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Mortgage freedom..Shala_moo's attempt at a diary..

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  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I'm having my hair coloured on Thursday.

    My natural colour is sludge and going grey, so I prefer to have it done to look half way presentable.

    I used to have it done every three months, but I have cut this down a bit. But I don't like to leave it too long, as when it starts to grow out it looks yuk!

    Well done on You Gov. I'm currently on 4925 points, so I'm nearly there.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It definitely swings and roundabouts this last few months Beanie!!

    We should go out with our new hair then Goldie ;) I've told OH he's taking me out :rotfl:

    Hope you get a 75 point survey soon :T
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon,

    The hair extensions are in :D the money has been paid out :( but for the first time in 39 years I feel like I can be proud of my hair. It's a lot of upkeep I think, so this is a trial period to see if I can maintain it :) if not they are out!

    Nothing much to report other than that, we been having some strawberries and raspberries from out the garden which is lovely, especially when i'd run out of fruit for breakfast the other day.. I just popped out and grabbed some off the plants added some yogurt and it was instant, healthy, cheap breakfast :D

    The damson tree looks overloaded with fruit this year so we should have a good crop from that also, more damson gin for Christmas :T and I've tried to grow some more lettuce leaves, very unsuccessfully. I obviously haven't got very green fingers :(

    Anyway I hope everyone has a bit of sunshine today, I've got the washing on the line drying for free :p and the cats out catching the bugs.. lovely ..
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new hair :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • My dad has Fuchs, he's the only person I've ever known to have it! Even the opticians have never heard of it as I'm tested regularly as I'm at risk of it.

    glad your OP went well, my dad had a transplant which didn't go too well but it's better than it could have been.

    Will follow your story :-)
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about your dad OCC, I've heard Fuch's is possibly hereditary but as far as I know no-one has/had it in my family. I got diagnosed when I was 12 so we must have had a very good optician to spot it in the early stages thankfully.. hopefully your eye's will remain Fuch-free :)

    After being a little anti-mfw the last few months I've pulled my socks up a bit today (at long last)
    • reconciled all spreadsheets
    • ordered a £15 voucher from VO
    • free eggs came with the shopping :D 2 were broke so we had them deducted off the bill but still had 13 intact
    • joined bzzag*nt again, may as well see if I can get some freebies
    • received a free desert voucher through 0rchard
    • OH got a new hedge trimmer at cost from work, he can now trim some of the hedges instead of us paying the man a fortune to do it
    • popped to the shop today but couldn't find the exact thing I wanted so walked back out with 0 spend
    • free fruit from the garden again for breakfast

    Other stuff
    • after being inspired reading MWC's diary I took myself off for an after-tea walk to up my step count for the day :D didn't take any money with me so no temptations from any of the takeaways/shops I have to walk past
    • did look in the estate agents window though, the house up the road has sold for £15k more than we bought ours for and it has one less bedroom :T:T hopefully ours has had the same sort of rise in the last 3 years..

    We're planning to pop to town tomorrow to buy a few bits (new comb and scrunchie for hair) other than that no more spending for us this week coming (the week after is the full holiday pymt :eek: but we have that stashed already)

    xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi all..

    Having a lovely long weekend off work, trying to keep out of the shops :p Day 1 not so good, I popped out for some feta for tea and ended up spending £8 :eek::o

    I've had a few money saving wins this week too though
    • free moisturiser to test
    • free dessert to test :drool: and it was lovely :D
    • free powerfood vouchers on there way to test, worth £10 for raw cacao and another I can chose
    • free cracker crisps on there way to test
    • more free raspberries from the garden

    xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lots of nice things to test :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow, fantastic going on the freebies :T :T

    What's the powerfood one? (& is it still available? :D), was just thinking I'd like to get my mitts on some cacao ;)

    I need to get back into my freebie-hunting ways. Thanks for the inspiration :)
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    I so love those freebies in the post. Should be getting some from Bzz this week..
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
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