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Moooooving back to DFW - one Fresian's continued adventures in debt-busting

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  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad to have you back here :T

    Oooh, Jammie Dodgers, luvem :j - they remind me of my Mum's Empire Biscuits :D
    :j Proud Member of Mike's Mob :j
  • o2bfree
    o2bfree Posts: 429 Forumite
    So pleased to see you back here.....

    I lurk a lot around these parts......and travelling to MFW was exhausting me :)
    Nice to have everyone in the same place.
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hair has been dyed (and a small portion of my forehead, bah!) and seven items listed on Ebay. I could and should do more but am adjourning for breakfast and more coffee :D
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Good to see you back! And yay to shiny happy hair. I too need to get my !!! in gear with ebay today and not footer on here all day/play with my Kindle/watch X Factor and Strictly re runs and post about them on Fb!!!!
    'The road to a friends house is never long'
  • Sorry, I had to post and run earlier. I'm glad (purely selfishly) that your cow print backside is back round these parts . I actually had not realised just how tight your budget actually is, and for that I salute you. I can't actually see where you can make any savings at all?

    1. Current account £8. What do you get for this and have you used it to it's full £96 per year potential? I'm sure knowing you as I do, it will not be a needless expense.

    2. Home insurance £17 - is this the cheapest you can get?(although this is how much mine is too if I paid monthly).

    Errr...that's it. I'm not very good at this <goes back to slagging x-factor contestants off on facebook.
    Emergency savings: £0 saved / £4000 target
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    1. Current account £8. What do you get for this and have you used it to it's full £96 per year potential? I'm sure knowing you as I do, it will not be a needless expense.

    2. Home insurance £17 - is this the cheapest you can get?(although this is how much mine is too if I paid monthly).
    [/FONT]

    1. I round everything up to the highest £1 so the actual monthly cost is £7.50. I also get a £5 Reward payment into this account so it's only costing me £2.50 per month. For this I get phone insurance, breakdown cover for Fred, home emergency cover (essential when you've flooded your downstairs neighbour as often as I have...) and travel insurance, so I think I get reasonable value from it.

    2. Probably. I'm too lazy to shop around properly for it and I get unlimited cover for B&C which is pretty good.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi Flyin' and welcome back :) - though i'm sure before long you'll be back on MFW :j

    I too am meant to be listing on e-b*y today - i *have* to do it as i really need the money :o So hoping the few new bits i've lifted out to sell get bids and go *fingers crossed* please people ;)

    Having been out last night and got a bit merry :beer: *hic* i forced myself out on my run today :eek: so have managed to list just 1 item :o Am going to aim to list 15 new items today in total and then pop my re-lists on later ;) I don't even have 15 new items to list so this will be a bit of a challenge :rotfl::rotfl::rotfl:

    Right onto listing item no. 2 and then i really need to have some lunch :cool:

    Will pop back later to see how you are going on :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Souk08 wrote: »
    Good to see you back! And yay to shiny happy hair. I too need to get my !!! in gear with ebay today and not footer on here all day/play with my Kindle/watch X Factor and Strictly re runs and post about them on Fb!!!!

    Souk isnt it your birthday today? im sure i read it a day or so again and remembered because its my dds birthday today.

    Hi FF love reading your posts wherever they are, think you do so well on your budget.

    Ive been having a clear out, only been back in my home a year( after moving out to have flood damage work) and the junk is accumalating again so have listed a few things on ebay and gumtree,this is all going to my debt busting:)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Welcome back it didn't seem right without you :0

    And I kept forgetting that you were on the MFW board so not been keeping up with your exploits as far as I am concerned the mortgage is a debt too so I never intend to leave - sorry folks you will never be rid of me as the mortgage is a monster :o

    I shall be keeping an eye on your spendy elves :rotfl::rotfl::rotfl::rotfl:

    DTxx
  • :j:j:j

    Yippee, you're back over here, makes it so much easier to stalk, sorry, follow you on on your journey & gain much needed inspiration.
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
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