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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2012 Happy New Year :j

    2013 Happy New Year :j

    2014 Happy New Year :j

    2015 Happy New Year & Good Bye mortgage :j:beer::T

    and then you will leave us :(
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    I can't remember whether I have posted about this during the last few days - so apologies if this is a duplication. I've placed an Am@zon order for loo rolls. The same ones we buy from Costc@ but a few more. I think I've ordered about 4 months supply, Mr T has just said I've ordered a years supply, so who knows what will pitch up. However paid for using free money from S&S, TCB.


    Off to look.... what colours do they do ;) ?


    Oops................... very shallow confession coming up..................... when I first bought a house with 2 loos I used to buy 2 different colours of toilet paper so people would know I had more than 1 loo :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done on the loft clearing - I think I will follow Katsu's approach and buy some plastic boxes to put some stuff into. We really have far too much up there - it seems like an enormous Frog at the moment. I don't like to prevaricate but in this case I seem to be.

    One Saturday in January will see the loft emptied, sorted and stuff replaced. It's in black and white now, but cheekily not on my diary :rotfl:

    It is now :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 31 December 2012 at 10:20AM
    Would love the link of you don't mind :)
    I notice for a bit you state your using cash only ? Was there a reason for this?

    I ask as although we've always been in top of our credit cards I did find that we became reliant in them and it was stopping us from becoming debt free... I am sorely tempted to go for a cash back one , but will only use it for council tax , diesel and poss car/ house insurance ( as long as I am not charged) we currently get 5% off our shopping due to work benefits hubby gets so wouldn't use the card for that ( although maybe some clothes shopping etc)

    But I am a bit warey of taking on another card again Incase we become dependant on it again and it slows down our debt reduction speed

    So basically ( after my rambling) when you chose to use cash only for a while was there any particular reason ( that you feel comfortable with sharing) ?

    Loads more questions but I'm having a ball reading still
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sorry sorry sorry ... I just noticed you had kindly popped over to my diary ... Thankyou very much that helps answer that one

    Much appreciated :)
  • GG, now you've sullied my diary :eek: However, we are not getting to February with a loft as full - it will be battled into submission :rotfl: Good luck with loo roll hunting, our delivery is due today which is super quick. Just getting ready for Mr Ts guffaws when he realises I have bought an annual stock :rotfl:

    Elantan, we had a period when I felt we needed to refocus and feel the pain of spending money, so used cash- it was only for a short while, but it reminded us to keep the grocery budget under control etc. I am pretty sure we all have moments when you want to have a splurge. I used to spend hundreds on shoes - why? No idea :eek: I have a wardrobe containing beautiful shoes and don't wear them :eek: I may wear a few pairs over the course of a year, but certainly not all. I am pretty certain we will do the same again this year at some point but the council tax, fuel, food, clothing, dentist etc mainly goes on a cashback card.

    I reckon I have another 30 mins of ironing then it must surely be Xmas cake and cup of tea time?

    Could some remind Mr T where the kettle is please

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Morning Radish, I'll be really sad not to have a MF diary. I'll do my best to not do a GG and buy an accidental house :rotfl:

    Happy New Year to you both and enjoy the big house :):):)


    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Ironing is finished and loo rolls have arrived. Mr T was definitely guffawing - I guess loo rolls won't be on my shopping list for a while :rotfl:

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spill the beans, how many have you ordered/received :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Well you can never really have too much loo roll! :rotfl:
    (as long as youve got somewhere to put it!)

    Have a lovely and Happy New Year Tilly and the clan x
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