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Moooooving back to DFW - one Fresian's continued adventures in debt-busting

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  • Hi FF

    Happened to catch up today and saw you have come back home :rotfl:

    Thought you might like to know that I claimed my first £5 voucher from Swagbucks - has only taken me since May :eek:

    I must try harder and do searches every day like you do :T

    But then I also claimed a £30 Amazon voucher from Maximiles which has taken 2 years :T
  • Hi FF,

    Looking forward to reading your posts - I'm so jealous of your fiat 500, I'd love one! x
    June 2007 Debt: £16,000
    Oct 2011 Debt: £9818
    July 2012 Debt: £8099 (HSBC Loan, £300 O/D)

    Baby Savings: £500/£1000
    New Kitchen Savings: £1500/£3500
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    One of my Ebay items already has two bidders - £8.49 :D:D

    Lovely evening spent with Mr F's dad and stepmum who are visiting for the weekend. Sadly his fairly obnoxious sister was with us, but you can't have everything ;) We did get a free Chinese meal though which was cracking. I'm back on Fat Club tomorrow...
  • saorsie
    saorsie Posts: 1,905 Forumite
    Yeah ~ welcome home Flyin', you know it's your spiritual home ~ well that and the PaD thread obviously ;)

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • I am soooo glad to see you back over this way (and I can read one of your diaries fromt he start!!)

    Subscribed :j
    I'll get there!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £5 Amazon voucher received from Mysurvey this evening - £3.99 spent on a book for my Kindle :D

    Still waiting for £5 from Swagbucks, £10 from Mori and £20 from Nectar, so plenty of Amazon treats in the offing.

    Off to bed now as I've been on holiday for the last week and getting up for work at 6am is going to be a massive shock to the system. Gah.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Off to bed now as I've been on holiday for the last week and getting up for work at 6am is going to be a massive shock to the system. Gah.
    Massive shock doesn't even begin to describe it :eek:

    Bidding on my Ebay item is up to £12.51 :j No bids on the rest of them yet though :rotfl:

    Current state of play for finances/surveys is this:

    Money

    PAD/Spends - £15
    Entertainment - £0 (raided it to pay for petrol for the week ;))
    Groceries - £16.35
    Savings - £1518.98

    I also have money in my VSP (Virtual Sealed Pot) but Mr Fresian deleted the cookies off the PC so I can't log in to see how much is there :rotfl: The savings are to repay my loan early and are also my emergency fund. They will be raided soon to pay for vet bills and a new laptop.

    Surveys

    Onepoll - £13.75 (£40 needed to payout)
    Ipsos - 345 points (1380 needed to redeem. Not expecting another redemption before Christmas)
    Mysurvey - 145 points (550 needed to redeem)
    Valued opinions - £8.75 (£10 needed to redeem)
    Swagbucks - 75 points (849 needed to redeem)

    So, with three days till payday the accounts are manageable. I have ordered my monthly Sainsbury's giftcard so the funds for that should debit on payday (I buy £100 giftcard every month via work for a 5% discount and use it for petrol) I still have £13 left on last month's card, so will use that for any groceries needed this week and transfer the groceries money to my credit card. I'm not using my card at all this week so that when I get paid I have an accurate picture of what I need to repay. Luckily there is a great whack of overtime coming this month :D

    Happy Mondays to all ;)
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    *subscribes and pulls up a chair*
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • saorsie
    saorsie Posts: 1,905 Forumite
    *flops down next to GaP, flicks kettle on and breaks open a packet of fig rolls*

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • 666paw
    666paw Posts: 332 Forumite
    Subscribed

    *See how I can get my debts down*
    :(
    MFI3 T3 # 75
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