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Countdown to Freedom

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  • I am well and truly back in the saddle and loving it :T

    Things always come out in the wash. ;)
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Evening, it's lovely to have such positive comments, so thank you. We have all learnt a great deal over the year of lurking and the year of having a diary. It's great to see the kids teaching their friends and that does make me laugh.

    This week I'm finding the lack of work evening bar opening in the Tilly household difficult. I could just do with a G&T but instead I'm having orange squash, somehow it's not hitting the spot :rotfl:

    Wednesday tomorrow and after that it's downhill to the weekend. Unusually we are having a quiet weekend, the first one in weeks and I am really looking forward to a peaceful weekend.

    Have a good evening

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done Tilly you are making such great progress on the debt busting...
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Tilly

    I have been a long time lurker on this board. I dont have a diary yet, however started op the mortgage in August of this year. I have been reading a lot of diary's looking for tips, ideas etc.

    I am currently reading yours (from the start)) do you have any advice for a newbie. e.g it was from your diary that I learned that I could pay my BT landline in advance and save.

    Thanks in advance for your help and congrats on you amazing op
    :T
  • Hi IrishLassie, somewhere in my diary there is a long list I put together of loads of things I did to save money. As you are reading through (well done you) you'll stumble on it and I think that will be a help.

    Good luck and start a diary sooner rather than later, it's a huge help :):)

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • thanks, on page 39 so far, will definately need some tips on gardening
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi Tilly

    I have been a long time lurker on this board. I dont have a diary yet, however started op the mortgage in August of this year. I have been reading a lot of diary's looking for tips, ideas etc.

    I am currently reading yours (from the start)) do you have any advice for a newbie. e.g it was from your diary that I learned that I could pay my BT landline in advance and save.

    Thanks in advance for your help and congrats on you amazing op
    :T

    To save you time, basically:
    • Spend less :cool:
    • Overpay ridiculously small amounts of money as well as mahoosive ones :D
    • Don't leave the drinks cabinet unattended :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi IrishLassie,

    There are a few of us who garden. Between Xmas and the new year I will be sitting with my books planning out the raised beds - rotational planting, ooh get me with my gardening terms. I'm still using lettuce from the garden, under cloches :T

    Don't be led astray by the parties :rotfl:

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Oooh a fellow gardener. Happy planning Tilly!

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Getting my diary out... :beer:

    1/ Party no 1 at GG's to celebrate saying bye bye to BTL :p
    2/ Party No 2 at Tilly's to celebrate breaking the £200k barrier.. :p

    Not sure my liver can take it.. But like a good trooper, I will soldier on!

    Must remember to pack paracetamol... ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
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