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The Ultimate Hard and Fast debt clearing mission
Comments
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Ooh Dinah, those scones look amazing!
I have enjoyed today's tipping rants, I don't tip if I get bad service nowadays, but I don't mind otherwise. We took my mum for lunch on Sat as it was her birthday and all the staff came and sang to her, now I'm wondering if they were motivated purely by the thought of a nice tip! My first job was in a supermarket and a lady once gave me a £2 tip at Christmas which was odd, but welcome.
Birdie, can we see special Barbie?Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0 -
Here's special Barbie- she's pretty cool! (My Mum even bought me the matching 'big girls' necklace bless her!)
I also have this one, check out the price! I don't really want to let go of her though, she's so rare and I like having something so special, to me at least
Poddle, I'm not sure Delhi belly would be the best way to lose weight! :eek: Oh and I'd looooooove a digestive, not had a biscuit in about 10 days, normally they're a daily staple!Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb0 -
If you don't need the money I would be tempted to keep any that you want to, you've got your money plan sorted with the shares. Equally if you're not bothered about one or two of them you could 'recycle' the money to make new treats ie 3 barbies might pay for a weekend away at Disney?Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
£1.54 a day worse off. It's crap. I know it's crap, will try much harder. I thought the graph had broken as the line didn't even move! January is looking to be going in the right direction although with no money coming through from ebay or mystery shopping it's going to be way off target... but at least it's going in the right direction again. Mystery shopping still hasn't come back though, which is a bit concerning. I'm hoping that with me being off for at least the next two and a half weeks or so I can get plenty listed on ebay and make up for any mystery shopping shortfall.Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
1. Call HSBC
2. Call dentist
3. Drop letter off with colleague I may have given NIM completely useless directions to the wrong block of flats
[STRIKE]4. Get picture of December graph off NIM and post on here (only half a month late, but not really worth waiting for!)[/STRIKE]
5. List box and random other clutter on ebay
[STRIKE]6. Call doctors[/STRIKE] Useless, no appointments for when the doctor told me to make one to see her.
7. Do 5 vine reviews
[STRIKE]8. Wrap ebay parcel[/STRIKE]
9. Show Tink my new wardrobe
10. List book box on amazon/trade in on amazon or put on bookcase if we're keeping.
I know, I can't count to 5 today, but its all really important stuff! Things like phone calls will be quick wins too.
1. Call HSBC
2. Call dentist
3. Drop letter off with colleague
4. List box and random other clutter on ebay
5. Do 5 vine reviews
6. Call eyebrow place (was going to save money by trying to do them myself but OMG it hurts)
7. Show Tink my new wardrobe
8. List book box on amazon/trade in on amazon or put on bookcase if we're keeping.
9. Get NIM to update the spreadsheet with our real numbers now we're not hiding the babyDebt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
Oh dear, December doesn't look good. What is the £640 on the CC if you don't mind asking me? and what is the vine review? I keep reading it on your to do list.
BTW, the scones look amazing! This reminds me: what is happening with the business?0 -
The £640 on the CC is me being lazy and not moving money from the pay check on to the credit card on pay day. It's mostly my parent's flights and hotel we got for Christmas as I wanted the section 75 protection, and the Christmas food because we couldn't find the bank card for the account with the food money in it. It was paid off early Janaury when I bothered to log on, but for the purposes of this chart this is how the balance stood on the 1st Jan.
Vine review is Amazon. I don't know if you use the site often, but sometimes under a reviewers name there is a green line which says 'this review is from our Amazon Vine programme' or under some people's names it says 'vine voice' - well I'm one of those people. Basically Amazon send me 4 products a month (usually books but sometimes hoovers, software, cameras etc) to review, and I need to write a review of the product and get to keep it as a reward. Unfortunately at the moment I have about 20 reviews waiting to do, and you need to ave reviewed 75% of your requested items before you can request any more... and tomorrow is a day they release a new batch of goodies so I need to get reviewing
The business is now in NIMs hands as I got close to putting someone's head through a wall as I just do NOT get how things take this long. Suffice it to say if we ever get the first print run done the second one will be done very differently. Once the first print run is in my hands I'll be all over it like a swarm of bees. I still have no answer on personalised designs and I'm thinking I may have to fork out £320 for a piece of software so I can learn to use it myself and deal directly with the printers rather than having this hold up.Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
I still have no answer on personalised designs and I'm thinking I may have to fork out £320 for a piece of software so I can learn to use it myself and deal directly with the printers rather than having this hold up.
What kind of software are you talking about for designs? I bought a wacom tablet for very important design reasons. It was £50 for the medium sized tablet and came with PSE10 free to download, it's everything you really need for designs and then some. Plus the tablet makes it about 1000 times easier to draw, edit ect. I don't know if this is what you're actually after, but £55 beats £320 and holy muffins, the tablet is just gorgeous.0 -
What kind of software are you talking about for designs? I bought a wacom tablet for very important design reasons. It was £50 for the medium sized tablet and came with PSE10 free to download, it's everything you really need for designs and then some. Plus the tablet makes it about 1000 times easier to draw, edit ect. I don't know if this is what you're actually after, but £55 beats £320 and holy muffins, the tablet is just gorgeous.
Its not drawing design Cinny my dear. We have template which various designs have to be doctored to fit to so we can print them. Unfortunately this takes relatively expensive software, although I'm hunting for an open source alternative.This was 6 months out of date so I've changed it.:j:j:j:j0 -
Dinah......mmmmm, scones, they were my craving too when pregnant with DD, but I couldn't even wait to put the cream and jam on, just ate them plain
Oh and spaghetti with olive oil on, nothing else. I used to eat them virtually every day for months!! Quite fancy a scone now, come to think of it, but NO, I am not with child!!
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