📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pinot's Potty debt free journey!!!

1226227229231232454

Comments

  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grannyx2 wrote: »
    Hello Mrs PG, you are sounding positively chirpy today. Glad to hear you sounding so much better x

    Thankyou Granny, lovely to hear from you !

    How are you doing ? I havent had a chance to drop by over on your diary, but I think you have been away on holiday. I hope it was good and you have been spending plenty of time with your lovely grandchildren xx :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • bast
    bast Posts: 448 Forumite
    Gentle hugs... Pinot....take it easy... and continue to keep off them high heels :) x
  • lucielle
    lucielle Posts: 11,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the cash from M&S. Take it easy or Piq will be over.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle wrote: »
    Well done on the cash from M&S. Take it easy or Piq will be over.
    L

    I promise I will behave, I am not sure if I am more terrified ofPiq, or a truckload of bananas turning up ! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 13 August 2012 at 10:41AM
    bast wrote: »
    Gentle hugs... Pinot....take it easy... and continue to keep off them high heels :) x

    Thankyou bast. Theres not a high heel in sight, I can safely report ! :( Not for the lack of trying though. Pumps and flipflops are the only footwear around at the moment, but they arent nearly as pretty ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hi Pinot, I am glad things are looking up. I am sure your daughters are very happy to help their dear mum. xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Signature updated again. I havent kept track very well these last few weeks and so was slightly wrong. I think / hope this is correct now, if it is we have cleared £18,000 in the last 8 months. An awful lot of it thanks to the refunds on card charges I must admit, but nonetheless, I am happy. :D

    I was expecting the predators to ask for a review around June time, but it didnt happen. I am keeping quiet though. The only ones who did were Marks and Spencer. Many debts have now been passed onto DCA's, I think there are only 2 or three which havent as yet, but I am hoping that will happen really soon. They are heading that way, but if they dont hurry up I will just ask them to. Its Marks and Spencer, Santander and Virgin holding out still. That way the 6 years on the credit score will be up within the same year, or else this will drag on further. No idea when that year may be though, as I suspect my figure will slow down soon. :eek: There arent many more people left to chase refunds from now ! !:rotfl:

    Once I am feeling a bit more bck to normal, I still need to tackle the Westcot and Rockwell situation as thats still ongoing, and also make the full and final offer to Virgin MBNA. Im not in a letter writing frame of mind as yet, so I will put those on the back burner for now ;)

    Now...............on with the battle !! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf wrote: »
    Hi Pinot, I am glad things are looking up. I am sure your daughters are very happy to help their dear mum. xx

    Thankyou NL, I hope you are well .

    I am sure they are happy, its me thats Mrs Guilty, but Im like that anyway.

    They have seen their friends quite alot, but I usually organise loads for the holidays and havent done that. They have also reminded me that they are actually a lot older now and quite capable of arranging things themself !!! :o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • This mornings post arrived with notification from Virgin MBNA that they have sold the debt onto to Activ Kapital !! I will offer them my full and final at some point. I wonder what they paid for my debt of approx £2800 ??!! Peanuts ??!!! :cool:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Managed a bit of cleaning , alongside some serious nagging today, the house looked like Dirty Dicks !!

    I have decided that I am in serious need of someones lost lb's. I have come to the conclusion that I will happily collect Piqs and New Leafs lost lbs, but if anybody wishes to send some in my direction they will be greatfully received please ! :D Being skinny is just as soul destroying as needing to lose a few lbs in my opinion, but people rarely believe that one !!

    I also caught up on some work today, I am very behind, but will gradually get myself back into gear. I also wrote a piece for textbroker today on Barcelona. No idea if there is any money in it, but the odd few £ here than there if they evaluate me will come in handy. :D

    Hope you have all had a good day xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.