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Benefits swallowed up by bank charges

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Comments

  • Fiver29
    Fiver29 Posts: 18,620 Forumite
    jamespir wrote: »
    have you ever made a mistake ? i bet you have so dont be so nasty

    When most people make mistakes, they take responsibility for it, not try and find a way out of it.
    Moving onto a better place...Ciao :wave:
  • jamespir
    jamespir Posts: 21,456 Forumite
    Fiver29 wrote: »
    When most people make mistakes, they take responsibility for it, not try and find a way out of it.

    hes not asking for away out he asking to keep his benefit money that he needs to live on

    the bank should find a way to let him keep it and still pay it back
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
  • dave030445
    dave030445 Posts: 1,001 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 11 October 2011 at 5:23PM
    jamespir wrote: »
    hes not asking for away out he asking to keep his benefit money that he needs to live on

    the bank should find a way to let him keep it and still pay it back
    oh lovely THE bank should find a way. Oh so its there fault then. OP just pay up and learn from YOUR not the banks mistake.
  • jamespir
    jamespir Posts: 21,456 Forumite
    dave030445 wrote: »
    THE bank should find a way. Oh so its there fault then. OP just pay up and learn from YOUR not the banks mistake.

    it there fault they are still charging stupid amounts
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
  • dave030445
    dave030445 Posts: 1,001 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 11 October 2011 at 5:36PM
    jamespir wrote: »
    it there fault they are still charging stupid amounts
    So the OP borrowed some money from the bank without asking the bank says i want the money back plus charges. Its now the banks faulty Its all in the t&c how much you will have to pay back if you borrow the banks money without asking
  • concerned43
    concerned43 Posts: 1,316 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    This happened to me - I'm with RBS and I got my money back as they claim they cannot touch benefits!
  • robus
    robus Posts: 121 Forumite
    jamespir wrote: »
    have you ever made a mistake ? i bet you have so dont be so nasty

    Yes I have but never with my money!

    I know exactly what comes out and when with DD's & SO's.

    Plus I keep a record of every ATM withdrawal or debit card withdrawal. I don't use cheques. It's either cash or the card.

    I have never been overdrawn.
  • dave030445
    dave030445 Posts: 1,001 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    concerned43 wrote: »
    This happened to me - I'm with RBS and I got my money back as they claim they cannot touch benefits!
    OH yes they can you owe the bank money why shouldn,t they take it
  • jamespir
    jamespir Posts: 21,456 Forumite
    dave030445 wrote: »
    So the OP borrowed some money from the bank without asking the bank says i want the money back plus charges. Its now the banks faulty Its all in the t&c how much you will have to pay back if you borrow the banks money without asking

    it was their confusing balance updates that caused this if he didnt have 20 quid in there he should an would not have been able to take it out

    he was alowed to take it out so he had 20.00 in there
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    dave030445 wrote: »
    So the OP borrowed some money from the bank without asking the bank says i want the money back plus charges. Its now the banks faulty Its all in the t&c how much you will have to pay back if you borrow the banks money without asking

    You can't disgaree that fees of £90 for borrowing £20 is excessive, surely?

    It's not a case of disgareeing with fees or thinking the bank should in some way be responsible for your finances, it's the amount in fees in relation to the debt that is extortionate.
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