£25,000 to clear. Ready...steady...GO

banwa

V pleased to see you have done your list now Rising.

Reading your post has made me make a start. I have booked a podiatrist appointment 14:10 on 8th. I have to take my trainers and shorts! It's going to cost £56 for the appointment alone plus I think I will be buying orthotics. Still, if it sorts my foot problems (this is not the first I have had), it'll be more than worth it

banwa

Good Things :j

• Went out with lovely friends last night, for curry then pub quiz and bingo, won the bingo which paid for the drinks
• Managed to reign it in and drink plenty of water and feel great today. Mr B had to go back to bed for 2 hours.:D
• Lovely generous mother in law called me yesterday to tell me that she has bought my birthday and Christmas present for 2013 in the form of a Christmas tree just like hers because it was in the sale. It is a beautiful 6ft ornament tree, which I had much admired.
• Little back garden all tidied up, rose pruned and trellissed.
• All washing and ironing done
• Podiatrist appointment booked, which will help with all my health goals next year
• Today is the last day of a terrible year
• Feeling v positive about a Fresh New Start tomorrow

Bad Things :exclamati

• Back to work the day after tomorrow. Really really wish I'd taken more time off
• Need to take all decorations down. I love Christmas decorations so much, but must kiss them all goodnight until next year

Speaking of next year, see you then!

banwa

Happy New Year Everyone

Here are our outstanding debts as of 01/01/2013

Virgin - Mr B ....................£ 2,130.92............ 0% until July 2013
Virgin Mrs B part I........... £ 816.90............... 0% until 15/03/2013
Virgin Mrs B part II...........£ 3,052.00............ 0% until July 2013
Tesco car loan .................£ 304.00................ 1 more payment
overdrafts (3)...................£ 3,100.00.............. (paying £60+ per month in fees - aaargh)
Barclay.............................£ 909............... (9 more 0% interest payments of £101)
Santander........................£0 Natwest............................£ 2,217.09.............0% until…December 2012
RBS...................................£ 5,434.51 .............0% until end April 2014

Total £17964.42

We have paid £7035 from the start
We paid £2457 in 2011 (Oct- December)
We have paid £4578 in 2012 (despite everything)

GreenSaints

Well done Banwa

That's amazing

banwa

Good Things :j

• Saw lovely friends for lunch at theirs on New Years Day and have made plans to go ballroom dancing (classes)with them!
• Also have a swimming trip planned tomorrow night
• Washing done at 5am using cheap leccy. Just need to get in the habit of ironing in the early hours for the same reason
• Podiatrist I have booked has come v highly recommended by above personal trainer/triathlete friend, so feeling v optimistic about foot
• Christmas decs all down, house all sparkly clean, feeling like a fresh start
• Took gingered chickpeas to work, v organised, filling healthy, cheap and delicious
• Went back to work today and it wasn't horrendous
• Minimal spending. Although with swimming and dancing and podiatrist, this will not last
• Ariel was on offer in Waitrose 3.6kg for £7.12 so have bought 2 boxes, 90 washes which will last me until August.
• Also managed to go into Waitrose to get the washing powder (I saw offer on mysupermarket) and bought NOTHING else
• By some miracle am still only 9st 11lb today. Of course I want to get under 9st, but I thought the damage would be much worse over Christmas, so pretty chuffed

Bad Things :exclamati

• Did buy 2 big Christmas baubles and some storage boxed in the sale. Have been wanting storage boxes for ages for the sideboard in the hall and these were cheap. I even haggled 25% off because there was a slight tear in one. V pleased. Total spends £9 for 6 boxes and 2 baubles so not sure if this in fact should have gone into Good Things list

banwa

Meal plan for Monday onwards

Monday lunch Ginger chickpeas
Monday night Tuna jacket potato
Tuesday lunch Ginger chickpeas
Tuesday night Ham and pitta
Wednesday lunch Ham and pitta
Wednesday night Ginger chickpeas
Thursday lunch Ham and pitta
Thursday night Thai chicken salad
Friday lunch Soup
Friday night Chicken curry
Sat day Tuna salad
Sat night Prawns and couscous
Sun lunch Roast beef
Sun night Tuna salad


My favourite healthy meals
Ginger chickpeas Chicken curry Chicken kebabs Sausage, veg and quinoa casserole Gigantes plaki Prawns and couscous Salmon and new pots Ham and pitta Tuna jacket potato Thai chicken salad

System

I think we need to start making up food plans. Food is our downfall. We are just so lazy, and when we get home from work neither of us want to cook or clean dishes, so we waste our money away. It obviously doesn't help our finances either. So I need to do something like a food plan and put it on the fridge.

PinotGrigio41

Sorry bnot dropped in for a while Banwa.

Wishing you and Mr Banwa a very very Happy New Year though !

Good to see the Good Things, Bad Things lists that I love are still going strong. We have started a Good Things Jar to write all the nice things in, but I have burbled on about it on my diary so wont bore you here !

I may steal you meal plan as I never seem to get organised enough to do one for myself, although I am planning to get motivated again now its a New Year !

Take Care x

Beencounting

Hi Banwa - just popping in briefly to wish you a Happy New Year and to congratulate you on your progress in 2012! I've been a very naughty Been and have not been keeping hold of the purse strings tightly enough and the results are now showing

I'll post an update on my diary over the weekend, but for now, nice to 'see' you again!

Been

Itsadogslife_2

Hi Banwa,

Happy New Year to you. Lets hope 2013 brings us good things (although with the start to mine, I have had better beginnings but hey ho lol!).

I am rapidly expanding to the size of an elephant - man cannot live off snickers alone and eating unhealthily is also making me feel lethargic and rubbish :-)

Figures are all looking good :-)