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Pinot's Potty debt free journey!!!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Mrs PG

    Well done on making the executive decision. You won't regret it!!

    I have done some mad journeys in the name of work but even that route would stump me...I think geography is not their strong point!

    Pooh..that's great re the cottage. Fab news
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • hillside777
    hillside777 Posts: 357 Forumite
    I must be part of your exclusive club. I was reading diaries between midnight and 1am as I woke up and couldn't get back to sleep.

    Trust you're enjoying your evening together. ;)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • Belle208
    Belle208 Posts: 108 Forumite
    Well done on doing all that!!!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning, and Welcome to Belle ! Lovely to see you !

    This is very wuick , I will be back later hopefully.

    Just wanted to thank everyone for their comments last night from arguments with hormonal daughters to camping trips and everything in between ! Oh and just to clarify it was DD1s phone that was confiscated not DD2, realised my error . Not that it really matters but I felt bad when I realised I had implicated DD2 !!

    Anyway, a full day of meetings today, so its all go. Solicitor meeting at 1pm so I am hoping that goes well. We all slept in (except for Mr P who was on his merry way on his shiny bike at 5am !) so it has been a mad morning rush. :eek:

    Hope everyone has a good day. I will be back later to update and catch up on your diaries xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Hopelessly_Hopeful
    Hopelessly_Hopeful Posts: 2,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Morning PG and groupies

    Just back from a few days MSE camping.... back's easing but it may take a day or two to get back to normal!!!

    Poor Mr PG with those hours.

    Hope all well

    HHx
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi PG, I hope your meeting goes well today at the solicitors.

    HH I hope your back is better soon.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Belle208
    Belle208 Posts: 108 Forumite
    Hope you've had a good day. X
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,447 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hi pinot :) can i be cheeky and ask when you have five mins to send me the template you have on requesting a SAR from the bank (is that the right thing :confused: that you mentioned on my diary lol)

    I am going to have a catch up now as i always seem to miss loads on your diary xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    That's a very long solicitors meeting. They're very expensive you know....

    How are you? Okay I hope.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0     - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138


  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Hi, just popping in to give you a wave. Hope you and DD1 have made up, they can be very challenging! Confiscating her phone would be the worst punishment in the world to Little Miss Happy - I think it is welded to her hand!
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
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