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£25,000 to clear. Ready...steady...GO
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It's great to read your post. Thanks for posting. :T
Sorry to hear about Mr B's job.
Well done on the bonus and reducing the overdraft.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
Hello Bonnington, yes I have been a little quiet, Mr B's job is not going well again. Money is poor and he is very unhappy.:( He doesn't seem to be getting anywhere with finding another job either. It almost seems like the new manager is trying to get him out by making life unbearable for him (I'm sure there are laws against that). Trying not to panic about what will happen to us if the worst happens, the job market certainly isn't what it used to be.
Well I've been on a little bit of a road trip today, and it seems there are business starting to try employing people again. OK, it was mostly hospitality - but it's a startOn the plus side, my bonus has made a big dent in the overdraft
So Good Things:D- Overdraft reduced
- Horrible old bike sold (for £30!)
- Only spent £17 on treat for getting £1200 bonus, all rest has been spent on debts and sensible things
- Mr B's job and my rising panic
Do an SOA for the worst case scenario. It may be that you will have to make token payments for the period of Mr. B's unemployment. That can't be helped - you can't pay what you don't have.
:grouphug:Beencounting wrote: »Sorry to hear Mr Banwa is unhappy at work, I hope things improve. I really hate it when people (bosses) treat staff like carp. If there's an issue they should deal with it and not just use bully tactics :mad:. Sorry, bit of a rant, but I see so much of it and it really makes me mad.
<hugs>
Been
Unfortunately, it's not usually anything to do with the victim, but the inadequacies of the manager. That usually means there's not an issue to fix."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Unfortunately, it's not usually anything to do with the victim, but the inadequacies of the manager. That usually means there's not an issue to fix.
I've just re-read my post, and can see it's not saying what I meant. I wasn't implying there was any issue with Mr Banwa, I was thinking more 'big picture'.
Something I frequently see is managers who haven't got the guts to keep staff informed when there's a likelihood that their contract could be terminated (redundancy). So, instead of giving the individual a decent amount of notice, they have it landed on them at the last moment. Whilst news like this is likely to be unwelcome, surely it's better to know sooner than later? The managers though squirm out of bad news issues and instead hope the individual will just leave. So I agree with you ZTD, it is the inadequacy of the manager.
Banwa - I'm not thinking MrB is about to be made redundant, it was just an example. Positive vibes to you and MrB
BeenFull LBM 26 Sept 110 -
bonnington wrote: »It's great to read your post. Thanks for posting. :T
Sorry to hear about Mr B's job.
Well done on the bonus and reducing the overdraft.
Thanks for sticking with me Bonnington:AWell I've been on a little bit of a road trip today, and it seems there are business starting to try employing people again. OK, it was mostly hospitality - but it's a start
Do an SOA for the worst case scenario. It may be that you will have to make token payments for the period of Mr. B's unemployment. That can't be helped - you can't pay what you don't have.
Do you think? I sincerely hope so, for everyone's sake. Thankfully, although the industry in my home town is virtually dead, tourism is thriving, so even if they aren't well paid, there will always be jobs of some description. I have done an SOA on with Mr B on a reduced income because I [STRIKE]hope [/STRIKE]think he wouldn't be without work completely for very long. If he were to come out £1000 a month, we could still slightly overpay. I might post it later to see what you all think. Apart from sky (which is ridiculous at £50 per month), I can't see where we could cut back.
:grouphug:
If there were ever a day I appreciate a questionable looking hug, today is it.;)Debt £26k 18/10/140 -
Beencounting wrote: »
Sorry to hear Mr Banwa is unhappy at work, I hope things improve. I really hate it when people (bosses) treat staff like carp. If there's an issue they should deal with it and not just use bully tactics :mad:. Sorry, bit of a rant, but I see so much of it and it really makes me mad.
<hugs>
Been
Yes, it would be easier if she just spat it out
Unfortunately, it's not usually anything to do with the victim, but the inadequacies of the manager. That usually means there's not an issue to fix.
I agree. I am blessed to work in a company where this doesn't happen, and if it did, it would not be tolerated.Beencounting wrote: »I've just re-read my post, and can see it's not saying what I meant. I wasn't implying there was any issue with Mr Banwa, I was thinking more 'big picture'.
Something I frequently see is managers who haven't got the guts to keep staff informed when there's a likelihood that their contract could be terminated (redundancy). So, instead of giving the individual a decent amount of notice, they have it landed on them at the last moment. Whilst news like this is likely to be unwelcome, surely it's better to know sooner than later? The managers though squirm out of bad news issues and instead hope the individual will just leave. So I agree with you ZTD, it is the inadequacy of the manager.
Banwa - I'm not thinking MrB is about to be made redundant, it was just an example. Positive vibes to you and MrB
Been
I knew exactly what you meant, don't worry:). But either way could be right. Either a) they are worried about the viability of the company and are trying to get people to leave because that is cheaper than redundancy. b) they want the old staff out and to bring in the new more 'pliable' drivers in (in other words the ones that will break the rules, which Mr B won't do) or c) we're just being paranoid and there is nothing wrong. I strongly suspect it is because he sticks to the rules, and I wholeheartedly support him in that.
I have been calling round looking for 'leads' today and have got a one for him, so am feeling a bit more positive.Debt £26k 18/10/140 -
Do you think? I sincerely hope so, for everyone's sake.
If something is impossible - it isn't going to happen. That's just the way of the universe I'm afraid.
Just keep creditors informed when stuff happens rather than bury your head. "You're getting a quid because Mr. B is unemployed - more news next week" is far better than nothing accompianied by the sound of silence."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Sending you big hugs Banwa *hugs* at least the sun is now shining, what would we do without the joys of a little sunshine? xxDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
i've been absent for a few days! just catching up and really sorry to hear about Mr banwa's boss
....perhaps he could do what i did once when i was really unhappy at school.......baked the teachers all cakes with a few secret ingredients (weed & laxatives
) they were off for a few days -the ones that ate it- and i had a great few days
haha
well done on your bonus and using the majority to pay off debt. I need to take a leaf out of your book! dh is due his on friday and i'm already making lists on what to spend it on :eek: !!! xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
Hello everyone,
I am still around but avoiding posting for the time being, mainly because The Worst Has Happened. Mr B is out of work. His bosses were being so unreasonable that he pretty much felt he had no alternative.
I have to say that I thought I would be much more worried than I am, but in actual fact, I feel quite relieved. The uncertainty was really getting me down.
He has registered with a few agencies, has had half a driving assessment for some agency work, and he reapplied to the big green lorry people (he did a short stint for them a couple of years ago) and has a driving assessment and interview with them on Thursday and seems reasonably confident that they will ask him to come back (they called him very soon after they got his application) so all in all, I'm feeling remarkably relaxed. :cool:
He's also toying with the idea of claiming for constructive dismissal, although the idea of just putting the whole sorry affair behind him might be more appealing. I don't think they should be allowed to get away with it though.:mad:
So we may have to watch what we spend over the next few weeks while we adjust to the pay frequency etc. That said we have been very frugal of late, no unnecesary spends.
Hope everyone else is ok:)
BanwaDebt £26k 18/10/140 -
**big hug**0
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