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Pinot's Potty debt free journey!!!

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  • newroadahead
    newroadahead Posts: 1,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi Mrs P

    Hope you all had a good time celebrating MR P birthday yesterday.


    We have tulips and crocus out in full bloom in the garden at the moment and I "treated" myself to 2 bunches of daffodils earlier in the week, like Alice they really are my favourite flowers.:D

    I always sense spring is really here when the daffs are in bloom.

    Have another visitor coming today so will catch up later :j

    Have a good one

    NRA
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brizzledfw wrote: »
    Choirs singing..now I like that! Lovely!

    Me too !! What were those flowers that when you squish them looked they were talking to you ? I remember playing with them in the garden when I was little and being told off for squashing the buds ? Bunny Ears or something ?

    Hmm now I'm sounding a bit weird arent I ? Does anybody know what I mean ?!!! :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Brizzle and Mrs Fluffy all seeming to be experts int his lark, I shoudl have no excuse at failing !!

    No expert here either Pinot. This year was only our second attempt at growing our own veg. This time we had a bumper crop but last year not so good. It's been very much a trial and error process. :) We're pondering what to try next.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning All,

    What is it with me and birthdays and any celebration at the moment ? I think I went and totally ruined it for Mr Pinot by being a stresshead again on his birthday.:o

    I was very disorganised as I think I mentioned. Having had DD1 at home poorlyand lots going on with work and some other family stuff, I couldnt get out to get him pressies or cards. DD1 jumped out of bed yesterday at 11 am declaring that she felt miraculously better and went into school for 12 o clock . Mr Pinot had the day off as he had varying hospital appointmetns yeterday, so as i walked out of the door he walked in. I wouldnt let him open any cards or presents that had been delivered as I felt so guilty there was nothing there from any of us. I then made a mad dash to the shops, not where I wanted to go as I didnt have time, the trouble was when I got there I had no enthusiasm. ( I used ot love birthdays and buying pressies so much ) All I could think of was how much money we had spent and how many more birthdays , mothers day etc etc we had yet this month and I got my knickers in a twist. I walked into the first shop I could find, picked up a shirt and a photo frame to put the picture in that DD2 wanted to give him. I have avoided this particular shop for a very very long time now, but found myself standing in the middle of it getting more and more worked up. I felt so scruffy standing there amongst the beautiful clothes and shoes, then I wandered into the childrens dept and saw so much that DD2 would love and needs to be honest, she is desperate for clothes( her birthday is this month as well ) and in the Home Section I thought I had died and gone to heaven :A. I didnt buy anything ,I just walked out, got in the car and drove home, rung Mr Pinot on the way and cried down the phone all the way home. What on earth is wrong with me ? This is all so stupid. I got home ,he was bemused by my upset. I just wanted him to have a lovely birthday and there he was lying in the middle of the kitchen floor pulling a dishwasher to pieces ( there were a few other bits yesterday going on that I wont going into , also causing stress while I was already in a horrible mood) I then behaved very bratish like ( is that a word ?) as I wanted him to have balloons and a cake (I wanted to bake one but hadnt had time for that either !) and I hadnt had time to buy them ( hes 46 as he reminded me , he doesnt need balloons and cake!!) and at 3 in the afternoon he still didnt have a card. In the middle of this my sister arrived unannounced bearing lovely gifts for him,the kitchen was trashed and we were barely speaking ! :eek: It was a complete disaster. Anyway without going on much more, I think it was salvaged when we made the decision to cancel the girls dance classes last night, dress up and jump in the car and head out for dinner. Not very MSE I know and certainly not in the budget, but I think it was needed.He works so so hard and never complains and I wanted to spoil him so much, I didnt want him fixing dishwashers on a rare day at home. We had a lovely meal, came home , he opened all the presents and cards that had been delivered. The Girls and I wrote a big joint card for him and he opened his bits from the girls as my present I had ordered still hadnt arrived. We then settled down and watch Glee with a glass of Pinot and finally all was calm .:o

    I have apologised for ruining his birthday, he has gone away for a few days this morning and I feel terrible. I have realised that birthdays and me dont mix anymore. I think its the realisation that as the girls have yet another birthday, we are in a mess and they will maybe want to go to Uni, have a car, get married, and we should be saving for those events, not trying to claw our way out of this hole. With Mr Pinot, it was again that he is not getting any younger and cant work like this forever.I have been awake most of the night again with figures spinning around in my head. I need to find a quicker way out of this and fast, but I dont know how .:(
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Firstly, :grouphug: Secondly, don't be so hard on yourself. You have come a long long way in a short space of time. Thirdly, from the sounds of it you were more upset than Mr P. If Mr P is anything like Mr F he really isn't that bothered about his birthday. :cool: Yes we celebrate it but not necessarily with pressies but more about spending time as a family, which is something you guys did albeit unplanned.

    I suspect you are still feeling a bit hormonal. I've struggled this month and have been quite teary at times and quite angry at others. It also sounds like you're not sleeping very well either, so you must be feeling very tired. Add that into the mix and it's no wonder you're having a couple of off days. I suggest a lot hot bath with a glass of... oh I don't know... pinot to help you unwind.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aww Mrs PG..what a tricky day. Hard when it all crashes in on you I know.

    But you have to focus on the main things:

    - OH and you are in this together and are working as a team
    - you knew when to switch off the routine ( dance lessons) and move to emergency mode
    - you didn't spend stuff in a shop that made you feel scruffy!!! shopping is meant to make you feel good not bad so well done on that decision..it sounds like it all came right in the end anyways
    - you are right to try nd focus on getting out of debt quicker but all those things for the DDs can wait you know..it's important to live now as well. I have also come to the decision that my two will get some money towards future key life events..like houses, weddings etc but it won't be open ended...and why should it? That is not teaching them abut money or it's value...or the horrors of debt. So the current plan is to give them a sum of money each and when it's gone it's gone. I really don't see why you think you should be the bank of mum and dad hun..is that just some background baggage coming through ( sorry to pry)

    Anyway we are all here for you. Happy to support you always! And always available for a glass of wine too!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    PS and 46 is not even middle aged!!:rotfl:

    My post crossed with Mrs Fluffies..she's right you know. You seem to be feeling worse than him. Switch off that guilt button! ;)

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Snap dragons perhaps? Antirrhinums? Not sure?

    You have made me wonder PG..maybe will get some for my garden..only problem is that the chooks will no doubt love em. They are free range so tend to trash new plants at this time of year!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Mrs P, I paid my way through uni and did just fine, you shouldn't need to worry about that. Also, I found the people I met whose parents paid for their uni were quite stuck up and not really very well rounded, they looked down on me for having to work whilst I was studying. However, I was pleased to be working as it meant I could escape all associations with uni work when I needed to :) this was especially useful when I had my dissertation. So I don't think you need to worry about having to put them through uni, they will get student loans which will pay their fees and house/feed them, and they can always get a job. Afterall, uni is a privilege not a requirement.

    As for marriage, they might never get married, they might decide they don't want to :) so no point worrying about that one either.

    Oh and cars....I paid for my own out of my part-time job, it was rewarding to do so as I could see just how much a car costs to run (a lot!!!) so I didn't go crazy with driving it all the time.

    I think if you take stock you'll start to see that your worrying unnecessarily :) *hugs to you*

    Hope you feel better today xxx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Firstly, :grouphug: Secondly, don't be so hard on yourself. You have come a long long way in a short space of time. Thirdly, from the sounds of it you were more upset than Mr P. If Mr P is anything like Mr F he really isn't that bothered about his birthday. :cool: Yes we celebrate it but not necessarily with pressies but more about spending time as a family, which is something you guys did albeit unplanned.

    I suspect you are still feeling a bit hormonal. I've struggled this month and have been quite teary at times and quite angry at others. It also sounds like you're not sleeping very well either, so you must be feeling very tired. Add that into the mix and it's no wonder you're having a couple of off days. I suggest a lot hot bath with a glass of... oh I don't know... pinot to help you unwind.

    I'm sorry , and you are right Mr Pinot really couldnt care less. He said all he wanted was a lovely day / evening with us all. It was me that wanted it to be more. I feel like he has given up so much for us. He doesnt go to the gym, the pub, he gave up golf and rugby as he had no time to play because he had to work to get out of this mess. He has never once complained and I just wanted to spoil him. We were planning to all spend time together , but after dance and I was getting in a tizzy about that, as Dance class finishes late, but I also had no food to cook and hadnt had a chance to shop either, so it was a combination of so many things and nothing was falling into place. I am used to being so organised,everything ship shape, planned to within an inch of its life, when it goes wrong I think I feel out of control. Mr Pinot said he was copletely baffled that I seemed to have planned this perfect day in my head that he was blissfully unaware of !
    Thankyou for replying especially when you are feeling so rubbish yourself, I will try and pop over to your diary in a sec. I really do hope you feel better soon xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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