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Countdown to Freedom
Comments
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MRN, round peg/square hole sounds familiar, but I am hopeful that it will be ok.
Hi HDK, you are doing so well with your plans. It is a frustrating old journey.
Best wishes Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Tilly_MFW_in_6_YRS wrote: »MRN, round peg/square hole sounds familiar, but I am hopeful that it will be ok.
As long as the diameter of the round peg is smaller than the side of the square peg, it will be fineMortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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unhappy_shopper wrote: »As long as the diameter of the round peg is smaller than the side of the square peg, it will be fine
If we assume that the peg is the endowment policy and the hole is the mortgage... then Tilly ideally needs the peg to be larger than the hole so that the left-over money can go into savings and she can give up work sooner and keep MrT happy too!:rotfl:MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.1 -
Hi US and MRN, given the ludicrous and extremely frustrating day I have had, your comments made me laugh out loud.
Thank you both, Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Nutters the lot of you :rotfl:Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)1 -
Lol Tilly, I've just replied to the marrow fest on MRN's thread and popped across here and the first post on this thread is about marrows :rotfl:Mortgage_Reduction_Novice wrote: »Oh no, what if us girlies are all too busy gossiping about our Mortgage Free efforts while the silent men are actually getting on with it?
Yes, there does seem to be more women on here then men though maybe that is just what it feels like, we do have FB, Froggy and LincolnPotter to name but a few. I know I have seen a few men they can't get their wife to stick to a budget/plan meals etc etc so I'm not sure if gender plays a part or whether we think it does? I think what is true is that we all have different motivators and - and again I'm going to generalise here - it seems that men get interested when they can see the results e.g. we've saved £X/years already' than in getting involved in the planning stages etc
Tilly_MFW_in_6_YRS wrote: »I feel like I should play a fanfare.............
I am only keeping my spending diary and the equivalent of my SOA going on the spreadsheet front. Everything else is stopping :eek::eek::eek: I had reduced sme of my tracking, ie small OPs previously but this is a radical change. Best wishes Tilly x
I don't know who you are and what you have done with our Tilly but we want her back :rotfl:MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9951 -
unhappy_shopper wrote: »Lately, I heard someone talk about preponing a meeting.
US, you can't leave me hanging like that, what on earth is preponing supposed to mean, I can't even guessTilly_MFW_in_6_YRS wrote: »Hi ATT, you have triggered a memory, one USism on a call on Friday afternoon. I can't recall the word but it will come to me. It certainly does not exist in the Oxford English :rotfl: I was in the office at the time and laughed out loud. [Tilly]
Have you remembered the word TillyTilly_MFW_in_6_YRS wrote: »Your heating bills must be sky high but given my age, I am permanently boiling, much to the frustration of my kids. They sit with a throw over their laps, and I am sitting in a t shirt[Tilly]
I think if I had a normal home life they would be sky high but as I'm away a lot it's not too bad, for many now I don't think I've had an electricty bill higher than £10 per month at most. My gas averages c. £40 per month and it's not something I'm prepared to skimp on and I hate having too many layers on as it makes me feel all uncomfortable.
Lol re your age, I remember when much younger working in a office full of ladies who all described it as having tropical moments, even in the depths of winter they had to have the windows open, air-con on and fans going, was a nightmare for me :snow_laugTilly_MFW_in_6_YRS wrote: »Good to hear from you and get your in box emptied :beer: Tilly x x [Tilly]
Yes, plenty of space now though some still to reply to!!!!!!!!!!!!!!MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9951 -
Thanks for all of the tips and advice! I have taken the plunge and started my diary, under the heading "Challenge of a Lifetime"
Tilly - you have been my inspiration in starting my Challenge of a Lifetime - by the time I complete my mortgage free dream, you will have been mortgage free for two and a half years!
Good luck to everyone.
CANovember 2007 £570k 25 years - MF March 2033
September 2012 £405k 20 years - MF January 2032.
January 2015 £301k 16 years - MF January 2030
January 2020 £231k 10 years - MF January 2030
Mortgage Free Goal: In progress!
June 2020: Outstanding mortgage £75,211 (£222,414 mortgage offset by £147,203 cashpool)
August 2020: Outstanding mortgage £59,262 (£134,598 mortgage offset by £75,280 cashpool)
Sept 2020: Outstanding mortgage £56,682 (£131,760 mortgage offset by £75,022 cashpoool)
April 2021: Outstanding mortgage £17,278 (£64,646 mortgage offset by £47,313 cashpool)1 -
Hi CA, what a lovely thing to say, thank you so much.
I will follow your journey with interest
Best wishes, Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1 -
Morning ATT, the USism word has not popped back into my mind - no doubt the guy will use it again
I put my electric blanket on last night :snow_laug. DH couldn't believe I was cold. However I still had the bedroom window open.
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j1
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