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Pinot's Potty debt free journey!!!

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all,

    Well this mornings Faux Paux was that jumping in the shower with a new bottle of my infamous Aldi Fake Mo£ton Brown Shower Gel "tempting templetree", I somehow managed to mistake it for Mr Pinots real Mo£ton Brown "Cool Bachu" instead. They are similar colours and side by side in the shower whilst rather bleary eyed I have therefore smothered myself in his shower gel and am now wafting of the fetching masculine aroma of Cool Bachu ( whatever the hell that is) . Ooops !! I wonder if he will realise some of his posh stuff is missing ! :rotfl:


    I have given myself one hour before starting work to frantically try and catch up on the diaries I have been seriously neglecting !

    So I am off now on a marathon posting session ! Wish me luck !! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    genious. androgony is the new black ha ha ha
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Okay my hour is up, I started at 9.03 and its now 10.05 and work is beckoning. I didnt make it to everyones diary, but maybe I will give myself a lunch hour and catch up some more !

    I seem to have had rather a spendy week this week, all of it was essential but nontheless I havent been able to update my NSD which has annoyed me, and as noone is paying us, I cant update my signature either ! :eek:

    The money gone on prescriptions, socks , undies for the girls, school trips, sponsor day money and just dribs and drabs. Warning lights popped up on the car again this monring and the loo and showers have begun gurgling again ! Not a good start to the day !

    One client who should have paid by the 7th of the month is paying tomorrow, so we wont see that until Tuesday. I will pay the mortgage and the Inland Revenue from that and there will be nothing left, but goign back to this time last year I wouldnt have been able to actually pay the mortgage, so its a bonus !! Another invoice that was due on the 15th says they wont be paying until the 30th. Mr Pinot had to spend £500 on hotels when he was away the other week. There is no sign of that being refunded and we could really do with it. We are working for the same Client at the weekend and they have informed us that they havent paid in advance for the hotels ( as they should have )and also that their fuel cards dont work in the country he is going to so we also need to stump up for fuel for their vehicles, so thats probably at least another £400, so the business and therefore us, are just under £1000 out of pocket this month , not taking into account that we have overdue invoices as well.:mad:

    Nothing we can do though, we will just bumble along which we are getting rather good at of late , and keep smiling my manic grin ! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Its tough times, no wonder so many people and businesses are going under.

    well done on the manic grinning.

    I scare the cat when i do that. x
    Trying to shift that debt!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I think I scared the Window Cleaner the other day, but that could have been because I was half naked rather than the manic grin, when he decided to clean the upstairs windows unannounced !! :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I think I scared the Window Cleaner the other day, but that could have been because I was half naked rather than the manic grin, when he decided to clean the upstairs windows unannounced !! :eek:
    :rotfl::rotfl:I'm sure it wasn't the half naked bit, he was probably thrilled about that, it'll be the manic grin that did it.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Piquant wrote: »
    :rotfl::rotfl:I'm sure it wasn't the half naked bit, he was probably thrilled about that, it'll be the manic grin that did it.

    Piq

    Do you know what, I'm not sure which is worse !! Both pretty shocking I think ! Surprised the poor man didnt fall off his ladder !

    Come to think of it, he never did knock for his money though ! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Paid in kind! So MSE of you lovely, the barter system is not dead!
    Trying to shift that debt!
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Paid in kind! So MSE of you lovely, the barter system is not dead!

    Hmm , do you think it will work with HMRC when they come a knocking ?!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :bdaycake:Pinot, Can I please send you a belated Happy Birthday? !!
    Sorry I missed it. I have neglected you recently.

    You have certainly had to stump up a lot of cash this month for Mr Ps work travels. And I know how annoying it is when clients don't pay up when they should. We have two who haven't paid on time. They aren't huge amounts but it does affect the month's available balance.

    Lucky window cleaner :D :rotfl:

    We don't have such a luxury but I know if someone was up at my window like that they would get a nasty shock :rotfl:
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
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