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ceiling collapsed, advice needed!

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  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can we request that no work is carried out until we leave the premises? There is no point for us to have the hassle of the builders coming in and out the property as we have been asked to leave. Also there is no emergency factor involved, the bloody thing collapsed already...
    Yes you can. The landlord could seek a court order for access but
    a) would probobly need to show urgency and
    b) would take time - you'll probobly be gone!
  • I am a student looking to buy a small flat for an investment. I have saved up enough for a 10% deposit or so, but how am i ment to get a mortgage, i'm onny a student so dont earn a salary... does this mean i'd have to wait until after university, (I'm currently on a placement)
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    yataka wrote: »
    I am a student looking to buy a small flat for an investment. I have saved up enough for a 10% deposit or so, but how am i ment to get a mortgage, i'm onny a student so dont earn a salary... does this mean i'd have to wait until after university, (I'm currently on a placement)
    As you can see by this thread small flats are not investments they are a liability. Keep your money and avoid property. Only buy the one that you are actually going to live in long term not some small flat that you can rent for 12 months and move on.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • 19lottie82
    19lottie82 Posts: 6,030 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yataka wrote: »
    I am a student looking to buy a small flat for an investment. I have saved up enough for a 10% deposit or so, but how am i ment to get a mortgage, i'm onny a student so dont earn a salary... does this mean i'd have to wait until after university, (I'm currently on a placement)
    Buying a small flat as an "investment", in the current housing market and economic climate, is a bad idea.

    Also, there is NO WAY a lender will give you a mortgage without an adequate income, or a suitable guarantor.
  • Yataka.., try putting your question on a new thread. However, with a low (10%) deposit and no income, and student status (no guarantee u'll find work when u've finished studying) I personally think its insane to think of buying a flat to rent out. And I am sure, so will lenders.

    Keep the money safe and buy later on when your situation is more secure. A couple of years will mean little later on in life.., but waiting could save you a heap of hassle (if u managed to get finance which I doubt you will).
  • makoto
    makoto Posts: 38 Forumite
    Please do not hack someone else's thread, start your own. I kindly ask the administrator to move those posts as this matter is important to us and the person is clearly distracting from the OP.

    G_M thank you, I have one more question in terms of the rent. How should we paying the rent since the term expires before the notice, for example we have a two month notice but the tenancy ends a few weeks before, can we really trust the LL will return extra paid rent after we move out?

    Judging form their current behaviour, we are concerned that if they have more rent in their hands they may try to keep it in case of a future dispute.
  • Only pay what rent you owe right up to the day you leave. By "term" do you mean a fixed-term tenancy?
  • Yorkie1
    Yorkie1 Posts: 12,029 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I may have missed this, but how can the term expire before the notice?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    makoto wrote: »
    G_M thank you, I have one more question in terms of the rent. How should we paying the rent since the term expires before the notice, for example we have a two month notice but the tenancy ends a few weeks before, can we really trust the LL will return extra paid rent after we move out?
    No idea what you mean. Please clarify:

    Tenancy Term: what date start? How long? What date end?

    Notice: Given by who? Served how/when? What period? To expire when?

    Rent: last payment when? Covering what dates?
  • makoto
    makoto Posts: 38 Forumite
    Sorry if this was confusing, as explained in the previous post we have been served notice to leave, I will make this more clear.

    Our fixed-term agreement ends in about a month. The LL served a notice under Section 21 of the Housing Act to gain possession of the premises and said they no longer wish to extend , which comes with a two month notice from the date served.

    That means the fixed term will come to an end first and after that, in about a month (from the fixed term end) we have to leave at the specified date of the notice.

    Assuming we are still in the property, what is the correct approach to paying the rent for the remainder of the notice period (which spans beyond the fixed term) do we still have to pay in advance?
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