Cameron and Co, you silly....silly boys

leveller2911

Turnbull2000 wrote: »

Aren't the Tories also looking at a scheme offering free grants (well, in lieu of rent paid) to social housing tenants so they can buy on the open market?

We just need a much bigger push for shared-ownership (the Tories favoured solution for FTBs) and government guarantees of 95-100% mortgages and we're on our way.

Grants to Social housing tenants were introduced around 1998 ish and stopped about 3 yrs later. The amount of grant depended on the area you lived in.In our area tenents were offered £16,000 to move out and buy.

Personally I think Government guarantees of 95-100% mortgages are a terrible idea.The tax paying public should not subsidise the housing market unless all profits on sales goes back into the state coffers....

I can't make out if your post about 95-100% mortgage guarantees was tongue in cheek or not.....:D

Cleaver

ILW wrote: »

Overgrown front and back gardens, new people living there every six months or so. It is also the only house in the road that has been converted into flats. landlord couldn't give a toss as long as he gets his rents, tenants do not expect to be there for long so why spend money on keeping the outside nice. Tenants are currently 3 youngsters living in a studio flat.

And the other 39 are all owner occupied and well kept, yes? Again, how do you know they are all owned? I know that my two next foor neighbours own, purely from conversations. But beyond that I have no idea who rents or owns down my street.

Most smart landlords do give a toss about the condition of their property, as they know that a better property can yield a better return. So I imagine that this is a bit of an exception.

vivatifosi

Cleaver wrote: »

And the other 39 are all owner occupied and well kept, yes? Again, how do you know they are all owned? I know that my two next foor neighbours own, purely from conversations. But beyond that I have no idea who rents or owns down my street.

Most smart landlords do give a toss about the condition of their property, as they know that a better property can yield a better return. So I imagine that this is a bit of an exception.

To be fair Cleaver, ILW does have a point, sort of. Where I live I do know who owns houses and who doesn't. I know this because I'm a director of the residents' company. Unlike ILW I believe that most BTL landlords are good, but those that don't know how to be a BTL landlord are an absolute nightmare. They don't inform tenants of covenants, don't keep the property properly (which can be a danger to their tenants if they don't have safety checks) and so on.

We also get homeowners that do the same, but in percentage terms its more likely to be a BTL landlord. For the most part these are people find themselves in the circumstances of holding BTL by accident rather than design: eg they move in with a partner and in the current market find that they can't sell. We also have one property which is owned by a professional landlord who just doesn't care. I think they own so many properties that they just farm them out to agents to look after and you can never get hold of them to raise concerns. Of course, that doesn't happen with owner occupiers, you can just turn up on their doorstep to discuss things if they don't answer letters, so its a different type of problem.

Jimmy_31

Its quite easy to tell which house in our street is a BTL, the tenant painted it white and then the landlord kicked off about it and now its a kind of rusty brown imitation brick colour.

Pimperne1

Jimmy_31 wrote: »

Its quite easy to tell which house in our street is a BTL, the tenant painted it white and then the landlord kicked off about it and now its a kind of rusty brown imitation brick colour.

Jimmy, the more I hear about where you live the more I think "What a fnching dump".

Jimmy_31

Pimperne1 wrote: »

Jimmy, the more I hear about where you live the more I think "What a fnching dump".

My real name is stig:)

Graham_Devon

I certainly know every single house which is rented by HA tenants and those that are owned.

It's pretty easy to figure out, even without the knowledge.

Those who get their rents paid by the state have the new doors, the tripple glazing, the fresh coat of paint every 2 years, and many seem to have fosters / carlsberg umbrella things in their garden all year round. Soon to be highlighted further by solar panels.

Those who own, don't.

Jimmy_31

Graham_Devon wrote: »

I certainly know every single house which is rented by HA tenants and those that are owned.

It's pretty easy to figure out, even without the knowledge.

Those who get their rents paid by the state have the new doors, the tripple glazing, the fresh coat of paint every 2 years, and many seem to have fosters / carlsberg umbrella things in their garden all year round. Soon to be highlighted further by solar panels.

Those who own, don't.

Yes, i have sat my toolbox on many of those umbrella things, then its gloves on and brave every room in the house to change the windows:eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:not all of them are like this but a lot are.

leveller2911

Graham_Devon wrote: »

I certainly know every single house which is rented by HA tenants and those that are owned.

It's pretty easy to figure out, even without the knowledge.

Those who get their rents paid by the state have the new doors, the tripple glazing, the fresh coat of paint every 2 years, and many seem to have fosters / carlsberg umbrella things in their garden all year round. Soon to be highlighted further by solar panels.

Those who own, don't.

Here its the exact opposite, the HA tenented houses have 20 yr old rotten wooden windows, painted (toshed over) every 6 years, 50% efficient back boilers and 20yr old bog standard kitchens which have a lifespan of 10-12 years.......

Are you sure they have triple glazing Graham?, I only ask this as double glazing conforms to Part L of building regulations so I'm not sure why any HA would go to the expense of triple glazing.....There are 5 different HA here and not one would fit triple glazing,think theres a bit of poetic licence going on here.

Jimmy_31

leveller2911 wrote: »

Here its the exact opposite, the HA tenented houses have 20 yr old rotten wooden windows, painted (toshed over) every 6 years, 50% efficient back boilers and 20yr old bog standard kitchens which have a lifespan of 10-12 years.......

Are you sure they have triple glazing Graham?, I only ask this as double glazing conforms to Part L of building regulations so I'm not sure why any HA would go to the expense of triple glazing.....

Housing associations are now fitting cornice, pelmets, and splashbacks to their kitchens, no reason to fit any of this stuff as its just a waste of money.

Looks like somebody needs to keep wasting money for some reason:)