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  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    All receipts now sorted and checked off on line bills. What a big relief it is to know it is finished. We end 2011 in a far better position than we entered. It's strange how these LB moments can significantly change your life. In previous years we have just rolled debt around, knowing that our earnings could cope but they really can't.

    So good luck to everyone for 2012. I am off now to prepare for New Years Eve and will catch up with everyones diaries tomorrow.

    Best wishes Tillyx
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Tilly

    I've been reading your inspiring diary and have learnt lots about planning ahead - my favourite tip is freezing cooked onions and garlic for risotto, which I have done today! Genius, Thanks

    I'm looking forward to following you in 2012 and wish you and yours a very Happy New Year x
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi MacGirl, thanks for your kind comments. Hope all goes well in 2012 and let's stop the bankers getting our cash.

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    No cookery books to go, I couldn't part with any :rotfl::rotfl::rotfl:

    Kids have emptied their wardrobes though so I have at least two mega bundles for eBay with good makes bought in the sales. I just need to wait for a free listing day.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great food savings tips on your diary Tilly, I love my slow cooker and my rice cooker. Happy New Year to you.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi CathT, thanks for your support. I love cooking and am happy in the kitchen with my books etc. I find it a good way to relax, but in 2012 I had better start finding walking better otherwise I won't shift these few lbs.

    Best wishes for 2012, Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 1 January 2012 at 8:54AM
    HAPPY NEW YEAR TO ALL

    Financial goals for 2012.
    Save 2012/13 ISA funds
    Complete emergency fund savings
    Save sufficient in offset to allow mortgage protection insurance to be cancelled
    Achieve £30k OP

    More to come. Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy new year Tilly :)
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Personal goals:

    Increase daily steps back up to 10k
    No alcohol from now until 1/3/12
    No chocolate from now until 1/3/12


    That's it for me - the alcohol and chocolate are my way of losing 10lbs (not entirely but combined with the walking). This will mean I can still celebrate shifting the mortgage in March:j

    Best wishes to all
    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks Caz, and the same to you. Good luck with your journey:beer:
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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