New and scared but so determined

Knitting_Nora

The_Dragon wrote: »

& me - just can't type much at the moment

Oooo, yes - and Dragon. In fact, you have to take pity on Dragon's situation and report back even sooner so she doesn't get bored while not being able to type much at the mo.

So...um...*drums fingers on desk*....well? *checks watch* are you still out?? At this time on a school night?! *rolls eyes* my word missus F! :D

freebyfifty

Good Morning

How is everyone today?

Anything exciting happening?

Spent this morning (so far) tidying up my bank account by PADing over to the horrible Carp 1 card and paying a couple of minimum payments to other cards. It's still going to be a very tight month but I have spent no unbudgeted cash this week so I'm a little bit less uptight about it.

I'll just keep swimming, just keep swimming.

Nothing much else to tell you.

See you all soon.

*sprints out before she gets mugged by Missus Knitty, Miggy & Dragon*

:rotfl::rotfl::rotfl:

freebyfifty

margauxmorgan wrote: »

Hi! 'm just new here and read this one post
all i can say is thumbs up and looking forward to more of your posts:money:

Hello........errrr.........I shall call you margy

Keep reading if you want to fall asleep It's all a lot of self indulgent rambling but I'm glad to see you.

PS. Stay away from that Missus Knitty if you want to keep your sanity. That first post I did was quite sane and lucid, then she appeared and look what happened to me - completely crackers

The_Dragon

freebyfifty wrote: »

See you all soon.

*sprints out before she gets mugged by Missus Knitty, Miggy & Dragon*

:rotfl::rotfl::rotfl:

freeby!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

miggy

Hello and welcome Margauxmorgan.
Yes, Freeby is inspiring, though her thread has been known to have one or two little distractions...
Anyhow, welcome, and happy browsing!

freebyfifty wrote: »

*sprints out before she gets mugged by Missus Knitty, Miggy & Dragon*

:rotfl::rotfl::rotfl:

Not sure why I just thanked that?

Knitting_Nora

freebyfifty wrote: »

PS. Stay away from that Missus Knitty if you want to keep your sanity. That first post I did was quite sane and lucid, then she appeared and look what happened to me - completely crackers

Hi Margaux *sniffs at Freeby's name-shortening* good to have you aboard. It's a lovely diary (ignore the missus - she's all about nice words said in her honour), and very inspiring...it's my go-to diary every morning [sidebar to Freeby - nice try on the drop and run tactics this morning.....].

The_Dragon wrote: »

freeby!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Right. Dragon -stand behind the door ready to shut it when she wanders in next. Miggy - bring out the chocolate treats...

Here Freeby,freeby, freeby...here freeby...come'on...there's a good girl...*slaps hands on thighs* wanna treat? (ooo, that just doesn't read right, does it?!! :eek: Let's hope Z isn't lurking!! )

miggy wrote: »

though her thread has been known to have one or two little distractions...

S'true - you have to watch her like a hawk....shocking habit of burying the lead story...;)

Not sure why I just thanked that?

*snort* me either, but I did too!

Happy Thursday everyone.

Nora.x

MuffinTops

Hello Freeby,
Sane and Lucid but dragged to the dark by Ms Nora? Ha ha. I'm in the process of reading her diary too and I'm not sure your comment would stand up in court based on the visual evidence

Well done on PAD'ing as much as you do. I'm too scared to do that in January as my bank account is looking so healthy that I've obviously missed or forgotten something!!!! The day I transfer over even 1 extra penny onto a debt is the day before I get the text message from the bank stating that my bank account is about to go overdrawn, but there's nothing I can do about it as they've already ear marked my £25 fee for a party. That may not be the exact wording but I read between the lines!

Knitting_Nora

MuffinTops wrote: »

Hello Freeby,
Sane and Lucid but dragged to the dark by Ms Nora? Ha ha. I'm in the process of reading her diary too and I'm not sure your comment would stand up in court based on the visual evidence

Quite...thank you...:kisses3: *secretly thinks MT may not have got that far into her diary...:D*

....as they've already ear marked my £25 fee for a party. That may not be the exact wording but I read between the lines!

*snort* that's so true! I wouldn't even mind if the letter from the bank actually said "we're earmarked your £25 for a couple of bottles of Prosecco....and doesn't it wind you up that they could've been yours if you'd been more careful??" at least you'd know they were being honest....and that the money wasn't just sitting there getting fat!

freebyfifty

Hello :wave:

It's Saturday and at last I have time to make a proper diary entry instead of just dashing in and out

What to tell you???

Well, the bank account is looking as good as it possibly can do a week after pay day and with all but two of my payments made. This is a huge improvement from the start of DFW. Then my payments were left until the last possible day (and often after that) so I am seeing some changes in my attitude to my debts (get them paid and out of the way asap) and my bank account is much much healither for me to be able to actually make the payments as soon as I have been :T
I have PADed something to Carpital 1 everyday this week as well as making a small over payment to the minimum they asked for. It only comes to about £20 but next month I plan to make a much bigger payment as I have snowballed my F/mans payment on to it (if that makes sense???) :T

I have requested payouts from two survey sites and have received a £10 ama$on voucher from one and am awaiting a cheque for a small amount from the other. I have also been surveying like mad and have only £1 to go before I can cash out another £10 voucher :T

The Mr A shop that I did that was to last 2 weeks actually lasted for two and a half and I still have stuff left. I have another delivery coming tomorrow and on top of what I have got already got, I want it to last me three weeks this time :eek: I am going to F/foods today to get the bargain bread and milk and my freezer will be bursting again :T

I have one thing selling on ebay with watchers on other things but it's another free listing weekend this weekend so I will be listing all the stuff I took photos of the last time but didn't put on Here's hoping some of it will sell. :T

I managed to hit my NSD target for the month and have increased it a little bit.......too slow Missus Knitty, too slow :rotfl::T

And.......

I had a lovely time on Wednesday night, beautiful meal, good company and enjoyed myself a lot. The DD's came too and it was just a nice time but nothing juicy to tell you :T

I think that's all, but rest assured for I will be back if it isn't :rotfl:

Knitting_Nora

freebyfifty wrote: »

Hello :wave:

It's Saturday and at last I have time to make a proper diary entry instead of just dashing in and out

Yay!! :j

Well, the bank account is looking as good as it possibly can do a week after pay day and with all but two of my payments made. This is a huge improvement from the start of DFW. Then my payments were left until the last possible day (and often after that) so I am seeing some changes in my attitude to my debts (get them paid and out of the way asap) and my bank account is much much healither for me to be able to actually make the payments as soon as I have been :T
I have PADed something to Carpital 1 everyday this week as well as making a small over payment to the minimum they asked for. It only comes to about £20 but next month I plan to make a much bigger payment as I have snowballed my F/mans payment on to it (if that makes sense???) :T

It does make sense - and I'm grinning like a loon at just how wonderfully you're doing! You should feel smug...very smug...go on...just for 5 minutes - we'll wait. :rotfl:

I managed to hit my NSD target for the month and have increased it a little bit.......too slow Missus Knitty, too slow :rotfl::T

Just you wait for next month!!

And.......

Yeeeeeeeessssssssss......?

I had a lovely time on Wednesday night, beautiful meal, good company and enjoyed myself a lot. The DD's came too and it was just a nice time but nothing juicy to tell you :T

"Lovely....good company...." *turns to Dragon and Miggy* think that's all we can get out of her??