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Pinot's Potty debt free journey!!!

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  • I will try again with the quote thing, but thanks for your top tip. I thought that was what I was actually doing, but the quote then didn't come out highlighted !! I will persevere !

    Hi PG, just select the text you want to quote and copy it to your clipboard, place the cursor in the reply box and click the QUOTE button (the one that looks a bit like a speech bubble above) then paste your previously copied text between the [.QUOTE] paste your text here [/QUOTE] boxes. Easy peasy! Hope this makes sense.:D
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 7 March 2012 at 9:54PM
    Hi all

    My DD2 is in year 4 so a couple of years to think about it..and the intervention for dyslexia only kicked off in earnest in term 2 so everything to play for..

    Dance shoes..ho hum..last time I walked out of the dancewear shop I was £70 odd lighter:eek:..its amazing how much the kids after school stuff can cost. The Advanced Academy sounds an amazing opportunity but its also a huge drain on the family - time and money... so hope you can all reach a decision you can live with :)

    Had a NSD today..whoop whoop!! Not enough of them I reckon!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • hillside777
    hillside777 Posts: 357 Forumite
    I sympathise with having to buy dance shoes. It seems to be all spend at the moment with no let up for myself.

    DD advised tonight the heel has come off her boots. She has had them about 6 weeks.
    Maybe a job for the glue 'No More Nails' or UHU. Although it is not called UHU anymre. It's strange I can remember the ld name but not the new one. :rotfl:

    Thanks for your posts it's great to read them whilst having breakfast every day.

    Glad to now about Mr Pinot and the quiet nights. I hope he is taking it slightly easier since his trip west (I think, from memory, it was Liverpool). Sorry if you have mentioned this today but haven't read these posts yet. Take care. :)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    On another note though it cost me £28 for parking :eek: Not impressed !!!
    :eek::eek: Wow, did you get a fine or something, or was that the actual cost???

    Anyway, congratulations on DD being scouted. Whatever decision you come to, that's a real achievement for her and you :).
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 8 March 2012 at 10:36AM
    Hi PG, just select the text you want to quote and copy it to your clipboard, place the cursor in the reply box and click the QUOTE button (the one that looks a bit like a speech bubble above) then paste your previously copied text between the [.QUOTE] paste your text here

    Thankyou ! I will try later when I am concentrating properly ! I will drive you all mad now with odd little bits from quotes !!:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bonnington wrote: »
    I sympathise with having to buy dance shoes. It seems to be all spend at the moment with no let up for myself.

    DD advised tonight the heel has come off her boots. She has had them about 6 weeks.
    Maybe a job for the glue 'No More Nails' or UHU. Although it is not called UHU anymre. It's strange I can remember the ld name but not the new one. :rotfl:

    Thanks for your posts it's great to read them whilst having breakfast every day.

    Glad to now about Mr Pinot and the quiet nights. I hope he is taking it slightly easier since his trip west (I think, from memory, it was Liverpool). Sorry if you have mentioned this today but haven't read these posts yet. Take care. :)

    I can only remember UHU, in a yellow tube with black writing I think !! I have no idea what its called now, infact I thought it was still UHU !! Shows how much glueing I do these days, although I am rather a dab hand with the fabric glue as I can't sew to save my life !! I have knocked up some lovely dance costumes in my time, all stuck together with glue !!:D

    Sorry to hear about Mrs bonnigtons boots, maybe you should take them back to the shop ? And yes, it does seem to be spend spend spend at the moment, when will it every end !!!!:eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    HappyNow wrote: »
    :eek::eek: Wow, did you get a fine or something, or was that the actual cost???

    Anyway, congratulations on DD being scouted. Whatever decision you come to, that's a real achievement for her and you :).

    Thankyou Happy, and yes we are vey very proud of her. I will have a chat with them today and find out more and take it from there.

    No the £28 wasn't a fine, it was the actual parking cost !! Had I remembered to book in advance it would have been £20 !! The worst thing was, had I not been thinking about a thousand other things while I parked ( as you do !!) I would have parked in a different car park ( not the one allocated for the show) and I could have pretended to be going to the cinema instead rather than the show. Had I done that I could have purchased a cinema ticket and parked for free. Must remember that next time ,as we are there again over Easter Weekend !

    Hope you are ok, I feel like I have no idea what is going on with everyone this week as I haven't had time to catch up. Its very strange, but I actually really miss reading all of your diaries. Maybe I will lock myself away in a room tonight for a few hours to catch up with you all !!:p
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brizzledfw wrote: »
    Hi all

    My DD2 is in year 4 so a couple of years to think about it..and the intervention for dyslexia only kicked off in earnest in term 2 so everything to play for..

    Dance shoes..ho hum..last time I walked out of the dancewear shop I was £70 odd lighter:eek:..its amazing how much the kids after school stuff can cost. The Advanced Academy sounds an amazing opportunity but its also a huge drain on the family - time and money... so hope you can all reach a decision you can live with :)

    Had a NSD today..whoop whoop!! Not enough of them I reckon!!

    Yes Dance shoes, riding stuff, just been asked this morning to pay for a Vocal Exam for DD1......the list goes on !! Cant complain though, we want them to be happy don't we, and it keeps them out of mischief :D

    The Academy does sound an amazing opportunity, but I am not sure it is viable. As Mr Pinot isn't around in the evenings much or weekend, I would have to drag DD2 with me all the time, which could impact on her homework, activities etc, although she dances too and as she suggested last night, maybe I could audition as well?? !!:eek: Imagine the cost then ?!!!!

    I really hope that the school are giving your DD2 all the help she needs with dyslexia, I'm sure I have read you talking about it over on DFW's diary.

    Well aiming for a NSD today, watch this space though. FIL birthday today, but we have agreed on just a card for him this year.

    Lovely sunny day here today, enjoy everyone x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi i just read on your of your posts you get down at birthdays it was ds b day on the weekend and every year i have a internal mini breakdown! xx
  • hillside777
    hillside777 Posts: 357 Forumite
    I hope you're taking it easy this evening and having a glass of you know what! :rotfl:

    You always seem to be running here there and everywhere.
    :D
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
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