is Halifax business model racist? [Title edited by MSE Forum Team]

skysdmax

I've been a Halifax customer for over 25 years. while researching child savings accounts I found info on the Halifax regular Child savers account which is giving 6% interest. This sounded too good to be true and unfortunately if you live in Scotland it is!

When Halifax became HBOS, their branch business was moved to the BOS branch. I went there to set up the accounts today. when I got there I was informed that i could no longer set up anything to do with Halifax. :mad: BOS only offer a standard child savings account at about 2% interest - so no 6% equivalent for the Scots.

This means effectively that the Halifax no longer function in Scotland.

When I spoke to HBOS on the phone, those answering the phone seemed confused that I considered myself a Halifax customer when I lived in Scotland. I was asked, "was I sure". The correspondance I receive has the Halifax logo on it and the card I use has the logo on it!

What is next for the Halifax customer in Scotland?:(

alanq

Model is based on where you reside not your race.

DragonQ

Locationist.

ses6jwg

Being Scottish is not a race.

jennifernil

skysdmax wrote: »

I've been a Halifax customer for over 25 years. while researching child savings accounts I found info on the Halifax regular Child savers account which is giving 6% interest. This sounded too good to be true and unfortunately if you live in Scotland it is!

When Halifax became HBOS, their branch business was moved to the BOS branch. I went there to set up the accounts today. when I got there I was informed that i could no longer set up anything to do with Halifax. :mad: BOS only offer a standard child savings account at about 2% interest - so no 6% equivalent for the Scots.

This means effectively that the Halifax no longer function in Scotland.

When I spoke to HBOS on the phone, those answering the phone seemed confused that I considered myself a Halifax customer when I lived in Scotland. I was asked, "was I sure". The correspondance I receive has the Halifax logo on it and the card I use has the logo on it!

What is next for the Halifax customer in Scotland?:(

Please lodge a complaint, if they get enough complaints they may take some action.

see.....

https://forums.moneysavingexpert.com/discussion/3547483

and...

https://forums.moneysavingexpert.com/discussion/3492007

dunstonh

This means effectively that the Halifax no longer function in Scotland.

Perhaps a precursor to life after independence?

IronWolf

And Scots get free Higher Education and no prescription charges. Suck it up

jennifernil

You forgot to mention that none of our bridges have road tolls any more.

scheming_gypsy

ses6jwg wrote: »

Being Scottish is not a race.

it is, they just came last

CharlieBilly

How about us English getting free tuition fees and prescriptions too

maninthestreet

skysdmax wrote: »

I've been a Halifax customer for over 25 years. while researching child savings accounts I found info on the Halifax regular Child savers account which is giving 6% interest. This sounded too good to be true and unfortunately if you live in Scotland it is!

When Halifax became HBOS, their branch business was moved to the BOS branch. I went there to set up the accounts today. when I got there I was informed that i could no longer set up anything to do with Halifax. :mad: BOS only offer a standard child savings account at about 2% interest - so no 6% equivalent for the Scots.

This means effectively that the Halifax no longer function in Scotland.

When I spoke to HBOS on the phone, those answering the phone seemed confused that I considered myself a Halifax customer when I lived in Scotland. I was asked, "was I sure". The correspondance I receive has the Halifax logo on it and the card I use has the logo on it!

What is next for the Halifax customer in Scotland?:(

Can you visit a Halifax branch south of the border to open an account?