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New and scared but so determined

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Comments

  • Afternoon missus. Saw from the NSD thread that you're all lurgied up *makes sign of the cross, and shuffles a little away* hope you feel better soon!

    Nora.xx
  • miggy
    miggy Posts: 4,328 Forumite
    Great work at the gym! Hope the lurgy doesn't last.
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Yes, I am full of the lurgy (but getting better) and it is making me a tad grumpy and lethargic :o It's only the cold though so I am pulling myself together and giving myself a shake and heading off to the gym shortly :eek:

    I have done myself another spreadsheet (ohhhhhh I love spreadsheets nearly as much as I love lists) for my new healthy living plan with a page for my weight and measurements etc and a page for my progress at the gym and another page to show whether I am getting my money's worth from the membership. I am hoping it will keep me motivated to keep it up - especially the last page :eek:
    I have also updated my money spreadsheet up until the middle of November and I am full of positivity that by then the Carp 1 card will be paid off as well as two other debts I have :o Wouldn't it be lovely to reach the end of 2012 with a total of 5 debts gone :j Here's hoping that everything goes to plan but life does have a habit of getting in the way :mad: Anyway, because I am having a positive day I have decided that there is no point worrying too much about it and what will be, will be.

    *breaks into song a la Doris Day* "Que sera sera"

    As you can probably tell my mood swing pendulum has swung to the opposite direction from where it was the other day :o

    I have started again with my little pursey type plan and £20 a week budget and because I had such a low spend day yesterday and just spent the dross in my purse, I have managed to put £15 away into my 'left overs purse' :) I am hoping that I don't spend any of my £5 weekly spend challenge money so that next Saturday I don't have to take anything out of my bank - wouldn't that be lovely :T Nothing much planned for this week so fingers crossed.

    I have also bought some birthday presents of ebay using my paypal money :) and listed some books for sale but I need to get my bum in gear and put some other bits on - still something is better than nothing :)

    Such a positive mood today, I wonder what I'll feel like after the gym :eek:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Such a positive mood today, I wonder what I'll feel like after the gym :eek:
    Knackered?

    Lovely to see you all twinkly this morning...bit early for me though, so I'll swing by later when I can string more than a few words together! Happy gym-going.

    Nora.x
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    you'll feel even more positive and pleased with yourself for making use of the money you've invested in yourself. and probably more than a little knackered.
  • Knackered?


    First prize to the lady dressed as the strange ninja turtle :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Lemon_Tree wrote: »
    you'll feel even more positive and pleased with yourself for making use of the money you've invested in yourself. and probably more than a little knackered.


    And second prize to LT - although the positive and pleased with myself bit is taking a while to kick in :o I'll just stop sweating, panting and palpitating first :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh what a great catch up. You're giving me some motivation to get myself back into gear and exercising again. I feel all wobbly and unfit! It's not a great look.

    Well done on your budget keeping too! Sounds like all is going pretty much ok for you, other than the lurgy, of course.
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    I still have my positive hat on today :) and although the lurgy is not away completely it is disappearing :j

    Gym yesterday, did eventually, make me feel much better about myself as I pushed myself a little further than I had the last time and ran a little further/did a little more. Only a little bit - but it's unrealistic for me to expect to do 5k again overnight. :eek: I won't be able to get back again now until Thursday night :( as I have something happening most nights this week and I am strangely dissappointed.

    PADed a little over to the carp 1 card this morning and I am quite pleased with my progress so far. I am, at last, seeing a little bit of a difference between the amount I used to owe and the amount still to pay :T
    I also managed to hit my NSD target yesterday and have increased it, so I shall give myself another :T

    In a fit of madness/boredom/obsession yesterday I did some spreadsheets for my debts up until the end of 2014 :eek: It's going to take me until then to get rid of the next three debts and probably the whole of 2013 to get rid of the one I want to tackle next :eek: It was quite an interesting project and, although it doesn't sound it, quite motivating :) I can see that every penny I pay towards my debt today will make a huge difference in the coming years - just read that back and I sound like a complete nerd :o

    So, lets hope this good mood hangs around for a while and I spend zero cach today :T Have a great Monday x x
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Morning

    2014 isnt that far off and seeing how quick the months/years seem to go,you will be debt free in no time. If you get a chance please have a look at my blog.It would be nice to see a few like minded debt free wannabes following me.

    You have a good day too.
    nto
    x:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
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