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Pinot's Potty debt free journey!!!
Comments
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PinotGrigio41 wrote: »Thankyou Granny, and big hugs always help !! Not much sleep to report I'm afraid
So sorry to hear that. Let's hope Friday comes round quick and fast for you and that the hospital sort it out. x
Have you started your diary yet or are you just thinking about it still ? Yes started and on day 3 now, although off to work now so I won't be posting til this evening. Quite therapeutic at the moment though, so thanx for the encouragement. x
Been lovely to hear from you by the way !!
Thank you, it's nice having people to talk to about this as its been pretty much my guilty little secret over the last year. My DD and DS know what's going on but with DD living in Oz and DS having his own worries I try not to burden them with my tales of woe, especially as its of my making.
DD2 looking forward to her SATS today, literacy again, its the Numeracy shes not quite so keen on, but she will be just fine !
Glad to hear she's looking forward to it. I was the opposite way around. Good with numbers - not that'd you know that right now and not so good with literacy, improved with age me thinks.
Hope you have a good day today x
BFN Gx2 xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Argh, sounds awful. I hate having things delivered for that very reason. B & Q and M & S have both felt my wrath over the years!
Not all bad news though, so try and focus on the good stuff. Easier said than done though, especially if you're shivering with cold and can't have a shower!
Best dash off to Piq's diary now to see what's gone wrong......
Have as good a day as possible xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Hope you have a good day today x
BFN Gx2 x
Granny I will be over on your diary later. Most of us have kept oursituations our guilty little secret. Ours still is.
Catch up later xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Argh, sounds awful. I hate having things delivered for that very reason. B & Q and M & S have both felt my wrath over the years!
Not all bad news though, so try and focus on the good stuff. Easier said than done though, especially if you're shivering with cold and can't have a shower!
Best dash off to Piq's diary now to see what's gone wrong......
Have as good a day as possible x
OMg it was the worst shower ever this morning, I did try and brave it though, and it certainly woke me up !!!
Poor old Piq, am sure you know by now what a truly sh*tty day she had yesterday xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
those damn delivery people!
xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Bloody people. Taken car to garage and they are now saying they will get parts to garage by 3pm. Mr Pinot needs to drive to Bristol and then onto Cornwall with working brakes in the morning !!!:mad: Doesnt give the garage long to fit if they dont arrive until 3 . I can feel another lovely complaint coming on.
Mr Plumber has been, Mr Pinot didnt want me to call them, but as he isnt home until about 10pm tonight and leaving at 5am tomorrow , I'm not quite sure when he thinks he can fit it. PCB board has gone, last time Mr Pinot ordered a recon part and fitted himself for £80. New part £180 plus fitting. It is a friend so will fit for a little cheaper. Mr Pinot said no, I had to overrule him on this occasion and say yes. Plumber friend has no work and was standing in the kitchen waiting for a deicsion and I am cold and want a hot shower.Dont really want to wait until Mr Pinot is next home with time to fit it himself ,which at the moment is 23rd May. So that will be at least £280 from Emergency Fund today .
But on the bright side, this time last year we didnt have £280 so we would most definitely have just sat and shivered !!
Dread to think what the car will cost ! :eek:
Email gone to non paying Company this morning advising them in hands of Solcitior by Friday if they dont pay up...............thats the day so far at its not even 11am !!! Whoopee !!!
Oh and a fiver in the cab to get back from garage to home as noone around that could pick me up ! Had to give the girls money to get the bus home incase the car wasnt ready this morning as well x
Well what a day so far and its only 11am !!!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
*passes Mrs P a jaffa cake* hope the day improvesDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
*passes Mrs P a jaffa cake* hope the day improves
ehem.....I like jaffa cakes.....actually I've got a recipe for them somewhere, perhaps I should look it out!
Well Mrs PG what a time you're having of it. Good on you for over-ruling Mr PG on the shower, that's exactly what the emergency fund is for!
Hope the day improves, people pay up and the car is fixed in the most economical way possible.
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0 -
*passes the jaffa cakes around the room then goes off to hunt for some more*Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
mmmm Jaffas, I'm waiting for a parcel too (although OH is really but its mine) HDNL sent it to Reading, I'm no where near there. Every single time they mess things up *sigh* It better arrive today as OH is back at work tomorrow.
I want to start baking and cooking more, I was quite good when we first moved in together but then I got lazy, I promised the OH thai curry tonight too, hmmm.HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0
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