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Pinot's Potty debt free journey!!!

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Comments

  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    yes I would love a boisterous household
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Are you insured?
  • I love a bit boister.
    Trying to shift that debt!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Me too ! Nothing beats it !

    Always loads of music playing and crazy children singing and dancing around the house. In the middle of it all is me....slightly frazzled and crazy looking !! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Doing your voodoo eyes!
    Trying to shift that debt!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Doing your voodoo eyes!

    Yes of course. Anything else would be completely out of character !! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Postie has clearly decided that he is bringing me very boring post of late, so today he decided to come up trumps and deliver me two DCA letters ! Whoopee !! :j

    The first from Freds, silly idiots. They claim I am in arrears , I have made no payments for two months and will now take further action. They have had their payments, paid directly into their account via Faster Payment. Numpties ! :)

    The second from M00rcr0ft. They are new to me but I rhave ead lots about them. I think I could play some games with this lot which could be lots of fun !

    They are chasing a debt which originated from MBNA. It was passed to Arr0w Gl0bal, collection agents were W£stc0t. W£stc0t then decided that I had not paid them. I had, so collection was passed to someone else whose name slips my mind for the moment. I disputed the debt amount with them, W£stc0t and Arr)w. The Account was put on hold last summer. I have heard nothing from anyone since and paid nothing towards the debt. Sit tight, keep and quiet and play it out was the advice I received and which I have followed. :)

    Until today that is when M00rcr0ft decide to write re the collection of the debt. They say they have taken over administration and collection of said account. Sadly they also have the outstanding figure wrong by £216.00. It appears M00rcr0ft are in the habit of trying to collect disputed or Statue Barred debts with no authority whatsoever !!

    Let the fun commence !!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    your inbox is full watson
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    your inbox is full watson

    Not any more Holmes :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    laineygirl wrote: »
    Are you insured?

    No I am insurable these days !!! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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