We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
£25,000 to clear. Ready...steady...GO
Options
Comments
-
Good Things since I last posted:j
- Ate apple and carrots
- Drank the three pints of water
- Packed lunch for work
- Lift shared
- Have cooked soup for the girls at work for tomorrow (pea and ham) including preparation (yes, preparation, moi!) of soaking peas overnight last night
- It is payday
- Ran 5.7 miles in 55 mins with the running club (although I puffed like a steam train all the way round)
- Realised I completely lied last night when I said yesterday was a NSD. I went shopping. Spends below
- Meat and fish £11. Veg £15. Other essential groceries £14. Diesel £10
Debt £26k 18/10/140 -
Wow !! You use proper peas for pea and ham soup, I thought you would just pop in a pack of Frozen Garden Peas and that would do the trick ! Bet it tasted yummy though !
You are so good drinking three pints of water, I have been trying to drink more of it, but I seem to spend half my life in the loo when I do , so I gave up !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
loving reading your posts - i haven't been on the forum much, but aim to come on more in the new year, and liking the layout of your posts alot - think i might try to do something similarThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
Well done
What an amazing job you've done so far! Keep it upDEBT FREE SINCE 25.07.14!
Debt at Highest (November 2010) - circa £40k
0 -
Happy Christmas! :xmassign:June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
Hello and a belated Merry Christmas everyonemoaning_myrtle wrote: »loving reading your posts - i haven't been on the forum much, but aim to come on more in the new year, and liking the layout of your posts alot - think i might try to do something similar
I plan to post a bit more in the new year, December has been a bit of a car crash. I'll have a nosy over to yours to cheer you onGreenSaints wrote: »Well done
What an amazing job you've done so far! Keep it up
Hello GreenSaints I think you and I should both be on the naughty step for not posting enoughbonnington wrote: »Happy Christmas! :xmassign:
Ah thanksDebt £26k 18/10/140 -
December summary
Good Things in December:j- Job going well
- Mr B finally got his contract through. Starts permanent role on 7th
- Did a bit of work for friend at beginning Decmeber, earning about £150 extra
- Got through Christmas unscathed
- Managed not to put any weight on despite my below injury and not eating all that well
- Extended overdraft to get through Christmas, plus we will have a few weeks when Mr B goes from weekly to monthly pay to get through.
- Discovered we have been massivle undercharged for electricity and we have huge arrears and our ongoing bills are going to be gigantic. I think this is going to warrant its own post because it is quite complex. In summary we are using 16000kwh per year on our 2 bedroom terrace, costing £1600!
- The extra work has stretched my friendship possibly beyond its limit. It may be quite beyond repair.
- Have really injured my foot (possibly peroneal tendonitis)
- No running at all since end Nov
BanwaDebt £26k 18/10/140 -
Goals for 2013
- Go to a podiatrist.
- Get some orthotics
- Create a budget and stick to it
- Get a higher paid job.
- Get a job paid £40k
- Monitor electricity usage.
- Reduce electricity usage
- Do a triathlon
- Do a half marathon
- Do the 3 peaks (Yorkshire)
- Do an obstacle course (Yorkshire warrier)
- Get to 9st 7
- Get to 9st 3
- Get to 8st 13
- Get Mr B on a permanent contract (he is fixed term at the mo)
- Get rid of overdrafts
- Pay off car loan
- Pay off painting loan
- Pay off credit cards
- Be debt free by Christmas
- Paint bedroom 1 in readiness for selling
- Paint bedroom 2 in readiness for selling
- Paint bathroom in readiness for selling
- Put curtains up in bedroom 1 in readiness for selling
- House on the market by September
- Mr B to get promotion or payrise
Debt £26k 18/10/140 -
It's lovely to see you posting again. :j :j
They are some great goals you have for 2013.
I can echo some of them, especially losing weight.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
Hey Banwa great to see you ... wishing you & Mr B a prosperous & successful 2013
Sorry to hear about your foot.... and not good that extra work may result in the end of a friendship
hope you manage to sort things out
Love your 2013 goals listhave been thinking of doing one for a few days but haven't got around to it yet
must get my butt into gear!:)
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards