The 'Save £12k in 2012' thread!

trixie4

jencolescott wrote: »

Ohhhh hurry up Fri ,

Im so looking forward to everyones payday updates

Me too but I think I'm done for January so may as well add my update now!

Marcy_Marc

Woo, my eBay items are selling better than expected! All profit straight in the savings!

Think I got quite lucky because I inadvertently but very cleverly listed my item 15 minutes prior to another ending, so everyone who missed out jumped on to my sale (not to mention a few direct offers to buy!).

sweetpeas_2

trixie4 wrote: »

I know! :eek:

£92 is a lot but I've been thinking about this bag for 2 or 3 years now, so it's definitely not an impulse purchase!

I'm also celebrating a job promotion with a ~50% pay rise, so thought I'd treat myself!

Ar well done on the promotion love :j You definately did deserve the bag then hun, especially as you've been eyeing it up for all that time :beer:

x

Sinvegas

not long till payday
Moneyworry and Desperate house wife, i've taken the plunge and bought a kindle. Got 5 books straight away for free! I also got £10 off at Mr Ts

Payday will be debt free day too!!!!!:money:SOOO excited
I opened the halifax account so £100 bonus coming soon plus£5 a month

AND I just found out I get a payrise in March, about £50 a month i think:D when its confirmed I may be able to up my 2012 target :eek:

dippykitty

Cheque finally cleared today so that's £100 for the challenge. Not making much progress compared to some of you so really need to up my game as I'm miles off where I'm supposed to be at the end of Jan!

zafiro1984

I wont be putting much away this month as I'm saving the 12K through selling on eBay. I've never done eBay before so it's a slow start and I'm only listing the profit. It will be interesting as the year goes on to see if I get any better at selling. Just posted a couple of things today, so off to update my spreadsheet. Interesting about 'free listing weekends' - that's new to me. I do find it takes quite a long time to upload items by the time a photo is taken, (I usually have to crop it), write a description, weigh and find out the postage and then finally go live. Someone mentioned 100 items in a weekend!! I think that would take me the whole 48hrs.

londoner01

newfoundglory wrote: »

Don't forget - Cash ISA's and regular saver accounts could earn you even more interest!

Thanks! I've got an ISA and the Santander first home saver too (that was a really good mix of regular saver but with a good initial deposit, pity they have discontinued it now). The santander esaver will be for dripfeeding into either the other santander accont, or a new regular saver... Trying to work out whether firstdirect is worth the faff, may do it in april when my cash isa's bonus runs out so I can a field day of looking at new accounts.
But hey keep the suggestions coming because posts such as yours are what help me discover such wonders

Desperate_Housewife_2-2

alionaear wrote: »

Ok, feeling totally demoralised today, back from our lovely weekend away with the horrible cold, the house feels more freezing than ever after staying at a warm hotel and gutted I've missed the free listing weekend on ebay!!!

Really must pick myself up, will be watching Super Scrimpers on C4 tonight for some inspiration!

Desperate Housewife, I've been meaning to ask you for ages, do you have a recipe for a very thin crust bread for BM please? I use my BM a lot, however, the bread always comes out with quite a thick crust and gets very hard the following day :mad: thank you

Hi alionaear,
I do my bread by hand using 3.5 lbs bread flour, 2 pints warm water, 1 tspn salt, 3 tspns yeast (Lakeland is the best for me) 1 tpsn sugar.
Knead it up and it makes 3 loaves and 8 baps which I do in my remoska.

If you want to use the BM, try a sandwich loaf as they come out softer

Desperate_Housewife_2-2

Sinvegas wrote: »

not long till payday
Moneyworry and Desperate house wife, i've taken the plunge and bought a kindle. Got 5 books straight away for free! I also got £10 off at Mr Ts

Payday will be debt free day too!!!!!:money:SOOO excited
I opened the halifax account so £100 bonus coming soon plus£5 a month

AND I just found out I get a payrise in March, about £50 a month i think:D when its confirmed I may be able to up my 2012 target :eek:

Hope you enjoy the kindle, try googling project gutenburg for free books

Chris_M_3

Will give this a go, as I'd like to buy another house without a mortgage.

Did a financial review & overhaul at the beginning of the year and have opened a new savings account with £3,807 last week. I currently can save £1,000 per month, so fingers crossed that £12,000 should be easily attainable by the end of the year, (I am allowing myself to dip into the savings for emergencies).