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A Year of Living Frugabulously

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hurray to saving trees! And I understand about not faffing too, especially at this time of year, time is too precious.
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent insurance quotes! :T :T I must confess to not sorting our contents insurance out yet, and it's due to be renewed today :o Please tell me that £75 is not for the whole year - ours is £300 ish! :eek: :eek: :eek: Sounds like it'll be worth sorting out AND paying a cancellation fee! :eek:
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Cheery,

    that is indeed for the whole year :j however, I'm a tenant rather than owner, so just have to pay for contents rather than buildings ( yes, this does now include Gordons related laptop accidents ) but still pretty good with a year's car breakdown throw in :).

    Now, off you go & sort yours out ... :D

    Still no delivery; DD close to bursting with anticipation & I'm midway through final workload of the year :undecided
  • taxi73
    taxi73 Posts: 20,815 Forumite
    great quotes and yay to not having to fath about...love getting deliveries
  • Cheery_Daff
    Cheery_Daff Posts: 17,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pah - that £300 is *just* for contents - there's buildings insurance (of £38 something a month I believe :eek: :eek:) on TOP of that! Pah pah pah.

    Still, can't sort everything out at once right??

    Going to sit here and drink tea and look at fairy lights instead :D
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oooh Cheery,

    that's quite a lot :( :grouphug:

    However, I think quotes are based on various 'risk factors' such as type of property, number of exterior doors, bedrooms, type of lock on both doors & windows, whether property is vacant during day or night & of course the value of your contents.

    Therefore I conclude that whereas you obviously live in a rambling multi-bedroomed mansion with both main & 'staff entrances' :D in a posh part of town & have many treasures ...

    I live in a 3 roomed hutch with just one door, nothing of value & in a field with just sheep for neighours ( & radioactive ones at that) :rotfl:


    Get thyself to Quidco & use the comparison sites on there to earn your first £1.50 just for them to find you deals & then take it from there.

    After you've done more tea sipping & fairy light gazing of course :D
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I love fairy lights, I really do :)

    Erm, Lula, radioactive sheep? You wanna talk? Tho I do like the idea of living in a field :D
    2023: the year I get to buy a car
  • Happy solstice to you too :beer:

    Waes hael :)

    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bright Blessings to you lovely Rosa :D

    We're now through to the other side & my celebrations were a tad muted this year, (being squished between finishing off home-job & trying to get DD sorted with her new ipod) I did make sure to raise a glass of Juniper Juice & be thankful for all that I have to carry us through the remaining dark days of winter.

    I've never seen someone as eager to received a delivery as DD was today, she leapt up to the window each time she heard an engine & 3 times she had me check the order tracking which reiterated that it would be with us by 6pm. She was looking more & more miserable with each minute past 5 but eventually, at 5 minutes to 6 the delivery arrived.

    She was ecstatic & I was relieved, 3 days without a kettle has been easily manageable, but aesthetically annoying; I have to keep the cooker lid up, & I bought that model specifically because it has a lid so I don't have to look at the cookerish bits.

    So, we now have a fun spotty kettle which is a lovely shape, & we also have a matching spotty toaster. No, I didn't need it, but for the last 5 years I've bought the cheapest appliances I can to save money for paying off debts & I'm not going to do that anymore.

    I try to choose my men using the William Morris code & I shall furnish my home accordingly :D.

    Now, about last night & the decision we made; we set off to the realms of Tatco to have a mooch about & see if there was anything worth buying. There really wasn't but I stocked up on toothbrushes, candles & lightbulbs, got DD some new socks and we also got a new book each, Lauren Childs. for her & an awesome book by Nicky Hambleton-Jones for me. Title : 'How to be Gorgeous'. I like Nicky & used to beg my DDs to send me on her Ten Years Younger show ... still waiting :(.

    Anyway, Tatco seemed to be having a special night for a particular group of society & we felt very out of it. I've never felt uneasy in there before, but it was horrid & as we got to the till I jokingly said to DD " I hate this place, shall we never come here again ?" & she grinned & nodded.

    As we walked back to the car carrying my one bag of shopping that had just cost me over £50 :mad: but was of no actual use in terms of feeding us I wondered out loud if we could actually go a whole year without setting foot in Tatco. DD is really keen & once I realised that I can fuel up at Sainsbugs & just earn all my reward/loyalty points there, I reckon I can do it.

    I have plenty of household & pantry items & as of now I am making a stand against Tatco.

    Shopping there is most definitely NOT fabulous & I can be frugal anywhere; that's a lifestyle choice not a supermarket locationery requirement.

    I'm off to waitrose first thing tomorrow for fresh food, fruit & veg :D
  • Cherryjack
    Cherryjack Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Lula :-) did they come from next? i have the kettle.. the spots are cheery :) x
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