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Pinot's Potty debt free journey!!!

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Comments

  • Your Membership Number is 003, think this club needs some marketing to draught in more members , or else everyone else is seriously smiley and we are the only Grumpy McGrews out there !! !! :D

    Mrs PG - Manic Grin Club Member 001
    Pooh -Manic Grin Cub Member - 002
    NL- Manic Grin CLub Member - 003

    xx

    Granny - Manic Grin Club Member 004 !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Shelski_2
    Shelski_2 Posts: 189 Forumite
    So pleased things might be looking up. Have fingers and ties crossed for you. Did a long post for you yesterday and then lost it. Might be as well. Positive thoughts bring positive things according to my more spiritual friends.

    Have just worked out the pennies for the end of the month. Looks like staying in our overdraft might actually be doable this month. Now there's an unusual occurrence!

    Keep your chin up
    Shelski x
    Number of debts between us - 3 (2 @ 0%)
  • I'm waiting to be 007 ....... Lol :-)
    Debt total before IVA = £43,350.
    "If I go looking for my heart's desire again, I won't go any further than my own back yard," ~ Dorothy Gale.

    £10,000 / £0
  • I ahve updated the Manic Grin Club Membership to include Skint, who needed to share it last weel.

    Kerri, I write CVs all the time for friends, make things up, give them glowing references. Managed to help a friend get the dossiest, easiest well paid job in the world despite the fact she had no qualifications, experience or done a days work in her life ( other than being a mum that is !) , I just cant write my own ! Silly woman that I am !

    All things are crossed and looking positive. Will know more Monday.

    Have a houseful of girls again tonight for movies and a sleepover, DD1 dancing first though so her friends are coming later. DD2 and friends are already cosied up in their onesies ready for their big night in. I want a onesie too, I dont care what I look like in it ! I am looking forward to lighting the candles and curling up tonight. Mr PG will have to talk to the cat as the only other male in the house and isnt looking forward to a night of Girly Movies and Face Packs I dont think !! :rotfl:

    The promised snow has still not appeared , the light fall earlier has gone already which is a shame as I love the snow .:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I'm waiting to be 007 ....... Lol :-)

    I was waiting for that one !! Enchanted it is reserved especially for you, but we need 006 first !!

    Any takers ?!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Shelski wrote: »
    So pleased things might be looking up. Have fingers and ties crossed for you. Did a long post for you yesterday and then lost it. Might be as well. Positive thoughts bring positive things according to my more spiritual friends.

    Have just worked out the pennies for the end of the month. Looks like staying in our overdraft might actually be doable this month. Now there's an unusual occurrence!

    Keep your chin up
    Shelski x

    Thats great to hear Shelski !

    With or without our potential good news things will be tough for January and February still and I will need to come to some arrangement on the mortgage as there is definitely no money in the pot to pay it in full, but I am not going to think about that this weekend.

    I am keeping everything crossed and thinking those positive thoughts.:D

    Oh and I have school teacher news as well. I am full of news today but will save that story for another day I think ! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Oooooo thank you :-). And I will raise a martini...... Shaken, not stirred to our Friday night drinks night Xx
    Debt total before IVA = £43,350.
    "If I go looking for my heart's desire again, I won't go any further than my own back yard," ~ Dorothy Gale.

    £10,000 / £0
  • Oooooo thank you :-). And I will raise a martini...... Shaken, not stirred to our Friday night drinks night Xx

    Indeed, I may need to enlist Granny to share them around the diaries in pretty picture form as Im not as clever as her !!! Would you like the Olive plopped in the martini as well , I have a jar lurking in the cupboard I think !

    About 8 pm for cocktails , hot toddies or hot chocs with brandy and candy canes I think would be perfect :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Can I be number 6 please? I've been a right mare today! So much so that the climbing money we haven't spent this week (£20 is mine £30 OHs) is going on a chinese takeaway to try to snap me out of my irritability. I think a nice 006 is good for me, I'll just think 666 :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    Can I be number 6 please? I've been a right mare today! So much so that the climbing money we haven't spent this week (£20 is mine £30 OHs) is going on a chinese takeaway to try to snap me out of my irritability. I think a nice 006 is good for me, I'll just think 666 :D

    The Chinese is sure to help Kerri, its Friday night after all ! :D

    You have been proudly added to the Members List xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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