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Weekly Spend Challenge w/c 30th October 2011
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£19.30/£25 to be declared from last week ~ and a humungus £380 target for this week please
:o Have already spent £367 of it today so will be uber cautious for the rest of the week
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
chris81418
highest debts: 01/06/2006 £69023.92 _pale_
current debts: 01/10/2011 £15711.17:T
debt free date: 31/12/2012 £0!
Wow, that's incredible:TDebt £26k 18/10/140 -
Sunday - drinks £4.10
- marks and spencers £9.15
Monday - sainsburys £24.47,
just checked my receipt and found what I thought was 2 for one, was not with the 2 milkshakes I bought. Not happy with that as I could have got two the same in the offer. It said it included limited editions but the one I picked up was not a limited edition, just a new variety and it cost even more! grrrrrrr. So cost as much as having one in the cafe which I wanted to do but thought I would be good and save money.Not Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅0 -
Sunday - I bought shopping but I don't count this as it came from another budget
Monday - £1.72 to post ebay parcel. £30.01 fuel but it comes from another budget too
Never sure whether to count posting ebay parcels or not, but I will until someone tells me differentlyFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
freebyfifty, it's entirely up to you what you count, it's a challenge to help people realise where their money goes on the little things. Having said that, I know you get the money back from eBay, but what I do is when you get paid from eBay, count that as money made that week, and when you post, count that as a spend. That way your profit is shown nicely. But it's up to you entirely! :beer:
Frogletina - that's incredibly annoying! I did a similar thing a few weeks ago in Tesco, I saw an offer of veg and thought it was brilliant, £1.50 for a bag of pre-prepared mixed fresh veg, or 3 for £2.50! Happily I picked up 3 bags and trotted off to the self serve tills, and when my shopping came in it was slightly over what I thought, but I had picked up a few extras. Checked receipt when I got home I don't what the sign was for that I saw!!! But I had paid £2 each for these stupid bags of veg! £6!!! Not happy!
saorsie - that's a large budget, was it for a special reason/occasion? Hope you have a good week, anyway!
LC
I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.GC: May 22 £tbc/£250 Vegan 27-8-130 -
Hello everyone! :wave:
Popping in to report that I'm off to a good start with NSDs caught on Sunday and yesterday - so I'm still on zero for this week! :j
However, washing machine has just stopped working, so will probably have to fork out for it to be either repaired or replaced, so I'll probably have a very red week! :mad:Wow, that's incredible:T
Thanks banwa!I find that having that signature helps to keep me focused, both on what I have achivieved so far, and to keep me motiviated so that I keep on track to make my debt free date.
Have a good rest of the week everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Evening all
First post has been updated hopefully I haven't missed anything. Welcome to the newbies keep us posted on your progress.
Spends so far:- £5 on wine for scary movie night last night
- £6 on takeaway for movie night
- £3 on lunch
- £1 on bonusball
- £4 on breakfast and soup
- £1 on beer
- £1 on showergel
Turns out I am at the theatre tomorrow night not tonight doh! I am going to see a play called Edwin Morgan's Dream don't think it is anything famous and is just at the local theatre so take the good with the bad.Weekly Spend Challenge: £0/£30
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Hi all
Finally today was an NSD:T. It's been a long time since I saw 2 NSDs in the same week:o
Sun - NSD
Mon - £2.75 (week's papers) + 85p on cream
Tues - NSD
£36.40/£40
I need to pop to shops tmw for cereal bars and fruit.
:jDEBT FREE 27 July 2011:j
Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36
Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £12780 -
Hi all
Ooo I had a fun day off today! Went to the mall and got loads more Christmas presents for people - Boots have some fantastic stuff this year! Jamie Oliver, Marmite, Nando's gift sets - brilliant! And all on 3 for 2! Now only have one friend left to buy for which will be a bottle of vodka and some new plectrums (he's easy!!!) and just a couple more bits each for mum, dad and sis and everyone else is complete!! SPent £61.20 in Boots, but used my double points voucher and my £5 of points if over £50 spend, so got basically a tenner back in points as well as my saving of £29 anyway! Love a bargain!
Also had my hair done this avo, was sooooo desperate as have missed last couple due to work! Hairdresser comes here when she's finished work and does me mum and dad all at once, and I pay £40 for 2 colours and full cut - 2 hours work really, which would cost me £80-£90 at hairdresser so can't complain!
Did spend from my "spends" budget today too, bought yet more cigs £6.72, Starbucks again earlier with a cake (naughty) £5.35 and some disposable foil trays £1.56 as I want to try a recipe for baked porridge but we haven't got any oven dishes small enough for one portion, and it won't really work for reheating so thought I'd try these out! tomorrow will be the test!!! So that's me over for the week! On my budgets I'm not, as mine run Fri to Fri so I "pay" myself again on Fri which is why I find this one hard to budget!! Technically I won't need to buy cigs till Thur eve or Fri morn, but I have Starbucks Fri too, so a red week for me!
Remaining planned spends: Cigs £6.45, Starbucks £3
If I go to the pub Friday then it will be more than that, but may not as doing 8am to 8pm! Have another day leave tomorrow, yay! Feel very festive!!! I refuse to wrap anything or even buy wrap until December though!
Must. Not, Get. Too. Excited. About. Christmas. Too. Early!
:snow_laug:xmassmile:xmastree::rudolf::snow_grin
Sun 30 Oct: NSD
Mon 31 Oct: Various £27.25
Tue 1 Nov: Various £13.63
Total so far £40.88/£40
LC
I’m a Forum Ambassador and I support the Forum Team on the Old Style, Crafting and Techie Stuff boards.If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.GC: May 22 £tbc/£250 Vegan 27-8-130 -
I won't be including groceries/essentials in my spending, they're part of other budgets.
Today, only spent £2.04 - if I'd have got out of bed about 15 minutes earlier, I could probably had made it an NSD but slept terribly last night & didn't have time to make breakfast before leaving the house (made lunch though, which would have been more expensive!).
I also have a new thing I plan to do: every day that I spend less than £5, I'll put the difference into my savings account & see where I get to at the end of the month!
Sunday: £21.50 (ouch!)
Monday: £1.65
Tuesday: £2.04
Current total: £25.19Weekly spend challenge: w/c 30th oct:
£46.69 / £50
LBM: 26/10/11: £3,500
Current: £2,659.950
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