Curiousness: How many different banks do you have an account with?

Gromitt

Just wondering if my situation is regarded as unusual:

I've got

First Direct(Main),
Nationwide(Savings, may close in favour of Saffron),
Barclays(Might cancel this one as its pretty much unused now and serves no further purpose),
Co-op(the £200 incentive told me to open one and check it out. My verdict says they are crap),

Waiting on:
Saffron BS (3.15% savings, but they are taking AGES.. 2 weeks and counting)
Santander (for holidays - withdrawing money abroad - If I get approved)

Midzone

Lloyds TSB Vantage (main current account)

2 Further Vantage accounts for savings

Halifax Reward Account

Natwest Select Account

Jennifer_Jane

I've got 4 current accounts in the UK, and Egg which I use for all purchases, plus another current account in South Africa. Plus regular saver. All, apart from the very first account I opened were opened for incentives, but have been kept for various reasons.

benjus

My current accounts:

First Direct - main account
Metro Bank - for free overseas transactions, I might make it my main account when they enable Faster Payments
Nationwide - former main account, now use it to keep a few transactions separate
Halifax Easycash - Visa Electron card for budget airlines

samwsmith1

Current Accounts:
First Direct (Main)
HSBC (Used before FD, still use occasionally)
Nationwide (Got when overseas transactions were free, closing soon)
Co-Op (Used for paying cash into the post office, and now for the £200 offer)
Halifax Reward (Free £5s)

Savings:
Skipton BS Leap Account
First Direct eSaver * 2
First Direct Savings account
Post office instant access
YBS Internet Saver
Halifax Reward Web Saver

Credit/Store Cards:
First Direct Credit Card (£1800 limit, main)
Vanquis Bank (£1000 limit, backup)
Argos Store Card (£150 limit)

jen245

I have -

Natwest Current Plus (main account)
Natwest E-savings - for Holiday savings
Natwest First Reserve - for my credit card bill money
Natwest Your Points World Mastercard £5400 limit (main cc)

Halifax Reward Account (free fivers)
Halifax ISA Direct Reward Issue 4 - holds the bulk of my savings
Halifax Reward Clarity credit card £3350 limit (for travel and foreign spending)

In the new year when my ISA matures, I want to apply to FD for the £100 and their 8% regular saver

barak

Gromitt wrote: »

.....Barclays(Might cancel this one as its pretty much unused now and serves no further purpose

If you have a current account, it does give you free Kaspersky Internet Security.

JuicyJesus

I have one.

I don't see the point in having several accounts dotted around everywhere.

YorkshireBoy

JuicyJesus wrote: »

I have one.

I don't see the point in having several accounts dotted around everywhere.

Well having a 'spare' current account or two has just enabled me to bag a very easy £200 from Co-op.

3 x LTSB Vantage accounts used to get me 4% for £21,000 of instant access money.

4 x Halifax Reward accounts make me £240 per year.

Sharon87

Natwest:
Current account - main
savings account
Credit Card (0% balance transfer)

HSBC
Current account - trying to pay OD off from student days
ISA
Savings account

Halifax:
Easycash
Reward - I'm responsible for bills in shared house, so this is used
Reward - spare for the fiver
Savings account
One Credit Card

I have a system where I get paid into HSBC account transfer money for spending to Natwest and the rest to debts

Jennifer_Jane

JuicyJesus wrote: »

I have one.

I don't see the point in having several accounts dotted around everywhere.

No, of course, not - except that I have made (assuming Co-op goes through):

A&L £145 (plus free travel insurance)
*Santander £145 (plus money in the account getting 5% - a very good savings rate)
*First £100 (plus 8% in the regular savers)
*Co-op (previously received £100, and hoping for £200 now)
*Post Office credit card £50 cashback (if it EVER comes through)
Egg (previously got £20 incentive, and it gives 1% cashback, and I've had stunning savings rate previously with them etc

*These amounts this year.

Does that make more sense?