Moneyclaim Online (MCOL) question

pink_star

phil_kirsty wrote: »

hi im starting mcol tonight but i have a joint account with my partner where do i put both our names ,it says individual or organisation but we arnt a company and theres only 1 claimants name
thanks all

You can put either of your names in the individual box, it does not need both names unless you to both have to sign cheques etc together.

pink_star

lawtz04 wrote: »

Hi ya. Sorry everyone, but my question got ignored in amongst the others! If a defendent has "until the 16th of april" to acknowledge does this mean I can claim at 1 min past midnight on the 16th or 17th?
Ta!

There are some posts on here about timing, I would assume it's the 17th. However, from what I have read when some have entered judgment at 1 min past midnight etc...it lets you, then a day or so later it can change as the banks have acknowledged & the courts allow it to carry on this way.

pink_star

vickyfrench wrote: »

Can anyone give me some much needed advice please? My daughter and her husband started a reclaim bank charges in early February,since which time Nat West have employed every delaying tactic you can think of!! They are now in the court process and have just received a letter from Nat Wests solicitors which is full of legal jargon asking for more information!!
It states their defence (the bank) and now requires lots of further info which is littered with legal jargon - i believe this is to frighten them off.
Has anyone else had this happen to them,and what should they do from here? They are to respond by 26th April.
Any help or similar situations would be gratefully received!!!!
On a lighter note,my son reclaimed his bank charges,had no problems at all,and they paid up straight away!!This was with RSB --SUCCESS!!!!!!!!!
Please help!!

Hiya, sorry no advice as yet as Natwest have acknowledged my claim & I'm expecting the letter your daughter received anyday now. From what I've read in this thread it's a common scare letter they issue, so don't let them be put off by it. I know some people have sent the info back to them & others have not, I'll be checking back here then so I know what to do too!
Great news about your sons claim :T x

frugalpam

Hi - am shortly going to be starting a MCOL claim against Natwest. Is there one place or post that sets out the process, what to write, etc? I've had a search round, but there are 50 pages on this thread to plough through, which is going to take a long time to get through!!

thanks
Pam

jamdown

When doing the MCOL do i put the interest from when i first contacted Hsbc or do you do it from the date you are doing the MCOL.

pink_star

frugalpam wrote: »

Hi - am shortly going to be starting a MCOL claim against Natwest. Is there one place or post that sets out the process, what to write, etc? I've had a search round, but there are 50 pages on this thread to plough through, which is going to take a long time to get through!!

thanks
Pam

Page 6 of this thread helps you with the particulars...good luck with it x

pink_star

jamdown wrote: »

When doing the MCOL do i put the interest from when i first contacted Hsbc or do you do it from the date you are doing the MCOL.

The interest is from the date the charge was incurred. Martins calculator helps with totting up the charges or you can x your charges only by 0.00022 to give you daily rate of interest...you will need this info for the particulars of claim with MCOL. hth x

fairyprincess76

ok so we got a letter from natwest offering us our £2200 but thats without the court cost and interest. we have decided to accept the offer and i need to stop the mcol.

have been on and it gives me 2 options. i assume i choose option 2 judgement by admission then on the next page it says

I accept the defendant's proposal for payment

so clicked this but on about page 5 it says

Amount of claim as admitted
(including interest at date of issue)
£ 2619.28
but this is not what they offered us so what do i do. i cannot change this amount.
do i have to cancel the court proceedings instead of completing the mcol form??

pigsmightfly

jamdown wrote: »

When doing the MCOL do i put the interest from when i first contacted Hsbc or do you do it from the date you are doing the MCOL.

Do a new list the day you start MCOL

nickmack

fairyprincess76 wrote: »

ok so we got a letter from natwest offering us our £2200 but thats without the court cost and interest. we have decided to accept the offer and i need to stop the mcol.

have been on and it gives me 2 options. i assume i choose option 2 judgement by admission then on the next page it says

If you've decided to settle out of court, you do not have a judgement.

Wait until you actually get the money and then let the court know the claim has been settled to your satisfaction.