📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Time to 'grow up' - the slippery slope to 30.

1192022242582

Comments

  • Hurraaaay payday! Have done my internet banking this morning, paid my nursery fees and paid £211.56 off the credit card :) Sig updated. That looks better! :)
    Back to debt busting business!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    edited 21 December 2011 at 12:12AM
    Update on the spends! :wall:

    £4 on lunch/cupcakes (damn you greggs!)
    £5 on costume for dance tonight
    £4 on dance itself. (£1 under budget lol)
    £28 on stocking fillers for DP and the girls :eek: (£20 social budget)
    £30 on petrol (in budget)

    However, my dad has given me extra money as a christmas present so the extra expenditure should still come in ok and not affect my budgets. :)

    Should be a NSD tomorrow hopefully!
    Bought the costume for dance as we had a fancy dress party. I was a snowman :D Costume was only a fiver from Home bargains. Genius! Had a great time, it was such a laugh. Wish we could dress up every week!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • ZTD
    ZTD Posts: 24,327 Forumite
    Costume was only a fiver from Home bargains. Genius! Had a great time, it was such a laugh. Wish we could dress up every week!

    You can, and DP would love you for it. There's a nurse, a nun... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • I tell you what, I can't wait until the christmas break. Only 2 more working days then I break up until the 3rd January... it honestly cannot come quickly enough this week has been ridiculous. I also didn't sleep well and generally feel poorly and rough with fever and nausea so not a happy bunny today.

    Aaanyway, enough of my moaning!

    Today was a NSD, but in all honesty I didn't get chance to think let alone spend money. I've got my friends coming round tonight so won't be spending any money. Tomorrow I'm going to do my food shopping and I've already started making a list so I don't spend too much. I am going to have to get my eldest some trousers though as she's continually growing out of them. Going to see if I can get chance to nip to some charity shops tomorrow to cut the cost down. Might even see if I can find myself something cheap!

    Have updated my sig, as I've paid my CC2 minimum payment today as I remembered it wouldn't be taken by DD due to me making an extra payment *rolls eyes*. I hate the way it does that. I want to make extra payments without it affecting my normal payment damn it!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • vandanfc
    vandanfc Posts: 2,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I tell you what, I can't wait until the christmas break. Only 2 more working days then I break up until the 3rd January... it honestly cannot come quickly enough this week has been ridiculous. I also didn't sleep well and generally feel poorly and rough with fever and nausea so not a happy bunny today.

    Lots of honey and lemon for you then today !

    Aaanyway, enough of my moaning!

    Today was a NSD, but in all honesty I didn't get chance to think let alone spend money. I've got my friends coming round tonight so won't be spending any money. Tomorrow I'm going to do my food shopping and I've already started making a list so I don't spend too much. I am going to have to get my eldest some trousers though as she's continually growing out of them. Going to see if I can get chance to nip to some charity shops tomorrow to cut the cost down. Might even see if I can find myself something cheap!

    Have updated my sig, as I've paid my CC2 minimum payment today as I remembered it wouldn't be taken by DD due to me making an extra payment *rolls eyes*. I hate the way it does that. I want to make extra payments without it affecting my normal payment damn it!

    Do yo have access to another bank account at all ? As you could make your over payments out of that one and it would still take the DD as they are from different accounts, so wouldn't trigger anything in the system. I think this works, as I have done it with my energy supplier.
  • vandanfc wrote: »
    Do yo have access to another bank account at all ? As you could make your over payments out of that one and it would still take the DD as they are from different accounts, so wouldn't trigger anything in the system. I think this works, as I have done it with my energy supplier.
    Oh really? I've never tried that. Will have to give it a go! Thanks :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Spending update!
    £4 on breakfast (I was being lazy... the shame.. The bacon roll was nice though :D)
    £3.99 on pub lunch with work colleagues for xmas
    £2.99 on some multivitamins (in case the illness thing was because I'm generally run down with it being winter..)
    £70 on food shopping (in budget)
    £21 on clothes for my eldest (jeans, leggings and a skirt in the sale at peacocks!)

    Thankfully I banked my work expenses cheque today which was £20, so the clothes are pretty much paid for bar £1.. the rest of the spending came out of money my dad gave my for xmas so the only spends out of my bank account today was the food shopping which was in budget anyway :)

    I know what you're thinking, I shouldn't have spent it and should've put it on the card (or maybe it's just me thinking that) but in all honesty it's been nice to have some real disposable income in all honesty.... I'll make up for it I promise :rotfl:

    Right, off to bed. It's my last day at work tomorrow, so if I can get through 6 hours at work I'm home safe! *looks nervous*

    Night all!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Hurray for Christmas eve-eve! (Or christmas evie as the girls call it... lol)
    Only 6 hours at work today then I break up until January. There's only 2 or 3 of us in the entire office today so going to be a long one I reckon! On the plus side we're going to have music while we work at the very least :)
    The girls are VERY excited. They're both wearing new clothes (My youngest had some money she'd found in a purse somewhere so bought herself a new glittery skirt. When I asked her where she got the money from she said she'd stolen it from me and laughed - cheeky moo!) and it's their last day at holiday club today before we're all broken up for Christmas :)

    Looking forward to having a full week off!

    Hope everyone has a fab day today!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Happy Christmas hunny, to you and the girls and the lovely man. xxxxx
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • beanielou
    beanielou Posts: 95,682 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday to you all :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.