is Halifax business model racist? [Title edited by MSE Forum Team]

jennifernil

hallmark wrote: »

which are a drop in the ocean compared to free care homes for the elderly...

Assuming you genuinely believe this, you need to get your facts straight.

What we do get help with is "personal care".....things like washing and dressing.

And only if we are assessed as really needing it.

http://www.scotland.gov.uk/Topics/Health/care/17655/FAQs

jem16

CharlieBilly wrote: »

Independence from westminster more like

You get better deal in Scotland because of the formula set up by Labour for monies to go to Scotland at the detriment of rest of England

No we get a better deal because our devolved parliament chooses to spend its money differently. For example in Scotland we now have free prescriptions, whereas in England they decided to reduce waiting times for hospital appointments.

hallmark wrote: »

which are a drop in the ocean compared to free care homes for the elderly...

Pity it's not true though. Only personal care is free (if assessed as needing it) - care home accommodation costs still have to be paid for just as in England.

jennifernil

crazyguy wrote: »

I also reckon that there is little in the way of money being saved by them.

You haven't heard then about canny Scots?

crazyguy

jennifernil wrote: »

You haven't heard then about canny Scots?

Tins under your bed dont count as bank savings though do they.

kk20

back onto subject, why should this matter? Quite a few building societies wont offer products if you arent in their area. Halifax seemingly dont supply to scotland. There is nothing in the rules that say they *must* provide to scotland. I wonder if they have (ever) provided to NI?

opinions4u

So before Bank of Scotland merged with Halifax, how accesible were their savings accounts to English customers? Or Welsh customers?

Halifax customers cannot buy the Bank of Scotland Incentive Saver account without a trip over the border. It works both ways.

It's a branch based account you want. The branches are in England, Wales and Northern Ireland. Racist it isn't. Geography, it is.

longleggedhair

jem16 wrote: »

No we get a better deal because our devolved parliament chooses to spend its money differently. For example in Scotland we now have free prescriptions, whereas in England they decided to reduce waiting times for hospital appointments.



Pity it's not true though. Only personal care is free (if assessed as needing it) - care home accommodation costs still have to be paid for just as in England.

My god it sounds like a quote from another deluded Labour politician, is that you Prescot???

libra10

And Scots receive free university fees.

Not much sympathy for our Scottish neighbours, but the countryside and scenery is amazing.

atush

I think it is great that scottish students get free tuition. But it should be illegal for them to charge English students. They are members of the EU, just like european students who also get free tuition.

But I agree, this os geographical rather then racist.

jennifernil

opinions4u wrote: »

So before Bank of Scotland merged with Halifax, how accesible were their savings accounts to English customers? Or Welsh customers?

Halifax customers cannot buy the Bank of Scotland Incentive Saver account without a trip over the border. It works both ways.

It's a branch based account you want. The branches are in England, Wales and Northern Ireland. Racist it isn't. Geography, it is.

Why would they want a 2.5% account when Halifax offer a 2.8% one?