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Tilly_MFW_in_6_YRS wrote: »I am well and truly back in the saddle and loving it :T
Things always come out in the wash.
MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.1 -
Evening, it's lovely to have such positive comments, so thank you. We have all learnt a great deal over the year of lurking and the year of having a diary. It's great to see the kids teaching their friends and that does make me laugh.
This week I'm finding the lack of work evening bar opening in the Tilly household difficult. I could just do with a G&T but instead I'm having orange squash, somehow it's not hitting the spot :rotfl:
Wednesday tomorrow and after that it's downhill to the weekend. Unusually we are having a quiet weekend, the first one in weeks and I am really looking forward to a peaceful weekend.
Have a good evening
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Well done Tilly you are making such great progress on the debt busting...MFiT-T4 Member No. 96 - 2022 is my MF goal

Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T1 -
Hi Tilly
I have been a long time lurker on this board. I dont have a diary yet, however started op the mortgage in August of this year. I have been reading a lot of diary's looking for tips, ideas etc.
I am currently reading yours (from the start)) do you have any advice for a newbie. e.g it was from your diary that I learned that I could pay my BT landline in advance and save.
Thanks in advance for your help and congrats on you amazing op
:T1 -
Hi IrishLassie, somewhere in my diary there is a long list I put together of loads of things I did to save money. As you are reading through (well done you) you'll stumble on it and I think that will be a help.
Good luck and start a diary sooner rather than later, it's a huge help
:)
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
thanks, on page 39 so far, will definately need some tips on gardening1
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irishlassie wrote: »Hi Tilly
I have been a long time lurker on this board. I dont have a diary yet, however started op the mortgage in August of this year. I have been reading a lot of diary's looking for tips, ideas etc.
I am currently reading yours (from the start)) do you have any advice for a newbie. e.g it was from your diary that I learned that I could pay my BT landline in advance and save.
Thanks in advance for your help and congrats on you amazing op
:T
To save you time, basically:- Spend less :cool:
- Overpay ridiculously small amounts of money as well as mahoosive ones

- Don't leave the drinks cabinet unattended :rotfl:
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1 -
Hi IrishLassie,
There are a few of us who garden. Between Xmas and the new year I will be sitting with my books planning out the raised beds - rotational planting, ooh get me with my gardening terms. I'm still using lettuce from the garden, under cloches :T
Don't be led astray by the parties :rotfl:
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Oooh a fellow gardener. Happy planning Tilly!
MGx:jMortgage free 08.08.19 :j
2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
MF date was Nov 2041 - mortgage neutral 23.07.18
1 -
Getting my diary out... :beer:
1/ Party no 1 at GG's to celebrate saying bye bye to BTL
2/ Party No 2 at Tilly's to celebrate breaking the £200k barrier..
Not sure my liver can take it.. But like a good trooper, I will soldier on!
Must remember to pack paracetamol...
Froggy's New Lillypad FundTotal so far: £ 10,009.771
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