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Pinot's Potty debt free journey!!!

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well its 4am, been awake since 2.

    I have nothing of any interest to write, but having tried to get back to sleep for the last two hours I have given up.

    I could start work, but I think I am too tired, I could tackle more ironing but dont much fancy doing that either, so guess where I have ended up !! I wonder if anyoen else is awake, I will go and take a look !

    My head is spinning round and round and round and I cant make it stop, it driving me mad !! :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Well its 4am, been awake since 2.

    I have nothing of any interest to write, but having tried to get back to sleep for the last two hours I have given up.

    I could start work, but I think I am too tired, I could tackle more ironing but dont much fancy doing that either, so guess where I have ended up !! I wonder if anyoen else is awake, I will go and take a look !

    My head is spinning round and round and round and I cant make it stop, it driving me mad !! :eek:

    Ditto....

    I was awake and reading the diaries, just not signed in. My head is a maelstrom of thoughts, none of which seem to be going anywhere. I have the scratchy eyes syndrome this morning.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Mrs P.. love the universal vent holder. that is filled with awesomeness. My OH is trying to get back into my god books and changed the bed yesterday whoot, clean sheets.

    Girl I have a new name for you "Our Lady of the Perpetual Ironing Basket" xxx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    Mrs P.. love the universal vent holder. that is filled with awesomeness. My OH is trying to get back into my god books and changed the bed yesterday whoot, clean sheets.

    Girl I have a new name for you "Our Lady of the Perpetual Ironing Basket" xxx

    Do you know what, it really is never ending, I honestly cant remember the last time I saw the bottom of it !!!
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Piquant wrote: »
    Ditto....

    I was awake and reading the diaries, just not signed in. My head is a maelstrom of thoughts, none of which seem to be going anywhere. I have the scratchy eyes syndrome this morning.

    Piq

    Oh no, not you as well ! I fee absolutely rotten this morning. I fell asleep at 7am, not ideal with children to wake and get to school. To top it off I had a humdinger of an argument with DD1 and confiscated her phone. She has gone off to school in a real strop.

    Its been like World War Three over the past few days. Poor Mr Pinot has not idea what he is walking back into tonight !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hormones????!! Dunno. Sometimes the DDs just get so wound up and stroppy for what feels like no reason..

    Hope your day gets better....I have just written a list to try and focus;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brizzledfw wrote: »
    Hormones????!! Dunno. Sometimes the DDs just get so wound up and stroppy for what feels like no reason..

    Hope your day gets better....I have just written a list to try and focus;)

    Could you write one for me too please Mrs B, my head is all over the place today !

    I try and blame hormones most of the time, but not too sure on this occasion ! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well its been a funny old day. Dont really feel that I have achieved much at all, but so as to make myself feel better I will list what I have done :-

    Confiscated DD2's phone

    Had Long chat and drank too much coffee with a friend who popped over.

    Cleaned Kitchen Floor

    Made beds x 3

    Had a NSD ! :j

    Called my Mum

    Paid £200 to the Inalnd Revenue and updated signature :T

    Paid Council Tax

    Received letter from Ha£ifax re Increase in mortgage by £70 per month :eek:

    Transfered £21 into Emergency Fund

    Drank more coffee and eaten chocolate biscuits ! :o

    Checked ebay a thousand times to see if there are any watchers on my items (3 watchers on 1 item and none on the other)

    Put away some ironing

    Organise paperwork and a meeting for tomorrow with a solicitor re
    Court Action against a Client for Non Payment.

    Checked fridge for Wine !

    Turned down work for May :(,as we already had contracts for the same dates.

    Turned down work for this coming weekend for same reason :(

    Made Executive decision for Mr Pinot to take two days off in May the 6th and 7th so we can go Camping if my back improves and invited friends to join us. Not booked anything but I will sort that nearer the time .:D

    Polished downstairs and cleaned toilets ! Whoopee !!

    Thats it for now, so a very boring post from me today. Sorry .

    Mr Pinot just text, he is 20 mins from home. He politely turned down a request to drive from Calais( he arrived there at 3am this morning) to Coventry, work tonight and then travel back home overnight via Guildford, Are they having a laugh ? He starts work at 5am tomorrow ! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Pinot, what a lot I have missed in just a few days. I have laughed and laughed. I would be horrified if Mr Pooh turned up in a mankini.:rotfl::rotfl: I would have left him by the roadside. We do see a lot around here on the c2c cycle route and always wondered what had possessed them to buy them. Now I know, very good sales people. :D

    I have had to turn customers away again today too. We have now turned away 8 weeks of holiday cottage customers as we were already booked. I tried to hand them on to neighbours with cottages, who wouldn't take them because they won't take dogs! They are standing empty.

    Oops I just saw you have paid council tax. I haven't paid anything yet. Not water either. need to add them to my list for tomorrow.:o
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • newroadahead
    newroadahead Posts: 1,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Well its been a funny old day. Dont really feel that I have achieved much at all, but so as to make myself feel better I will list what I have done :-

    Considering your lack of sleep you have done really well

    Confiscated DD2's phone

    They need to learn whose boss again from time to time

    Had Long chat and drank too much coffee with a friend who popped over.

    Break from routine is good for you

    Cleaned Kitchen Floor

    Made beds x 3

    Had a NSD ! :j


    Well Done:j:j


    Called my Mum

    Reminded me to call my dad tonight...Thank you


    Drank more coffee and eaten chocolate biscuits ! :o

    Choccie biscuits...memo to self to buy...no make some cakes (and before you say it no I didnt get round to the baking at the weekend:rotfl:)

    Checked ebay a thousand times to see if there are any watchers on my items (3 watchers on 1 item and none on the other)

    And no I still havent got round to putting some items on ebay :(

    Organise paperwork and a meeting for tomorrow with a solicitor re
    Court Action against a Client for Non Payment.


    Naughty clients pay Mrs P or her MSE posse will be after you :mad:


    Checked fridge for Wine !

    And you didnt find any :eek: Panic stations would be in store in my house, oops what am I saying no wine in the house...panic...Oh no just remembered no wine on school nights:(

    Turned down work for May :(,as we already had contracts for the same dates.

    Made Executive decision for Mr Pinot to take two days off in May the 6th and 7th so we can go Camping if my back improves and invited friends to join us. Not booked anything but I will sort that nearer the time .:D

    Glad to hear it, make sure you book soon you deserve the break:D

    Polished downstairs and cleaned toilets ! Whoopee !!

    Thats it for now, so a very boring post from me today. Sorry .

    Your posts are never boring, enlightening yes , boring no

    Mr Pinot just text, he is 20 mins from home. He politely turned down a request to drive from Calais( he arrived there at 3am this morning) to Coventry, work tonight and then travel back home overnight via Guildford, Are they having a laugh ? He starts work at 5am tomorrow ! :rotfl:

    They have no idea do they, hope you have a great evening and try to get to bed earlier tonight


    Sorry not be in much and there is obviously loads more to reply to but hope things have calmed down with DD and you have a good evening.

    Catch up properly again soon


    NRA xxxx
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
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