers which saving - ie Car Maintenance etc. I keep feeding this back in as a suggestion in the hope that eventually they will change.

Best wishes Tilly x

southerndave

We looked into FD but decided to stick with Virgin One and get the bloody thing paid off instead. They seemed very customer oriented from our dealings with them.