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The Ultimate Hard and Fast debt clearing mission

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'm still free!!!! Very happy to have stayed out yet again.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Hurrah! :j I'll bet the air smelled very sweet as you went back home! :D
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Woohoo fab news you have stayed out Dinah!

    Poddle - glad you have the cake sorted and £150 isn't too bad if you know it will be yummy!

    I have never been to a civil wedding , although we are having one ourself! Love the idea of singing a well known song.I like Birdies idea of the beatles.

    Birdie - good luck with the eyes tomorrow, you will be fine and will be brilliant once you have recovered. Bet your hair looks lovely too.

    Had an ok day at work, feeling much better today.

    Talking about cakes I am planning on making Poppy a number one shaped cake next month. Don't really wnat to shell out for a one shaped tin so might cook a couple of square shaped ones and then cut out bits and then ice over it so it joins together...might have to do a practice run.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    wendz86 wrote: »

    Talking about cakes I am planning on making Poppy a number one shaped cake next month. Don't really wnat to shell out for a one shaped tin so might cook a couple of square shaped ones and then cut out bits and then ice over it so it joins together...might have to do a practice run.

    That's exactly what we did for DD!

    Good luck tomorrow birdie

    Dinah glad you stayed out of hospital. Take it easy x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'm the queen of easy atm, part of me is really worried about money during maternity, but a much bigger part of me is 'it'll work out somehow, just grow the baby' and so I'm just checking the bank accounts, making sure not to go overdrawn just from being careless and having money in the wrong accounts, but other than that doing very little.

    My payday Friday, NIMs Tuesday or Wednesday, looking forward to the money shuffle.

    Anyone else watching the budget?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Thanks for the cake love ladies! My sister did refer to it as her big fat gypsy birthday cake! It was a Delia sponge recipe and I just whacked loads of food colouring in and hoped for the best! Was Dr Oetker (however he spells his name) colouring though which is meant to be strong.

    I love the Beatles idea! So cool and everyone would know it. I have it stuck in my head now and can't think of anything else :o

    Great news that you stayed out of hospital Dinah! Bit of a catch 22 isn't it, all the worrying about being admitted can't be helping your BP! Hope you're feeling well today.

    Good luck today Birdie! I meant to say before, my friend paid over £4k for his laser eye surgery :eek: But he said it was the best thing he ever did.

    The cake sound great Wendz, I think your idea would work well. I think - correct me someone if I've made this up - but madeira cake is much easier to cut up than sponge as it is a bit firmer and doesn't crumble as much. But I may have made that up.

    ETA crossed posts - what is happening with the budget? I have heard about the personal tax allowance increase, but not for a year?
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    goes to 8150 april 2012 and 9250 april 2013
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Poolie
    Poolie Posts: 1,882 Forumite
    Smokes up 37p per pack from 6pm this evening.
    Fuel duty still planned rise by 3p on 1st August.

    Child Benefit £50,000 before it is then cut by 1% per £100 earned.
    Car Tax - Rise by inflation

    £1bn less borrowed this year £126bn, £120bn this year starting April and £21bn by 2016.

    Gold - We currently hold £11bn in Gold after Brown sold off 400 or so tonnes for £2bn which now would have been worth £13bn.
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Poolie wrote: »
    Smokes up 37p per pack from 6pm this evening.
    Fuel duty still planned rise by 3p on 1st August.

    Child Benefit £50,000 before it is then cut by 1% per £100 earned.
    Car Tax - Rise by inflation

    £1bn less borrowed this year £126bn, £120bn this year starting April and £21bn by 2016.

    Gold - We currently hold £11bn in Gold after Brown sold off 400 or so tonnes for £2bn which now would have been worth £13bn.

    Well if you will use plain english to explain how they've decided to shaft us all this time it will sound bad :p

    Hows tricks bud, you;ve been quite lately.
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I don't think we're greatly affect by the budget bar OH having to pay more for a smoke.

    Hope everyone's well, and Dinah's home safe! Having a costly day today, despite trying to tempt Ryder's tastebuds with different food he's only interested in the £50 a sack food :eek: bulk bought 30kg and saved around £30, with 5% cashback. Also signed his tush up to an insurance plan, will get £18 cashback from that.
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