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Pinot's Potty debt free journey!!!
Comments
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Hello Mrs PG, you are sounding positively chirpy today. Glad to hear you sounding so much better x
Thankyou Granny, lovely to hear from you !
How are you doing ? I havent had a chance to drop by over on your diary, but I think you have been away on holiday. I hope it was good and you have been spending plenty of time with your lovely grandchildren xx
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Gentle hugs... Pinot....take it easy... and continue to keep off them high heels
x 0 -
Well done on the cash from M&S. Take it easy or Piq will be over.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done on the cash from M&S. Take it easy or Piq will be over.
L
I promise I will behave, I am not sure if I am more terrified ofPiq, or a truckload of bananas turning up ! :rotfl:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Gentle hugs... Pinot....take it easy... and continue to keep off them high heels
x
Thankyou bast. Theres not a high heel in sight, I can safely report !
Not for the lack of trying though. Pumps and flipflops are the only footwear around at the moment, but they arent nearly as pretty ! x LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi Pinot, I am glad things are looking up. I am sure your daughters are very happy to help their dear mum. xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Signature updated again. I havent kept track very well these last few weeks and so was slightly wrong. I think / hope this is correct now, if it is we have cleared £18,000 in the last 8 months. An awful lot of it thanks to the refunds on card charges I must admit, but nonetheless, I am happy.

I was expecting the predators to ask for a review around June time, but it didnt happen. I am keeping quiet though. The only ones who did were Marks and Spencer. Many debts have now been passed onto DCA's, I think there are only 2 or three which havent as yet, but I am hoping that will happen really soon. They are heading that way, but if they dont hurry up I will just ask them to. Its Marks and Spencer, Santander and Virgin holding out still. That way the 6 years on the credit score will be up within the same year, or else this will drag on further. No idea when that year may be though, as I suspect my figure will slow down soon. :eek: There arent many more people left to chase refunds from now ! !:rotfl:
Once I am feeling a bit more bck to normal, I still need to tackle the Westcot and Rockwell situation as thats still ongoing, and also make the full and final offer to Virgin MBNA. Im not in a letter writing frame of mind as yet, so I will put those on the back burner for now
Now...............on with the battle !!
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi Pinot, I am glad things are looking up. I am sure your daughters are very happy to help their dear mum. xx
Thankyou NL, I hope you are well .
I am sure they are happy, its me thats Mrs Guilty, but Im like that anyway.
They have seen their friends quite alot, but I usually organise loads for the holidays and havent done that. They have also reminded me that they are actually a lot older now and quite capable of arranging things themself !!!
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
This mornings post arrived with notification from Virgin MBNA that they have sold the debt onto to Activ Kapital !! I will offer them my full and final at some point. I wonder what they paid for my debt of approx £2800 ??!! Peanuts ??!!! :cool:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Managed a bit of cleaning , alongside some serious nagging today, the house looked like Dirty Dicks !!
I have decided that I am in serious need of someones lost lb's. I have come to the conclusion that I will happily collect Piqs and New Leafs lost lbs, but if anybody wishes to send some in my direction they will be greatfully received please !
Being skinny is just as soul destroying as needing to lose a few lbs in my opinion, but people rarely believe that one !!
I also caught up on some work today, I am very behind, but will gradually get myself back into gear. I also wrote a piece for textbroker today on Barcelona. No idea if there is any money in it, but the odd few £ here than there if they evaluate me will come in handy.
Hope you have all had a good day xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280
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