10 positive steps a day Challenge! - November

thevinternet

Also may I please ask a couple of newbie questions? (newbie to this thread I mean!)

What are 'time credits'?

What is 'swagbucks'?

Many thanks

fairyclicks

thevinternet wrote: »

Also may I please ask a couple of newbie questions? (newbie to this thread I mean!)

What are 'time credits'?

What is 'swagbucks'?

Many thanks

Of course you can ask newbie questions i still ask questions!!

time credits is a phrase coined by slowdown i believe (??) think i'm right in saying its basically about using time wisely and efficiently - taking 5 mins when waiting for someone in the car to meditate or maybe plan something out rather than just sitting waiting - that sort of thing

and swagbucks is a site that i seem to have introduced to many on here LOL! its my fav site for earning on - will send you info via PM as not allowed to post links

Catslovelycats

My positive steps today so far:
- I started to eat a box of Ready Brek (out-of-date by 2 years) for breakfast to use up some old food.
- Ate a Sainsburys day-old noodle ready meal for lunch (yuck - it was horrid and sludgy - no more for me!)
- Deleted some email subscriptions that have come through this week offering me discounts on everything under the sun (and I didn't look at the emails/sites first!)
- Transferred my instant savings accounts to other accounts with better interest rates ( albeit by 0.8% gross!)
- Spent ages finding the cheapest guinea pig food and then bought some in bulk (don't want to get stuck if there IS snow...)
- Worked out a sort of budget for when I try to save 3K in 2012 (I say 'sort of' because I don't have enough surplus cash to save that amount on top of what else I save in a year)
- Created a spreadsheet to log my 3K Challenge savings
- Checked my 'selling' eBay items

Later I plan to do some paperwork, get some laundry done and put away clean clothes.
Isn't life exciting!?

fairyclicks

catslovelycats wrote: »

My positive steps today so far:
- I started to eat a box of Ready Brek (out-of-date by 2 years) for breakfast to use up some old food.
- Ate a Sainsburys day-old noodle ready meal for lunch (yuck - it was horrid and sludgy - no more for me!)
- Deleted some email subscriptions that have come through this week offering me discounts on everything under the sun (and I didn't look at the emails/sites first!)
- Transferred my instant savings accounts to other accounts with better interest rates ( albeit by 0.8% gross!)
- Spent ages finding the cheapest guinea pig food and then bought some in bulk (don't want to get stuck if there IS snow...)
- Worked out a sort of budget for when I try to save 3K in 2012 (I say 'sort of' because I don't have enough surplus cash to save that amount on top of what else I save in a year)
- Created a spreadsheet to log my 3K Challenge savings
- Checked my 'selling' eBay items

Later I plan to do some paperwork, get some laundry done and put away clean clothes.
Isn't life exciting!?

WD on your positive cats and welcome to the thread, you are sounding very organised indeed even having a sort of budget to save 3K next year!!!! i can hardly manage budgeting for next week LOL!

paperwork and laundry seem to be forever on our lists don't they??? i have mine to do too so don't feel too alone doin them!!

Here is something that might prove exciting for a few people: if you have any premium bonds you can check if you have ever won anything thats not been claimed!! I have £10 one somewhere i think that i have had for 23years........off to have a plunder for it wish me luck!!

the link for checking is nsandi.com/savings-premium-bonds

ThriftyFelicity

Nov 17:

1. (MPC) Completed GTM survey
2. (MPC) Completed Crowdology survey
3. (health) Walked to town centre & back
4. (MPC) Swagbucks stuff (228 points) :T
5. (MPC) GiftHulk stuff
6. (MPC) SuperPoints stuff
7. (DH) Made DH a proper lunch
8. (MPC) Participated in paid online discussion

shazzybe

ThriftyFelicity wrote: »

Nov 17:

1. (MPC) Completed GTM survey
2. (MPC) Completed Crowdology survey
3. (health) Walked to town centre & back
4. (MPC) Swagbucks stuff (228 points) :T
5. (MPC) GiftHulk stuff
6. (MPC) SuperPoints stuff
7. (DH) Made DH a proper lunch
8. (MPC) Participated in paid online discussion

ThriftyFelicity, could you tell me what DH AND MPC stand for please. Im new to this site and it sounds interesting.

shazzybe

:jHi all,

I have a few positive today.
1. I counted all the money donate from the children at school today. £165 so far and still a bit to come in.
2. I donated £15 to Children in need. It is a tough watch but makes me realise how luck I am.
3. Very grateful today for my healthy girls as there are so many in the world worse of than me.
4. Had a very comfy days in my pyjamas. Must have looked very odd to all at work however it was probably the most chilled day for a while.
5. Had a good walk across the fields with the dogs using up some times credits.
Would like to wish you all a great weekend.

ThriftyFelicity

shazzybe wrote: »

ThriftyFelicity, could you tell me what DH AND MPC stand for please. Im new to this site and it sounds interesting.

DH just means stuff that I do for my hubby. gotta keep the man happy, lol

MPC = multiple profit centre. The term is from a book I read ages ago called Making a Living Without a Job. Basically an MPC is an income source, so my MPCs may be surveys, my websites, competitions, cashback sites, GPT ("get paid to") sites (eg. Maximiles, Swagbucks), and so on. The idea is that some MPCs you can get set up, then they will generate income without too much further effort. Like setting up a website, for example.

thevinternet

Thanks for the Swagbucks info Fairy, I have used your referral link. Do they post rewards to the UK then?

My five positive things today:

1. Made a PAD
2. Exercised (20 min run/walk combo followed by strength exercises)
3. Had a great night at work
4. Joined Swagbucks!
5. Tidied the house for 30 mins.

Tomorrow is a busy day but I'm still hoping to try and fit five things in. I like this challenge! You are all very inspiring.

-katied-

hello everyone you's are all doing so well:)

my steps have been
61 jpj mine and dh no wins but cant complain done good there at start of the month

62 mys meg

63 swaggers up to 1600

64 cashed out £3.08 on superpoints

65 yesterday went up to town and done some xmas shopping loved using my vouchers from mcains and got more to-day :rotfl:

66 surveys v opion got a 5 day food dairy from them which pays £8.25 done it so hope it pays

67 survey my survey up to 230 points

68 wraped xmas presents

69 swapped £40 tesco vouchers for goldsmiths never done this before always just used it at xmas food shop

70 bought friends £30 tesco vouchers of her and swapped for goldsmiths as she only wants it of her xmas food shop explained all to her what she could do but wont listen

so £280 for £30 thou would never pay there prices in first place:rotfl:

have a lovely day everyone and fairy hope things settle for you on fish site
you should go to local rag

71 have achieved my £5 aday challenge