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Pinot's Potty debt free journey!!!

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  • *WOW* after reading that i need a little lie down :rotfl:

    I hope tomorrow is a better/easier day for you! :eek:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I feel tired just reading that, glad you got loads done :-)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hey, I agree...I was shattered after the blinds bit, let alone the rest:rotfl:

    Am sure the M&S call can wait until tomorrow..in the meantime try and relax...:D well done for keeping yourself productively busy!! Can you come around next and paint my kitchen?.;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sorry I haven't posted recently. Haven't had time to catch up with your updates on my daily email. You get about 27 posts per day which takes me a while to read. :D

    Hope things are not going OK. :D
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • Busy day then Pinot

    Please call M&S back, you and your family deserve it.

    Will look back to see how the kebab went down, yum yum.

    HHx
  • Busy day then Pinot

    Please call M&S back, you and your family deserve it.

    Will look back to see how the kebab went down, yum yum.

    HHx

    Called them when I got home from meeting at 8.15 and they had shut at 8. One of the reasons I didnt ,was that I wanted to speak to the person who had spoken to Mr Pinot last night, he had written all of her details down and I had buried the paper while attacking the kitchen. Found it when I got home, but in hindsight had I just called them anyway they would probably have had her details in the notes. Shame I didnt think of that earlier. They will be first on the list for me tomorrow.

    Oh and the Kebab was sooooo nice. Shared with DD2 although the chilli sauce nearly blew our heads off. :rotfl:

    So total spend today was £8.00 for two kebabs. Far cheaper than the blinds !

    I hope your day has gone well x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • bonnington wrote: »
    Sorry I haven't posted recently. Haven't had time to catch up with your updates on my daily email. You get about 27 posts per day which takes me a while to read. :D

    Hope things are not going OK. :D

    Honestly dont be sorry, we are all busy with our own goings on !

    To be honest the 27 or so posts are probably mainly just me posting my ramblings to myself !!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw wrote: »
    Hey, I agree...I was shattered after the blinds bit, let alone the rest:rotfl:

    Am sure the M&S call can wait until tomorrow..in the meantime try and relax...:D well done for keeping yourself productively busy!! Can you come around next and paint my kitchen?.;)

    Ha Ha !! Give me a few weeks and I will be there brandishing my paintbrush ! Mr Pinot has just arrived home and started cutting holes in the ceiling. Apparently he remembered he bought some extra spotlights a few years ago and recently saw them lurking in the garage, so he is on a mission to cut the holes tonight and try and fit them tomorrow. I can see it being a long old night !:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Called them when I got home from meeting at 8.15 and they had shut at 8. One of the reasons I didnt ,was that I wanted to speak to the person who had spoken to Mr Pinot last night, he had written all of her details down and I had buried the paper while attacking the kitchen. Found it when I got home, but in hindsight had I just called them anyway they would probably have had her details in the notes. Shame I didnt think of that earlier. They will be first on the list for me tomorrow.

    Oh and the Kebab was sooooo nice. Shared with DD2 although the chilli sauce nearly blew our heads off. :rotfl:

    So total spend today was £8.00 for two kebabs. Far cheaper than the blinds !

    I hope your day has gone well x


    Good woman! I shall be expecting a full M&Sresponse tomorrow. I've a case with FOS about them rascals, it's not just any debt, it's a M&S 30% added interest debt, eerrrrrrrr I don't think so!

    Glad you enjoyed the fiery treat. Have you tried the takeaway secret book, lots on here rave about the kebab recipe in there.

    HHx
  • Ha Ha !! Give me a few weeks and I will be there brandishing my paintbrush ! Mr Pinot has just arrived home and started cutting holes in the ceiling. Apparently he remembered he bought some extra spotlights a few years ago and recently saw them lurking in the garage, so he is on a mission to cut the holes tonight and try and fit them tomorrow. I can see it being a long old night !:D


    A man that want to stay up all night, you are spoilt, most women would be happy with a dry bathroom floor:rotfl::rotfl::rotfl:

    HHx
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