Mortgage freedom..Shala_moo's attempt at a diary..

shala_moo

I may have tried quite a bit of it.. just to make sure it's edible you understand:rotfl:

ammonite

Of course! Hope OH likes it too

MoneyMission

Hi Shala. As a non-shopper and not very fashion conscious member of the female population, I really begrudge buying new underwear. I had a revelation a couple of weeks ago though when I got two new bras. Made me realise how uncomfortable my old ones had got. I may need to pay more attention to myself in future!

Glad the cake was yummy.

shala_moo

Hey MM, you sound like me - i hate shopping, especially for Bra's! I'm on the larger side so finding a shop that sells a good range is impossible unless I go for £35 bra's from Bravissimo and the nearest store is 30 mile away.:(

I've ordered some from M&S online this time, 4 for £45 which isn't too bad. They seem quite comfy so far but i find you have to wear them in a bit first to know 100%.

I only buy other clothes when i'm desparate for them. I always have the mind set of "i'll buy some nice clothes when i lose some weight" but i never lose the weight :mad:

I put on a stone over xmas and still have it plus i was already 2 stone overweight anyway! Maybe i'll add it as a challenge in my monthly numbers on here... might make me more accountable.

Right so my goal is to lose 42 lbs. I'm on Myfitnesspal if anyone wants a friend! can't say i'll be much of an inspiration though :rotfl:

Sepa74

I used myfitnesspal for a while, and found it really helpful. I particularly like that you can enter recipes and it tells you how many calories are in it.

But I didn't like the fact that you had to be online to use it. Grrr. It also took up a lot of memory and battery power.

I hope it helps you! I might go back to it if my weight keeps going in the wrong direction, like it has since Christmas. <sigh>

shala_moo

Hi Sepa.. i know how you feel, i was meant to lose my xmas weight and more by now, but it's seems to be going the wrong way! :mad:

Had some unfortunate, upexpected spends this afternoon when I realised i'd forgotten my cousins 18th birthday is next wk! Thank g0d for the internet that's all i can say! I managed to order some vouchers, flowers, champagne, balloon and a card all in 30 minutes, all to be delivered on the day... phew! :T Shared the cost with my sister (who'd also forgot:eek:) so it's "only" cost me £50..

With Oh's birthday tomorrow as well i'll be struggling to have money left in my account at the end of the month to transfer to savings

shala_moo

Frustrating few days in our household..

I thought it was easy to get some vouchers online for my cousins birthday but 3 emails and 5 phone calls later I've had to get my sister to pop to the shops and physically purchase the vouchers to post to our cousin. Voucher buying from Ne*t or Ernest J0nes is now a no no for me as it's shockingly more difficult than it needs to be! grrrrr:mad:

Tesc0 Customer service however have been a breath of fresh air.. damaged items in my shopping got refunded, delivery charge refunded and an extra £10 voucher for our inconvenience:T

On the spending front, it cost me £170 for my private consultation regarding my eye which wasn't as expensive as I thought. I still have to make a final decision on whether to spend the £2.5k on my op but i'm leaning that way. I definitely felt a lot more confident and comfortable with the surgeon/consultant that i saw this week compared to my NHS one.

On the weight front, I shall be starting my healthy eating tomorrow. It's been OH's birthday this week and we've been out and about shopping/eating out etc so it hasn't been the healthiest few days. (i've also made a chocolate peanut butter giant cup cake for work that i've been sampling.. but i won't touch it tomorrow promise!!)

shala_moo

Outstanding Mortgage £164,294.92 (first overpayment made:D)
Family Loan £15,522.91
Outstanding CC 0% £0:j
Savings £10,000 - hit target
Weight target 42lbs/0

Total Debt as present moment £169,817.83(-1,344.57)

Under £170k.. :j:T:j:T

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Had some housey stuff to do this week/weekend which cost us some money..

- had gutters cleaned - £65 and they were full!
- bought vinyl for toilet floor and some hall shelves - £65 with H0mebase 15% off
- found rising damp in the kitchen so £100 to fix.. hopefully now it won't spread will have to repaint the kitchen though.

Also still need to get some airbricks put in the back wall for ventilation but i'm hoping that won't cost too much!

I think the previous owners did less building maintenance than we assumed they did so i dread what else we will find as we live here longer! :mad:

shala_moo

referral to Superpoints if anyone wants it....

used now x

ammonite

Hope your damp doesn't spread Shala! Sounds like you are doing brilliantly, well done you