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Risen from the ashes ...

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  • Think I forgot to mention my cc problems :( - basically card has been cancelled as someone tried to put through over £3.5k:eek: of online purchases on Mon & Tues:mad:. Luckily the cc company realised it wasn't "normal activity" but it'll be 10 days before the new card arrives :eek:.....

    Not great when my budgeting consists of putting everything on the cc and clearing each month :( - have major cash flow problems as need to clear last months bill (as usual) and try to find money for things that would usually have gone on the card:(.

    I may need to raid a pot :eek: and pay it back at the end of the month - can't see any other option unfortunately - I am absolutely hopeless with cash and never use my debit card for anything for this reason ......:eek::eek::eek: Dinky is just about dry - wish I'd known the card was going to be cancelled before they did it and at least I could've filled up with fuel first.... still at least they've spotted it before it got any worse.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    :eek::eek::eek: to someone trying to use your cc and it being cancelled. Good job the company spotted it.

    Raid a pot? :eek:
    Hope you get it sorted and the replacement card turns up soon.

    Glad your lovely dog is settling in well :)
  • Just a quickie ....... forum name for the new arrival has finally been decided ..... drum roll please ...... Maisie
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Just a quickie ....... forum name for the new arrival has finally been decided ..... drum roll please ...... Maisie
    Welcome to MSE Maisie :j

    thumbnail.aspx?q=4970600555414925&id=d859e7563692eff8b8b9f8882e184e90&url=http%3a%2f%2fwww.doormats-uk.com%2flab1.png
  • Awwwwww that's gorgeous!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Suffolk_lass
    Suffolk_lass Posts: 10,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Rising,

    One thing you could do is ask your bank for a temporary overdraft limit (increase) to relieve the cash-flow issue your cloned CC is causing - my bank (HSBC) was really good when I needed to do this for a month a few years ago after DH wallet was stolen and the cards were all sold on :eek::eek:

    On that occasion it was actually that bank that rang me to say there was unusual activity on the account so I have stayed with them because of the level of customer service I received.

    I hope your cats settle BTW, one of our previous cats lived under my bed for nearly 3 years before venturing out after the other cat died. Good luck with Maisie.

    SL
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    edited 5 May 2012 at 5:48PM
    Weekly pots update

    Pets
    £241.86 *
    Car & House £462.44 #
    Others £115.27
    Savings £77.41
    * This looks healthy but split is £105 (cats) and £136 (dog) - need to get Maisie spayed = just under £200:eek:. Might need to use some of the savings money if I get stuck :cool:

    #
    House ins due £238 - will pay on cc (if the new card arrives in time:eek:) & it will miss this month's cut-off, so shouldn't have to pay till June:j
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Like Maisie. :D

    Also just wanted to say, I saw a woman in M&S the other day wearing a scarf just like that. It was in shades of grey & black and I thought it looked very unusual and quite funky. (Daughter would cringe at that...apparently only 'old folk' use that word these days, lol).

    Anyway, I'd be delighted if someone gave me one as a present.
    Herman - MP for all! :)
  • aliasojo wrote: »
    Like Maisie. :D

    Also just wanted to say, I saw a woman in M&S the other day wearing a scarf just like that. It was in shades of grey & black and I thought it looked very unusual and quite funky. (Daughter would cringe at that...apparently only 'old folk' use that word these days, lol).

    Anyway, I'd be delighted if someone gave me one as a present.

    Awwww thanks - funnily enough I was at the market last weekend and someone was selling them on a stall - I think they were looking for £10 for them which isn't bad ... not sure if they were HM ones or not!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Weekly pots update

    Not much change from last week! (have gone back to my once / month transfer when I get the cc bill but trying to keep track of spends)

    Pets £241.86
    Spent £119.20 :eek: = £122.66 *:eek:
    Car & House £462.44 Spent £8.99 = £453.45 #
    Others £115.27
    Savings £79.55

    * Cats bit healthy (£90 ish) but Maisie's budget has been decimated!:eek: Cost of jabs in here & also a lot of "setting up costs" IYKWIM - new collar, lead, bed, big bag of food - will last several weeks etc. She's getting spayed at the end of the month so not quite sure where that's coming from:eek:


    #
    House ins due £238 - will pay on cc (if the new card arrives in time:eek:) & it will miss this month's cut-off, so shouldn't have to pay till June:j
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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